Hite Home Lending

09/24/2026

Ready to start your homeownership journey on the right foot? 🏡 Send me a message today to build your custom game plan.

09/21/2026

09/15/2026

Ready to see what today’s market means for your personal home buying goals? Send me a direct message today and let us explore your options. 🏡

09/09/2026

09/02/2026

Is dropping the purchase price really the best way to save money on your new home? Most buyers assume a price drop is the biggest win, but that is not always true.

Send me a direct message today to discuss the best strategy for your upcoming home purchase. 🏡

09/01/2026

Ask your lender these four questions 👇

1. What is the annual percentage rate?

It is easy to focus only on the interest rate, but the APR gives you a better look at the total cost of the loan because it includes the rate plus certain fees.

When comparing lenders, compare the APR too.

2. Can I make payments every two weeks?

Paying half of your monthly payment every two weeks adds up to 13 fullpayments each year instead of 12. That extra payment can help you pay down your mortgage faster and save on interest.

If your lender does not offer this option, ask whether you can make extra principal payments on your own.

3. Do you offer mortgage recasting, and what does it cost?

Recasting allows you to put a lump sum toward your mortgage balance. Your lender then recalculates the loan, which can lower your monthly payment.

This may be helpful if you have extra cash to put toward the loan but refinancing does not make sense. Just remember that not every lender offers it.

4. Can you send me a full closing cost estimate with every fee listed?

This helps you see exactly what you are being charged. It also makes it much easier to compare lenders.

08/20/2026

Did you know that a high income does not automatically guarantee homeownership?
Healthy financial habits often matter much more than the amount on your paycheck

Send me a message today to create your personalized home buying strategy. 🏠

07/28/2026

Self-employed buyers usually do not have a simple income story.

You may have strong revenue, smart write-offs, changing deposits, seasonal income, or a business that looks different on paper than it feels in real life.

It means your mortgage needs to be reviewed with the right strategy before you apply.

The earlier we look at your income, tax returns, and possible loan options, the fewer surprises you run into later.