Margaret Wallace Insurance

12/26/2025

Wishing you a lovely holiday season and peace and joy in the New Year!!!💕

08/17/2024

Helpful information about Medicare Part D. These changes go into effect 1/1/25. Reach out with questions! Call 612-387-6615 or email me at [email protected]

Changes to the Medicare Part D benefit in the Inflation Reduction Act will mean lower out-of-pocket costs for Part D enrollees but higher costs for Part D plans overall, leading to concerns about possible premium increases. These FAQs provide context for understanding Part D premiums in 2025 and cha...

08/17/2024

So glad to see this coming in 2025. The changes to Part D will help reduce prescription drug cost for many people!

Medicare enrollees who take one of the 10 selected drugs can soon expect to see lower prices. The is putting dollars back in pockets of American taxpayers!

07/18/2024

Join me for some summer fun! I have gathered a bunch of fun prizes for bingo which I am sponsoring tomorrow through the City of New Hope! ALL AGES are welcome.

Event Details:
Location: Civic Center Park Shelter
Address: 4401 Xylon Ave N., New Hope
Date: Friday, July 19th
Time: 10:00 AM - 11:00AM

I hope to see you tomorrow morning - it should be a gorgeous day! 😎

04/17/2024

Planning an international getaway? Generally, Medicare does not cover health care services when you're traveling abroad, with a few exceptions:

☑️ Emergency services onboard a ship within the territorial waters of the U.S. when the ship is within six hours of a U.S. port. The doctor must also be legally allowed to provide medical services on a cruise ship.
☑️ Medically necessary services in a foreign country under specific circumstances, such as if a medical emergency occurs in the U.S. but the foreign hospital is closer, or during travel through Canada without unreasonable delay between Alaska and another U.S. state.
Should these exceptions apply, you're still responsible for the usual deductibles, copayments, and coinsurance as if you were in the U.S. However, in most cases, you'll be responsible for 100% of the costs.
☑️ Some Medigap and Medicare Advantage plans offer Emergency Care outside the U.S.

Traveling should be about making memories, not worrying about coverage. Whether you're exploring new horizons or visiting loved ones, I am here to help ensure you're prepared for any health care needs abroad.

On my website and below, you will find a link to purchase Travel Health Insurance through GeoBlue.
https://www.geobluetravelinsurance.com/product_overview.cfm?header=y&link_id=156907&personalized=y

Feel free to reach out anytime with questions!

04/16/2024

Come visit my booth at this upcoming event! The presentations look to be excellent, with useful information for all. Hope to see you there!

Join us for an amazing event coming soon that will give you answers and confidence in topics such as housing, estate planning, senior fraud, collecting stories from loved ones, caregiver support, and much more!

04/16/2024

If you’re not sure who’s calling, don’t give out your Number! When a suspected scammer calls, hang up and call 1-800-MEDICARE or visit https://go.medicare.gov/3TvTnI9 to report it.

01/02/2024

Wishing you a fantastic 2024 full of blessings and an abundance of peace, hope, and fulfillment! Happy New Year friends!

09/22/2023

It's National Falls Prevention Awareness Day! 🚶‍♀️🚶‍♂️

Swipe for some essential tips to help you stay steady on your feet and reduce the risk of falls.

Got any other tips? Drop them in the comments below 💬

09/14/2023

📣 Important News: 2024 Medicare Changes 🏥

Here's a quick overview of some of the upcoming changes to in 2024. If you or someone you know could benefit, please share!

1️⃣ Medicare Advantage:

✅ Enhanced provider directories, now including cultural and linguistic capabilities.
✅ More access to telehealth and digital health education.
✅ Culturally competent care guidelines to better meet needs of non-English speakers and those who are hearing impaired.

2️⃣ Medicare Part D:

✅ Coinsurance eliminated! This could save thousands for those with high-cost meds.
✅ More people now eligible for full benefits under the Part D Low-Income Subsidy Program.
✅ Base beneficiary premium increase capped at 6%.

Have questions or need assistance understanding these changes? Don't hesitate to reach out! I'm here to help you navigate and ensure you get the best possible care at the most affordable cost. 💡

09/11/2023

Before Medicare open enrollment begins next month, I wanted to share the pros and cons of Medicare Advantage plans and Medicare supplemental (Medigap) plans. They're both great options, but one may work better for you. Let's dive into the key differences 🩺

I know it's a lot to take in, so review these details and drop us any questions that come up.