Brian Duckworth I Home Loans

Brian Duckworth I Home Loans 🏑 Savannah + Coastal GA home loans
NMLS 2250724 β€’ Co 2506419 β€’ EHL
Free 20-Minute Consultation ↓

With over 30 lenders we have a wide variety of loan programs to meet everyone’s needs for all QM/Non-QM/Investment/commercial borrowers!

A refinance should solve a real problem.Start with the goal, then run the numbers.
08/27/2026

A refinance should solve a real problem.

Start with the goal, then run the numbers.

Self-employed income does not always fit neatly on a tax return.Bank statements may tell more of the story.
08/26/2026

Self-employed income does not always fit neatly on a tax return.

Bank statements may tell more of the story.

Tax returns are built to lower your income on paper. Then a lender reads that number and tells you no.Bank statement loa...
08/26/2026

Tax returns are built to lower your income on paper. Then a lender reads that number and tells you no.

Bank statement loans use 12 months of deposits instead. DSCR loans qualify the property on its rental income, so your personal DTI never comes up.

Same borrower, different answer.

Told no somewhere else? Send it over.
Call or text Brian at πŸ“² (𝟡𝟭𝟡) 𝟴𝟡𝟲 𝟬𝟯𝟭𝟴
or email βœ‰οΈ [email protected].

08/25/2026

Can someone living outside the United States finance US investment property?

A foreign national mortgage may allow an eligible international buyer to qualify without a US credit score, Social Security number, or US tax returns.

That does not mean no documentation. Identification, assets, reserves, source of funds, property cash flow, and country eligibility may still be reviewed.

Free consultation link in the first comment.

Brian Duckworth | NMLS #2250724
ASCEND Lending USA, LLC | NMLS #2506419
Equal Housing Lender

Your mortgage should still fit the life you have now.If your income, household, or financial goals have changed since cl...
08/25/2026

Your mortgage should still fit the life you have now.

If your income, household, or financial goals have changed since closing, it may be time to review the loan. That review could include your available equity, current term, and whether eligible conventional PMI can be removed.

Call or text Brian at πŸ“² (𝟡𝟭𝟡) 𝟴𝟡𝟲 𝟬𝟯𝟭𝟴
or email βœ‰οΈ [email protected].

Your VA loan journey starts with confirming eligibility.Here is what happens next.
08/25/2026

Your VA loan journey starts with confirming eligibility.

Here is what happens next.

First rental or growing portfolio?Your financing strategy should fit the property and your goals.
08/24/2026

First rental or growing portfolio?

Your financing strategy should fit the property and your goals.

08/24/2026

A Community Mortgage loan may offer another path to a primary residence without traditional income documentation.

Certain programs may focus on credit, equity, assets, and reserves instead of tax returns or pay stubs.

This is not automatic approval. Requirements, pricing, availability, and property eligibility vary by program.

Free consultation link in the first comment.

Brian Duckworth | NMLS #2250724
ASCEND Lending USA, LLC | NMLS #2506419
Equal Housing Lender

A lower rate does not automatically make a refinance worthwhile.Look at the closing costs, break-even point, new payment...
08/23/2026

A lower rate does not automatically make a refinance worthwhile.

Look at the closing costs, break-even point, new payment, and how long you expect to keep the loan. A refinance should support a specific financial goal before you move forward.

Ask Brian for a personalized refinance comparison at πŸ“² (𝟡𝟭𝟡) 𝟴𝟡𝟲 𝟬𝟯𝟭𝟴.

Address

Richmond Hill, NC
31324

Telephone

+19198960318

Website

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