Cornerstone Advisor Group

01/13/2026

🚀 Big News for Your 2026 Retirement Plans! 🚀

The IRS announced new contribution limits for 2026 in November, and there's a lot to look forward to! Here's a quick breakdown:

🔹 401(k), 403(b), 457 Plans & TSP: Contribution limit increased to $24,500 (up from $23,500 in 2025). If you're 50 or older, you can contribute up to $32,500 annually!

🔹 IRA Contributions: Limit increased to $7,500. Catch-up contributions for those 50 and older are now $1,100.

🔹 Roth IRA & Saver’s Credit: Income phase-out ranges have increased, making it easier to qualify and maximize your savings.

🔹 SIMPLE Accounts: Contribution limit up to $17,000, with higher limits for certain accounts.

🔹 Medicare Part B: Monthly premiums will rise to $202.90, impacting how much of your Social Security COLA you'll see.

Stay up-to-date with details about your retirement savings! For full details, check out Notice 2025-67 on the IRS website.

With most retirement accounts, once you reach age 73, you must begin taking required minimum distributions. Roth accounts are the exception. Withdrawal penalties may apply if you take the money before age 59½. Roth IRA distributions must meet a 5-year holding requirement and occur after the account holder reaches age 59½.



Sources:
IRS.gov, November 13, 2025
CNBC, November 17, 2025

01/12/2026

Do you know the risk factors that can lead to cognitive decline?

Try these activities to keep your brain sharp.

01/12/2026

January is National Financial Wellness Month — the perfect time to pause and reflect on your money habits. 💡

Financial wellness looks different for everyone. For some, it’s having savings set aside. For others, it’s manageable debt, steady cash flow, or the ability to cover everyday expenses while still enjoying life’s little moments.

Try asking yourself a few simple questions:
• Do I have savings set aside?
• Is my income covering my needs?
• How manageable is my debt?
• Can my cash flow support both necessities and the things I enjoy?

Financial wellness isn’t about cutting out everything you love — it’s about spending with purpose and building habits that support the life you want. Small steps, taken consistently, lead to long-term confidence.

This month, focus on reflection, not perfection.

Follow for tips on building financial habits that last

01/09/2026

You can help ensure that losing your wallet doesn't turn into something bigger.

Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe.

01/08/2026

Protecting the things that matter—your bike, your home, and your family's financial well-being—is an important part of any financial conversation.

Many riders want to understand what options are available to help support their loved ones should the unexpected occur.

If you’d like to explore your insurance and financial protection options, our team is here to help.
📞 866-868-1492
🌐 cornerstoneadvice.com

01/07/2026

Why do words matter when discussing finances?

01/07/2026

Committed to increasing your financial literacy? Don't be afraid to ask questions.

Many Americans are operating their personal finances with only the barest minimum of knowledge.

01/05/2026

U.S. Service Members should consider taking advantage of programs that are available.

Military families face unique challenges, making personal finance even more critical.

01/02/2026

What did it take to become the richest man in Babylon?

In good times and bad, consistently saving a percentage of your income is a sound financial practice.

01/01/2026

Happy New Year From Cornerstone Advisor Group!

12/31/2025

✨ A big congratulations to Neil Ramirez on qualifying for the National Life Group President’s Club.

This recognition reflects the time, care, and intention you bring to every client relationship. Your steady commitment to doing the right thing — showing up, listening, and serving with integrity — is what makes this achievement so meaningful. It’s clear your work goes far beyond numbers, and the impact you’re making is felt by the families you help every day.

We’re proud to celebrate this milestone with you and grateful to have you as part of the Cornerstone Advisor Group family. Well deserved. 🏆



*Membership based on sales criteria

12/31/2025

🎉 Congratulations to Christian DeCesarisc on qualifying for the National Life Group President’s Club!

This achievement reflects your dedication, consistency, and commitment to serving clients with care and professionalism. Your hard work and focus continue to make a meaningful difference, and this recognition is well earned. We’re proud to celebrate this milestone with you.


*Membership based on sales criteria