Amy DeBusk I Your Home Loan Consultant

Amy DeBusk I Your Home Loan Consultant I am a Branch Manager at Loan Depot
I specialize in First Time Home Buyers

Helping clients like you build long term wealth through homeownership!

DM me for a FREE discovery call TODAY!! NMLS 281056 CA, TN, TX
Equal Housing Opportunity

Still making mortgage payments? You may already have access to cash.💸One of the biggest home equity myths is that your m...
06/11/2026

Still making mortgage payments? You may already have access to cash.💸

One of the biggest home equity myths is that your mortgage must be completely paid off before you can tap into your equity.

The reality? Many homeowners qualify for a Home Equity Loan or HELOC while they still have an existing mortgage. What matters is how much equity you've built and whether you meet lender requirements.

Your home's equity could help fund:
• Renovations
• Debt consolidation
• Tuition expenses
• Emergency reserves
• Major purchases

Before assuming you do not qualify, let's explore your options.

DM us or schedule your free discovery call at talkingwithamy.com.

Not all home equity solutions work the same way. 🏠Understanding the difference between a HELOC and a Home Equity Loan ca...
06/10/2026

Not all home equity solutions work the same way. 🏠

Understanding the difference between a HELOC and a Home Equity Loan can help you choose the option that best supports your goals.

A HELOC may be a good fit if you:
• Need ongoing access to funds
• Have projects with uncertain costs
• Want flexibility to borrow as needed
• Prefer paying interest only on the amount you use

A Home Equity Loan may be a better choice if you:
• Need a lump sum upfront
• Want predictable monthly payments
• Prefer a fixed interest rate
• Are covering a large one time expense

The best option depends on your financial goals, timeline, and how you plan to use your equity.

Not sure which one makes the most sense for your situation? DM us or schedule your free discovery call at talkingwithamy.com and let's discuss your options.

🏡 The secret of getting ahead is getting started.~ Mark TwainIf buying a home is one of your goals, I hope this quote in...
06/09/2026

🏡 The secret of getting ahead is getting started.

~ Mark Twain

If buying a home is one of your goals, I hope this quote inspires you to take action.

You don’t need to have all the answers.
You don’t need perfect credit.
You don’t need to know exactly where to begin.

You simply need to take the first step.

For many future homeowners, that first step is a free Discovery Call where we talk about your goals, answer your questions, and create a roadmap designed specifically for you.

A year from now, you’ll be glad you started today.

📅 Schedule your complimentary Discovery Call:
https://talkingwithamy.com

Amy DeBusk Home Loans

📞 (916) 705-2557

All loans subject to approval. Equal Housing Opportunity.

If you have built equity in your home, you may be able to access those funds through a Home Equity Line of Credit (HELOC...
06/09/2026

If you have built equity in your home, you may be able to access those funds through a Home Equity Line of Credit (HELOC) or Home Equity Loan while keeping your existing mortgage in place.

This can be especially helpful if you currently have a low mortgage rate and do not want to refinance your entire loan just to access cash.

Whether your goal is renovating your home, paying off higher interest debt, covering tuition costs, or creating a financial cushion, your home's equity may provide a solution.

Want to find out what options are available to you? DM us or book your free discovery call at talkingwithamy.com.

One of the biggest lessons I’ve learned is that small financial choices can shape our future in a big way.Buying a home ...
06/08/2026

One of the biggest lessons I’ve learned is that small financial choices can shape our future in a big way.

Buying a home starts long before move in day, and every smart step today can bring you closer to those front door keys tomorrow. 💫🔑

🏡✨ Monday Morning Mojo ✨🏡As I think about life for me and maybe most people it comes down to creating a Rhythm & Balance...
06/08/2026

🏡✨ Monday Morning Mojo ✨🏡

As I think about life for me and maybe most people it comes down to creating a
Rhythm & Balance in life…

If you’re dreaming about buying your first home, this week’s message is for you.

Many first-time buyers believe they need to have everything figured out before they can buy a home. The truth is, homeownership is often created through small, consistent steps over time.

🌿 Improving your credit
💰 Building your savings
📚 Learning the process
🎯 Staying focused on your goal

You don’t have to do everything at once.

The key is finding a rhythm that works for your life and making steady progress.

Whether you’re six months away, one year away, or ready to buy now, every positive step you take today is helping build the foundation for your future home.

This Monday, take one small action toward your homeownership goal. One conversation. One question. One improvement.

Small steps become big results.

🏡 What is one thing you’re working on right now to get closer to buying your first home?

06/06/2026

Still waiting for the housing market to crash? 👀

High rates, affordability concerns, and low inventory have many buyers sitting on the sidelines wondering when prices will finally drop. But there are key reasons the market keeps pushing forward, and most people are missing them.

One major reason? The “golden handcuffs.” 🔑
Millions of homeowners locked in 2% to 3% mortgage rates don’t want to give up those low payments, even if they need a different home.

And that’s just reason #1.

Watch the full video: https://youtu.be/T1ZhqZQPpo4

What if the biggest thing stopping you from buying a home isn't actually true?I've helped many buyers purchase homes wit...
06/06/2026

What if the biggest thing stopping you from buying a home isn't actually true?

I've helped many buyers purchase homes with much less down, and some loan programs even offer 0% down options for qualified borrowers.

If you've been putting off homeownership because you think you need a huge down payment saved up, let's talk. You may be closer than you think.

☎: Book a free discovery call at talkingwithamy.com to explore your options and get your questions answered.

Buying a home does not have to feel confusing or overwhelming. 🏡Whether you are just starting to think about buying or a...
06/05/2026

Buying a home does not have to feel confusing or overwhelming. 🏡
Whether you are just starting to think about buying or actively preparing for your next move, having the right guidance can make all the difference.

Take the FREE Home Readiness Quiz and get a customized plan built around your goals, timeline, and situation.

Get started today at mortgagemadeeasy.ai

06/04/2026

Why haven’t home prices dropped? 🏠

One of the biggest reasons is something called the “golden handcuffs.”

Millions of homeowners locked in ultra low rates like 2.75% or 3.25% can’t afford to move, even when they’ve outgrown their homes. Families are staying packed into houses longer because giving up those low mortgage payments just doesn’t make financial sense in today’s market.

One client shared they have 10 people living in a 4 bedroom, 2 bath home in Roseville, even turning the dining room into a bedroom, because moving would mean a dramatically higher monthly payment.

This is a major reason inventory remains low and home prices continue holding steady.

Watch the full video: https://youtu.be/T1ZhqZQPpo4

Address

2999 Douglas Boulevard, Ste 180
Roseville, CA
95661

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