Robert T. Hardin-Brazelton, Insurance

08/10/2024

Proper time management is a concept I struggle with.

To manage something means you have the ability to increase it with proper actions but no one can make more time.

So aren’t you really just managing your activity within the allotted time frame.

I guess activity management doesn’t have the same ring to it.

08/06/2024

3 mistakes people make when changing health insurance.

1. Network Changes - make sure to check the network of the new plan for any doctors you currently like seeing. Even if the new plan is with the same company many times there is a difference on the doctors you have access to.

2. Prescriptions - certain drugs are excluded or fall in a higher cost category depending on the plan you select. Make sure to check the drug list of any current prescriptions. Most carriers will have a list of all the drugs that are covered and what tier they are covered in for plans.

3. Cancel to Early - When changing plans you want to make sure you have an approval from the new plan before you cancel your existing coverage. Voluntarily cancelling a plan will lock you out of coverage in the event the new coverage for whatever reason falls through. With that being said, try to give you existing health insurance company as much prior notice as possible. Many times, calling and asking what the termination policy is the best case as each carrier has the ability to set there own guidelines.

Have questions about coverage? Not sure what your plan actually covers?

Reach out to get your peace of mind.

There is no cost for assisting with current coverage or shopping for coverage.

08/05/2024

It’s hard to start
Harder to keep going
Only thing that’s easy is giving up

05/09/2022

Do you need Health, dental, or vision insurance?

Do you want to see if you qualify for assistance with premiums?

Send us a message to check some of the biggest insurance company’s and see what you qualify for.

10/02/2021

It’s almost time for another look at that health insurance. If you need some assistance this year let’s book a no cost appt to see if we can save you some money on health insurance.

Oh and if no one has told you, you need life insurance. Let’s have the conversation.

03/11/2021

Going live for any health insurance related questions. In the mean time if you need some financial help and are in California go check out my blog on assigning an agent

Step 1: Navigate to the Covered Ca website and log in to your account. If you do not have an account you can create one. Step 2: At the top of the screen there will be a ? mark surrounded by a circle. Hoover over and select the option "Find Local Help" Step 3: A pop up window should appear and you w...

02/11/2021

I’m thinking of starting an association for independent artist who to come together and need tradtional full time benefits retirement, health benefits, life insurance etc.

Wondering who would be interested?

Researching if there is anything like this already.

01/29/2021

This is what the long nights and level 1000 stress is for. I prayed to be able to give out opportunities this year and God for sure delivered. I am almost fully booked up for leased space but still have space if you need a virtual office, mailing address for your business, and phone answering services.

Socials and all that jazz coming soon.