Terry Conner NMLS #274572

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Terry Conner NMLS #274572 Providing Hard Money solutions for ground up construction and major remodeling for primary, secondary and investment properties. Branch License -180879.

Terry Conner specializes in construction financing for single-family homes and large remodel projects. With more than two decades of experience as a general contractor and the last 20 years as a construction lender, he has the expertise to help guide you through the process of helping his clients build or remodel their dream home. His experience and attention to detail have resulted in numerous aw

ards and accolades over the years. Outside of the office, Terry enjoys exploring small towns. One of his favorite hobbies is to head to an off-the-beaten-path, small town destination and learn all he can about the area from the locals. And if there happens to have a golf course somewhere nearby, well, that wouldn’t be the worst thing in the world. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. REFERENCES BELOW:

Sacramento, CA Custom Home

"Terry, the loan has closed and the first draw was funded yesterday. While most banks are not financing home construction loans, you have done so with a very easy process. You closed and funded my first draw in record time. Thank you for your time and effort in helping with this loan."
-Sacramento Custom Home Loan Client

Folsom, CA Custom Home

"From start to finish, Terry was excellent to work with. He did a great job of explaining things to me. He was very patient with me as my project grew in scope which delayed the recording of the loan. I’d go back to Terry again for all my future financial needs."
-Folsom Custom Home Loan Client

CA Custom Home
"Dear Terry, Just a quick note to tell you how much we appreciated working with you. We must have went through 7 or 8 banks, trying to find someone that would realize the benefits of our situation. So I was very happy to make contact with you. My wife and I appreciated your responsiveness. You always were prompt with returning emails and phone calls and you seemed to go above and beyond what was expected. You even coordinated meetings with our designer/contractor and explained everything to us all very well. The process was easily understood because of your past construction experience and we always felt you had our best interest in hand. Thanks again."
-CA Custom Home Loan Client

CA Custom Home
"I would like to express how nice it was to work with Terry Conner. His understanding of the construction business and the needs of builders was instrumental in us doing business together. In addition, once we received funding, his follow up work with us has been excellent. I would recommend Terry and the rest of the team to anyone looking for a bank in the construction industry. Thanks again."
-CA Custom Home Loan Client

Finish 2023 on a high note! If you’re buying a home soon, you can still take advantage of Waterstone Mortgage's Platinum...
21/11/2023

Finish 2023 on a high note! If you’re buying a home soon, you can still take advantage of Waterstone Mortgage's Platinum Credit Approval Closing Guarantee… but time is running out. We’re offering this exclusive program for Platinum Credit Approval (PCA) customers who complete the PCA process by December 31, 2023.

With our Platinum Credit Approval Closing Guarantee, if we are unable to close a PCA loan — due to an internal error during our underwriting process — Waterstone Mortgage will pay the seller(s) of the subject property $5,000.

Remember that time is limited, so send a message to get started on your PCA process!

https://bit.ly/3R0ToCh

Did you know that for the first 1-3 years of your mortgage, you could potentially have a lower interest rate than the on...
20/11/2023

Did you know that for the first 1-3 years of your mortgage, you could potentially have a lower interest rate than the one you initially locked in? 🤩

A temporary buydown is a mortgage loan option in which the seller reduces the interest rate for the first 1-3 years of the homebuyer’s loan.

This can be a great tool for the seller, too, because it allows them to sell quickly without dropping the listing price.

Visit the blog to learn more about how a buydown works ➡️ https://bit.ly/40JrxtD

To rent or to own? 🤔Do you want to build someone else’s wealth by paying rent and in turn, their mortgage? Or would you ...
16/11/2023

To rent or to own? 🤔

Do you want to build someone else’s wealth by paying rent and in turn, their mortgage? Or would you rather build your own wealth by investing in homeownership? The choice is simple.

Invest in your future; own a home.

Send a message to get started.

Your personal brand can define your success in the real estate industry. It’s the foundation you lay down to build a cre...
15/11/2023

Your personal brand can define your success in the real estate industry. It’s the foundation you lay down to build a credible career.

When you begin to create your personal brand, it’s important that you stay true to who you are and what you believe.

Still trying to figure out what your brand looks like?

Here are some tips on how to build your personal brand: https://bit.ly/3sz93PJ

Your home’s equity can be one of the biggest resources to you financially. 🏠 💸 You can tap into that equity with a cash-...
14/11/2023

Your home’s equity can be one of the biggest resources to you financially. 🏠 💸 You can tap into that equity with a cash-out refinance for things like debt consolidation, paying off student loans, making home renovations, and more.

Learn more about Waterstone Mortgage’s refinance options: https://bit.ly/3SH9W3s

This Veterans Day, we honor those who have served or are currently serving our country. Thank you for your service.
11/11/2023

This Veterans Day, we honor those who have served or are currently serving our country. Thank you for your service.

Current mortgage rates can be scary, but they don’t have to be! If you purchase a home now, you may be able to refinance...
07/11/2023

Current mortgage rates can be scary, but they don’t have to be! If you purchase a home now, you may be able to refinance your mortgage if rates drop in the future.

At Waterstone Mortgage, we can help you take the fear out of buying and refinancing your home. Send a message to chat about your options!

Happy Motivation Monday! Take it from Laura Ingalls Wilder, “Home is the nicest word there is.” What’s motivating you on...
06/11/2023

Happy Motivation Monday! Take it from Laura Ingalls Wilder, “Home is the nicest word there is.”

What’s motivating you on your journey to homeownership today? 🏡

If you are interested in purchasing a home soon, don't miss out on this amazing opportunity! In case you missed it, we r...
03/11/2023

If you are interested in purchasing a home soon, don't miss out on this amazing opportunity! In case you missed it, we recently launched our Platinum Credit Approval Closing Guarantee, and it's only available for a limited time! We're offering this exclusive program for Platinum Credit Approval (PCA) customers who complete the PCA process by December 31, 2023.

With our Platinum Credit Approval Closing Guarantee, if we are unable to close a Platinum Credit Approval loan — due to an internal error during our underwriting process — we will pay the seller(s) of the subject property $5,000.

Remember that time is limited, so send a message to get started on your Platinum Credit Approval process!

https://bit.ly/40rVNZY

There’s no place like home for the holidays! If a new home is on your holiday wish list, let’s chat about your financing...
01/11/2023

There’s no place like home for the holidays! If a new home is on your holiday wish list, let’s chat about your financing options. 🎁

Waterstone Mortgage offers a variety of traditional and specialty loan options to fit your unique needs. Learn more: https://bit.ly/3FIycKK

Address

2208 29th Street, Suite 100 Sacramento, CA 95817

95819

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