Dustin Klass Insurance

Dustin Klass Insurance Life Insurance Solutions

Around 65% of adults that don’t have life insurance say they don’t know how to buy a policy or aren’t sure what life ins...
12/11/2023

Around 65% of adults that don’t have life insurance say they don’t know how to buy a policy or aren’t sure what life insurance is right for them.

The years teach much which the days never know. -Ralph Waldo Emerson
12/08/2023

The years teach much which the days never know. -Ralph Waldo Emerson

Question: When are gift taxes due and who pays them? Answer: Gift taxes are due on certain transfers of wealth. If and w...
12/07/2023

Question: When are gift taxes due and who pays them? Answer: Gift taxes are due on certain transfers of wealth. If and when gift taxes are due, the donor is liable for them. The recipient of the gift is not taxed. (Note that gifts to charity are not subject to gift taxes.)

With Life Insurance the “Death Benefit” is amount of money paid to the beneficiary when the policyholder dies. If loans ...
12/06/2023

With Life Insurance the “Death Benefit” is amount of money paid to the beneficiary when the policyholder dies. If loans are taken on these benefits, the payable amount will decrease. The amount of the benefit might also increase if there are more benefits payable when certain conditions are met.

Evidence of Insurability is a statement of the prospective policyholder’s physical health and other information, such as...
12/05/2023

Evidence of Insurability is a statement of the prospective policyholder’s physical health and other information, such as assets and income, which helps the insurance company decide whether the applicant is eligible for insurance, the amount of risk they pose to the company and what premium the company will charge.

A “Fixed Period Option” is the option in a life insurance policy that makes death benefit payments for a set length of t...
12/04/2023

A “Fixed Period Option” is the option in a life insurance policy that makes death benefit payments for a set length of time. The death benefit is left on deposit with the insurance company and accrues interest. The life insurance company makes payments of the specified amount until the benefit and interest run out.

“Do one thing every day that scares you.” ―Eleanor Roosevelt
12/01/2023

“Do one thing every day that scares you.” ―Eleanor Roosevelt

A joint first-to-die policy is a life insurance policy that provides coverage for two people and makes payment to the su...
11/30/2023

A joint first-to-die policy is a life insurance policy that provides coverage for two people and makes payment to the survivor as soon as the first person dies. This policy is often used to cover estate tax expenses.

With Life Insurance a “Living Benefit” is an advance cash payment of a portion of the insurance before the insured perso...
11/29/2023

With Life Insurance a “Living Benefit” is an advance cash payment of a portion of the insurance before the insured person dies. It allows for financial assistance to the insured individual while he or she is still alive.

Risk clarification is the step in the life insurance underwriting process in which a company assesses and classifies an ...
11/28/2023

Risk clarification is the step in the life insurance underwriting process in which a company assesses and classifies an applicant’s risk of mortality.

Key person (employee) insurance is a particular type of life insurance policy taken out by a company on one of their emp...
11/27/2023

Key person (employee) insurance is a particular type of life insurance policy taken out by a company on one of their employees, in which the company is the beneficiary in the case of that employee's untimely demise.

“It’s not the load that breaks you down, it’s the way you carry it.” ―Lou Holtz
11/24/2023

“It’s not the load that breaks you down, it’s the way you carry it.” ―Lou Holtz

Address

Sacramento, CA

Telephone

+19165884455

Website

Alerts

Be the first to know and let us send you an email when Dustin Klass Insurance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Dustin Klass Insurance:

Shortcuts

Share

Category