Horak Legacy Group

09/04/2026

Markets pushed higher in August as AI-driven optimism helped investors look past softer economic data. The S&P 500 gained 2.62% and the S&P/TSX Composite rose 2.96%, even as softening retail sales kept consumer spending in focus. Back-to-school season adds another data point to that story, with spending expected to reach \$146.8 billion in the U.S. and \$4.5 billion in Canada this year.

The Standard & Poor’s 500 Index advanced 2.62 percent, while the Nasdaq Composite rose 3.93 percent. The Dow Jones Industrial Average lagged, adding 1.34 percent. The S&P/TSX rose 2.96 percent.1,2

09/03/2026

What happens to your retirement income when the paycheck stops?

Retirement planning isn’t just about saving enough—it’s about knowing how you’ll turn those savings into income, protect what you’ve built, and leave a legacy for the people you love.

Join us for an upcoming Retirement Income Planning & Estate Protection Seminar where we’ll discuss strategies and important considerations to help you feel more confident about your financial future.

Whether retirement is years away or just around the corner, there’s no better time to start asking the right questions.

📅 Reserve your seat today!

👉 Register here: https://edge.financialseminarservices.com/Rsvp/Seminar/B8NQFB

09/02/2026

Let's debunk some common life insurance myths together!
Life insurance isn’t just for later in life—it’s about protecting your future and your loved ones today. 💙

📞 Call us at (785) 640-1667 | 🔗 Schedule a free consultation: https://calendly.com/wendi-b5o/15-min-phone-call

08/15/2026

Here are some words from our President, Wendi, regarding the upcoming school year!..
Back-to-school season always seems to arrive before we’re ready for it.

One minute, we’re enjoying the slower pace of summer, and the next we’re buying school supplies, adjusting schedules, and sending kids off to a new grade. It’s a good reminder of how quickly life moves—and how often we find ourselves entering a new season before we even realize it.

Our financial lives are much the same. There are seasons of building a foundation, growing your career and family, building wealth, preparing for retirement, and eventually enjoying the life and legacy you’ve worked so hard to create. Each season brings new priorities, new opportunities, and new decisions.

As you help your kids prepare for their next chapter this school year, take a moment to think about your own next chapter.

Are you building the right foundation? Are you making the most of your current season? And are the decisions you’re making today helping prepare you for the season ahead?

Just as our children grow and move from one grade to the next, our financial goals and priorities change throughout life. A thoughtful financial plan should grow and change with you.

Your seasons change. Your financial plan should, too.

📞 Ready to make sure your financial future is set?
Call Wendi at (785) 640-1667 or schedule here https://calendly.com/wendi-b5o/15-min-phone-call

08/09/2026

We had a great time yesterday supporting the Tall Corn Festival in our hometown of Rossville!

From handing out bags for the kids to collect all their parade candy to passing out popsicles to help everyone cool off, it was a fun day celebrating the community we’re proud to be a part of. 🌽

At Horak Legacy Group, we’re passionate about helping local families plan for what’s ahead — whether that means preparing for retirement, protecting your family with life insurance, or navigating Medicare.

If you have questions about your financial future or just want to talk through your options, give us a call or click the link to schedule a time on our calendar. We’d love to help!

https://calendly.com/wendi-b5o/15-min-phone-call?month=2026-08

08/07/2026

Markets navigated mixed signals in July. Inflation eased, tech faced pressure, and energy surged. Meanwhile, Americans are planning record travel spending in 2026: \$1.37 trillion. What's shaping your household budget this summer?

Stocks were mixed in July as investors navigated a cross-current of news on the outlook for AI spending and Q2 corporate reports.

07/21/2026

We spend month planning a vacation that lasts a week... But how much time do we spend planning for the 20–30 years we hope to enjoy in retirement?

Retirement isn’t just about leaving work—it’s about having the time and resources to live the life you’ve been looking forward to.

07/19/2026

“Let’s talk retirement for a minute, not the scary version, but the real one.

The one where you wake up without an alarm clock.
The one where you finally get to enjoy the life you worked so hard to build.
The one where money isn’t the thing holding you back.

I meet people every day who say, “Wendi, I’m afraid I won’t have enough.”
And I get it, retirement planning can feel confusing, especially when taxes, accounts, and rules all come into play.

But here’s the good news:
You don’t have to be an expert.
You just need someone who will teach you, guide you, and help you make smart decisions.

That’s why I’m so passionate about educating people of all ages, whether you’re 25 or 65.
Small choices today can create big freedom later.

If you’ve ever wondered about Roth vs. Traditional, tax‑free income, or how to make your money last…..I’m here to help you understand it all in plain English.

Your future should feel exciting, not stressful.”

Wise words from the President of HLG, Wendi.

📞 Ready to make sure your financial future is set?
Call Wendi at (785) 640-1667 or schedule here https://calendly.com/wendi-b5o/15-min-phone-call

07/17/2026

☀️ Your financial future isn't the only thing worth investing in this summer.

Reading is one of the simplest ways to expand your knowledge, challenge your thinking, and continue growing—both personally and professionally.

Here are a few recommendations for you as you contemplate your summer reading, both for your own list and perhaps for someone you know.