O'Connor Lending Team

06/10/2026

Did you know that global events have a big impact on mortgage rates? From international conflicts to pandemics, all of it plays a role in the fluctuations you’re seeing.

I've put together a guide explaining why these changes happen, lessons from history, and tips on staying savvy in the market.
Check it out and let’s discuss how to navigate these shifts for your benefit. 📈 ➡️ https://fhmtg.com/blog/how-global-events-affect-mortgage-rates-and-the-housing-market/
https://myoc.io/OConnorMortgageTeam

06/09/2026

5.0 star review received on Experience.com for Matt O'Connor by Emily M - Matt and team were very responsive and took the time to explain options. The whole process went very smoothly.

Click to see all 605 reviews of Matt O'Connor at First Heritage Mortgage, LLC, Senior Loan Officer | NMLS ID #982196

06/09/2026

Did you know that having your name listed on the title deed is very different than being on the mortgage? 🤔 There’s a common misconception that they operate the same. But the truth is, they don’t affect each other!

In cases like divorce-scenarios, it is important to know these differences so that you can make informed decisions. 💭

To learn more, check out our latest blog! 🔗 https://fhmtg.com/2026/01/15/what-happens-to-your-mortgage-in-a-divorce/

06/07/2026

Many Americans feel like buying their dream home is an impossible goal because of rising student debt. But student loan debt does not automatically prevent you from becoming a homeowner. 🏡 ✨

With the right strategy and loan program, you can successfully achieve your goal of homeownership! 🤝

Learn more here. 🔗 https://fhmtg.com/2025/09/11/how-to-buy-a-home-with-student-loan-debt/

06/05/2026

Are you self-employed? We get it. 💼

Our loan officers at First Heritage Mortgage help freelancers, consultants, and entrepreneurs secure the right home loan with confidence. By understanding expectations and your loan options, you can achieve homeownership! 🏡

We break down what lenders want to see and the best loan programs for self-employed borrowers in our blog! 🔗 https://fhmtg.com/2026/01/01/how-to-buy-a-house-when-you-are-self-employed/

06/03/2026

Meet the Big 3: Fannie Mae, Ginnie Mae and Freddie Mac.

They don’t lend directly, but they work behind the scenes to make home loans more accessible and affordable for you!

We explain how in our blog. 👉🏼 https://fhmtg.com/2026/03/12/what-to-know-about-fannie-mae-ginnie-mae-and-freddie-mac/?fbclid=IwY2xjawRDWW9leHRuA2FlbQIxMABicmlkETF5aHhvR0JEMDAxVnhPMVpMc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHkDB1xXImxdTsaBvZpGTOEZnrwAjt6_qpoFQsG1rC_Y5wc_msEm9Clf2ZyxK_aem_i_fAKDy9yDq9vmkYQhRGkg

05/31/2026

Are you curious about what your home's really worth? Online estimates can give you a glimpse, but true value goes deeper. It's essential for buying, selling, or refinancing with confidence. 🤩

Discover what really counts when determining your home’s value in our latest blog and make smarter decisions! 👉🏼 https://fhmtg.com/blog/how-is-a-home-value-determined/
https://myoc.io/OConnorMortgageTeam

05/29/2026

Unlock the secrets of home valuation! Whether buying, selling, or refinancing, it's crucial to understand what truly contributes to your property's worth. 🏠✨

Our latest blog highlights the key factors determining your home's value, and why this knowledge should be in every homeowner's toolkit. Are you ready to make informed decisions about your financial future? ➡️ https://fhmtg.com/blog/how-is-a-home-value-determined/
https://myoc.io/OConnorMortgageTeam

05/25/2026

This Memorial Day, let's take a moment to pause and honor the sacrifice of those who gave their lives in service to our nation. Their bravery and dedication paved the way for the freedom we enjoy today.

As we remember these heroes, I'm here to help anyone wanting to fulfill their American Dream. If you're curious about how a mortgage can benefit you or your loved ones, let's connect and find the best path forward – together.

How are you honoring this Memorial Day? Share your thoughts below, and let’s engage in a meaningful conversation. 🇺🇸

05/19/2026

5.0 star review received on Experience.com for Jeff Sandusky by Kelly G G - Jeff is THE BEST!

Click to see all 25 reviews of Jeff Sandusky, Loan Officer | NMLS ID #1019247