Meghan, the Mortgage Matchmaker NMLS 2650014

05/21/2026

People often confuse lower rates with a better value on their home purchase. The reality is that when rates drop, home prices go up! It’s harder to get closing costs covered by sellers and negotiating power goes out the window.
We often hear the phrase “Date the rate, marry the house.” It’s true!
But the house you can afford when you the time is right for you and your life. If rates do come down, you always have the option to refinance. You can still take advantage of rate drops without the stress of competitive offers, coming up with more cash to close and higher home prices.

05/18/2026

Mortgage term to know: Escrow Shortage
An escrow shortage can happen when there aren’t enough funds set aside to cover property taxes or insurance.

Since those costs change over time, your monthly payment adjusts too.
It’s a normal part of homeownership—but one that often surprises people.

Understanding how it works can help you feel more prepared.
Have questions about your escrow or payment? Let’s talk!

05/06/2026

Think home price is the only thing that affects your payment? Think again!

Your monthly payment includes principal, interest, property taxes, homeowners insurance, mortgage insurance, and maybe even your HOA dues.

That means two homes with the same price can feel very different monthly. Knowing the full picture helps you shop smarter and stay confident in your budget.

Want to see what numbers make sense for you? Let’s run them together! Send me a message to get started.

05/02/2026

Mortgage term to know: Rate Lock 🔒🏡
A rate lock helps secure your interest rate for a set period while your loan is in process.

Why does that matter? Because if rates change during that time, locking can help create more certainty around your monthly payment.

Timing matters, and every buyer’s situation is different.

If you’re buying a home and want to understand your options, let’s talk through it together!

04/27/2026

Self-employed and thinking about buying a home?
The process can look a little different—but that doesn’t mean it’s out of reach.

With the right preparation, many self-employed buyers are able to get approved and move forward with confidence.

A few things to keep in mind:
Keep your finances organized
Be mindful of write-offs
Show consistent income

Planning ahead makes all the difference.
If you’re self-employed and want to understand your options, let’s take a look together.

04/17/2026

Grateful to join the Mona Knows Home Team (Mona R. Parikh) at their client appreciation event last night. Pacific Coast Tacos made a perfect venue for celebration and collaboration!

04/14/2026

Fulshear, and the rest of Fort Bend County, are growing rapidly. It presents challenges and opportunities. I love seeing all the new family owned businesses that are popping up in the area, but hoping to see some relief from our traffic congestion soon.
But speaking of businesses, what’s your favorite family owned restaurant in the area?

Fulshear, one of the fastest-growing cities in the country, has grown from about 2,500 residents to more than 50,000, according to city leaders. Business owners say the population boom is bringing both new customers and growing pains, including heavier traffic and increased strain on infrastructure and public safety. MORE BELOW ⬇️

04/13/2026

Most people here know my mortgage side. When I'm off the clock, you can usually find me at a loud concert somewhere making questionable hearing choices. 🤘(Picture takem at a concert of a band called Starset)

Live music is my reset button. It keeps me balanced, recharged, and ready to help my clients tackle the homebuying process.

What’s your favorite way to reset during the week?

04/09/2026

The Flying Tigers gave my son wings! The VA home loan gave him roots.