Medicare Options - Sean Renfroe

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Medicare Options - Sean Renfroe I can help you learn what your Medicare options are. Should you go with a Supplement plan, or an Advantage plan, or just original Medicare?

I am licensed in several states. Send me your question on Messenger. I am a independent insurance agent who enjoys helping seniors with their Medicare options, and Final Expense options. I am licensed in Kentucky, California, and Arizona. My Bachelors degree is in Business Administration, and I have been serving seniors in various roles since 1993. I enjoy being a father to 7 children and been married to my bride for 31 years. I was born and raised in the USA -- English is my first and only language. Within the world of Medicare, there is original Medicare (covers 80%), Medicare Supplement plans (covers last 20%), Medicare Prescription Drug plans, and Medicare Advantage plans (managed by private insurance companies). Outside of the Medicare world, I offer Final Expense insurance, Preneed Funeral insurance, and Travel Protection.

News & Resources about Medicare:
09/30/2026

News & Resources about Medicare:

Plain-language Medicare news, enrollment reminders, helpful tips, and trusted resources from independent insurance broker Sean Renfroe.

📬 A very important Medicare letter may be arriving this month!If you have a Medicare Advantage or Part D prescription dr...
09/08/2026

📬 A very important Medicare letter may be arriving this month!

If you have a Medicare Advantage or Part D prescription drug plan, watch for your Annual Notice of Change—often called the ANOC.

This isn’t junk mail. It explains what your plan will change in January, which may include:

✅ Monthly costs and copays
✅ Prescription-drug coverage
✅ Medical benefits
✅ Provider networks or service areas

Receiving an ANOC does not automatically mean you need to change plans. It simply gives you an opportunity to review the changes and decide whether your coverage will still meet your needs next year.

Keep the notice somewhere safe. Medicare Open Enrollment runs October 15 through December 7.

Official information: Medicare.gov

—Sean Renfroe
Licensed Independent Insurance Broker

*Not connected with or endorsed by the U.S. government or the federal Medicare program.

JUNE NEWSLETTERhttps://mcusercontent.com/cad220a474e2dc6511b989559/files/776222fb-8f6f-69cf-762d-3badc2eff5fd/Newsletter...
06/24/2026

JUNE NEWSLETTER

https://mcusercontent.com/cad220a474e2dc6511b989559/files/776222fb-8f6f-69cf-762d-3badc2eff5fd/Newsletter_from_Sean_2026_June.pdf

05/17/2026

Set up at the Kentucky Horse Park Flea Market today only.  Lots of cool items here, including food vendors.  $10 parking...
05/17/2026

Set up at the Kentucky Horse Park Flea Market today only. Lots of cool items here, including food vendors. $10 parking fee to get in. Send me a DM if you have questions.

03/26/2026

Turning 65 soon?
Avoid PENALTIES for not turning on Medicare at the right time! Our FREE ADVICE can help.

Send a message to learn more

02/20/2026

Curious about what Medicare plans are out there?

02/19/2026

Turning 65, or about to Retire soon?

01/30/2026

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Russell Springs, KY
42642

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