Novotny Lending Team w/ First Heritage Mortgage

06/14/2026

House hunting right now could come with some unexpected advantages. 👀

Buyers in today’s market may be able to negotiate seller concessions, which can help cover some closing costs and make buying more affordable! 🏠

Find out how seller concessions work in our blog! 🔗 https://fhmtg.com/2026/02/26/what-are-seller-concessions-and-how-do-they-work/

06/10/2026

Are you curious about what your home's really worth? Online estimates can give you a glimpse, but true value goes deeper. It's essential for buying, selling, or refinancing with confidence. 🤩

Discover what really counts when determining your home’s value in our latest blog and make smarter decisions! 👉🏼 https://fhmtg.com/blog/how-is-a-home-value-determined/
https://myoc.io/kfawley

06/10/2026

Are you self-employed? We get it. 💼

Our loan officers at First Heritage Mortgage help freelancers, consultants, and entrepreneurs secure the right home loan with confidence. By understanding expectations and your loan options, you can achieve homeownership! 🏡

We break down what lenders want to see and the best loan programs for self-employed borrowers in our blog! 🔗 https://fhmtg.com/2026/01/01/how-to-buy-a-house-when-you-are-self-employed/

06/09/2026

5.0 star review received on Experience.com for Novotny Lending Team by Tracey H - Thank you for a smooth closing!

Click to see all 424 reviews of Jeffrey Novotny at First Heritage Mortgage - Novotny Lending Team, VP, Producing Branch Manager | NMLS ID #1415391

06/09/2026

Do you know what your home is worth in today’s market? 📊 Whether you’re buying or refinancing, a home appraisal plays a key role in determining your property’s value! 🏡

To learn more about what to expect during the appraisal process, check out our blog! 🔗 https://fhmtg.com/2020/12/04/home-appraisals-what-to-expect/ #0-what-is-a-home-appraisal

06/07/2026

A huge thank you to Ellie Hitt, Seema Rodriguez, and Caroline Doong for sharing their expertise and delivering an incredible Wednesday Wisdom session on winning listing presentations! We’d also like to thank the Novotny Lending Team for joining us and providing a delicious lunch. We appreciate your continued support!

06/07/2026

Many Americans feel like buying their dream home is an impossible goal because of rising student debt. But student loan debt does not automatically prevent you from becoming a homeowner. 🏡 ✨

With the right strategy and loan program, you can successfully achieve your goal of homeownership! 🤝

Learn more here. 🔗 https://fhmtg.com/2025/09/11/how-to-buy-a-home-with-student-loan-debt/

06/07/2026

Buying a home can be overwhelming, especially if you are self-employed. But, by understanding lender expectations and exploring loan program options, buying a home as a self-employed borrower is absolutely possible! 🏠✨

Check out our blog for some advice to get you started! 🔗 https://fhmtg.com/2026/01/01/how-to-buy-a-house-when-you-are-self-employed/

06/05/2026

Is it your first time buying or selling a house? You often hear that working with a real estate agent plays a key role in these transactions, but what do they do? 🤔

Quick overview:
👉 Fully support clients
👉 Handle contracts & paperwork
👉 Negotiate offers
👉 Market properties to qualified buyers
👉 Find homes that match clients' needs

Real estate agents fully guide you from the first showing to closing. 🏠 But, that’s just part of what they do!

To learn more about how they can help you, check out our blog! 🔗 https://fhmtg.com/2022/04/28/what-does-a-real-estate-agent-do/

06/05/2026

Unlock the secrets of home valuation! Whether buying, selling, or refinancing, it's crucial to understand what truly contributes to your property's worth. 🏠✨

Our latest blog highlights the key factors determining your home's value, and why this knowledge should be in every homeowner's toolkit. Are you ready to make informed decisions about your financial future? ➡️ https://fhmtg.com/blog/how-is-a-home-value-determined/
https://myoc.io/novotnylending