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The Trent Agency, Richland, WA (2026)

04/09/2021

Protecting your home has never been more important than it is now, and getting the coverage you need has never been more affordable. For the equivalent of working 10 minutes or less a day at your job, you can protect the most valuable asset you own, for the rest of your life. We can get you approved!!!

04/08/2021

Do any you on here that live in washington own your own home? If you do, what are you doing to protect your investment? Would you or your family be able to pay the mortgage and bills if something happened?
Alot of you work in industries that are considered dangerous, or you travel alot for work, and you are also the main source of income for your family. And in the event of an accident or injury, the majority of you have no idea what you would do.
Protecting your home and your family doesn't have to be hard, it doesn't have to be expensive, and it most importantly, it doesn't have to affect the lives of the people around you.
This is the great thing about mortgage protection, we eliminate these problems by getting things back on track in the event of accident, injury, disability or worse, for you or your family. So many of you actually qualify for a 100% return on your premiums, as well as the disability coverage just because of the age group your in alone. And for less than what it costs to go get Starbucks, you can have the protection you and your family deserve.
Many of you have a 401k set in place too, trying to save for retirement, and make a little extra with it by being indexed to the market. The down side is if they lose your money, you don't get it back, and even if you get lucky the government wants their share of close to 33%. What if you had a way to invest like your already doing with your 401k, but without the fear of losing your investment regardless of how the market does? What if you could watch your money grow and not have to worry about giving up 33% to uncle sam, and still have living and death benefits included? Mortgage protection can do this, and for one, it's suuuuper easy to do! you can invest as little or as much as you want, which means you earn as much you want, but most importantly, YOUR FAMILY IS PROTECTED AND YOU DON'T LOSE YOUR MONEY!!!!
If you want to know more about any of this just message me and I can get you the information you want, you'll be glad you did.

04/06/2021

Support Local. For all your mortgage protection and life insurance needs... Support Local...

04/01/2021

Let us know what we can do for you today! we specialize in mortgage protection, term, universal and whole life, as well as final expense. 509-713-3929

03/31/2021

If we've spoken about mortgage protection or life insurance I've got opening this week let's get something done😊😊😊

03/29/2021

We have openings for mortgage protection and life this only 10 spots left. Don't wait until it's too late, these spots are gonna fill up fast!!!

03/10/2021

Tomorrow isn't promised today, and looking out for your family in the event something happens, has never been easier. So if you have a family that depends on you, or you worked really hard to get into the home you currently own, protect them both. We literally have options that start from right around a dollar a day.

02/23/2021

3 appointment times available today. 330pm 430pm and 6pm. Message me to book today

02/22/2021

Buying life insurance in your 60s
It’s not too late to buy life insurance once you’re in your 60s. We have affordable term policies to individuals ages 18 to 70. The main difference between life insurance in your 60s and everything before then is that you likely won’t be able to buy a policy that has a term length over 20 years.

To keep costs down, and assuming you’re not putting loved ones at financial risk with this choice, it’s a good idea to stick with term lengths of 10 or 15 years.

While not inexpensive, that coverage can provide a substantial financial cushion to your spouse or children.

Life insurance proceeds in your 60s could help your beneficiaries pay:
Debts or unpaid bills you wouldn’t want your spouse to be left with
Protect a non-working spouse who solely relies on your income
Serve as a legacy or financial cushion for your beneficiaries
Medical bills or any final expenses
Before choosing a policy, make sure to experiment with a few different scenarios before you settle on one to meet your needs. Slightly changing the term length or coverage amount could result in a significant drop in pricing, which may not be detrimental to your beneficiaries if you’re looking to provide a small financial cushion.

Additionally, seriously consider your financial situation before you buy life insurance in your 60s. You may no longer need income replacement if your debts are paid, your spouse is coasting into retirement, and you have no financially dependent children. The monthly premium might be better put toward building up additional liquid savings.

With several options available, and 9 different agencies, we can help customize the best plan for you and your family to secure your future for you, and your family. Give us a call today to schedule an appointment.

02/22/2021

Buying life insurance in your 50s
There’s no other way to put it: buying life insurance in your 50s isn’t going to be cheap. That said, if you have few assets and financial dependents who rely on your income, you shouldn’t bypass coverage.

Research shows that most Americans significantly overestimate how much life insurance will cost, and we’re pretty sure coverage in your 50s would be one of those scenarios. A 20-year, $250,000 Term policy would cost a 55-year-old woman in excellent health about 5 dollars day or less. The price of coverage comes in higher for a man of the same age and health at 6-7 dollars a day or less.

While not inexpensive, if it’s providing peace of mind and necessary coverage, it’s probably worth it.
Life insurance proceeds in your 50s could help your beneficiaries pay:
The remainder of a mortgage that took longer to pay off than expected
Debts or unpaid bills you wouldn’t want your spouse to be left with
Make up for a gap in coverage because of a significant increase in earnings
Protect a non-working spouse who solely relies on your income
Serve as a legacy or financial cushion for your beneficiaries
Medical bills or any final expenses
To ensure you get the best rate in your 50s, utilize life insurance quote comparisons from some of our companies we feature to confirm you’re selecting a competitive price. It’s also worthwhile to start the application process and see what amount you are approved for and how much it will cost.

You’ll just need to be more selective on how much coverage you get and what the term length should be. A shorter term length, such as 10 or 15 years, is going to cost you a lot less. In your 20s and 30s, it’s often prudent to consider a “better safe than sorry” approach and purchase more coverage. If your 50s, it’s a good idea to consider what may be the right amount of coverage for your financial situation to make sure you’re not over-insured, and, thus, overpaying.

We have over 9 agencies that we represent, and the most competitive pricing available. Give us a call to see what we can do for you today!

02/22/2021

Buying life insurance in your 40s
If you’re uninsured or underinsured, your 40s are the time to adjust your life insurance needs before rates get high.

Perhaps you have coverage through work, but worry it’s not enough. Assuming you plan to stay at your job for some time, an individual policy can help supplement what you’re already getting through your employer.

Or, maybe you purchased a term life insurance policy in your 20s with a 20-year term length that’s soon to expire and are realizing you’d like a little more time added on to provide further financial protection. This can happen if a mortgage took longer to pay off, you had your first child, or if you’d like to provide a little more of a financial cushion for your spouse or children.

Americans are living longer, and your 40s are still a time when you might be in excellent or very good physical health, therefore, coverage can still be very affordable. A 20-year, $500,000 Term policy could cost as little as 5 to 7 dollars a day or less, for a healthy 45-year-old individual.

Or, if you’re looking to add on another life insurance policy since the policy from your 20s is set to expire, a 15-year, $500,000 Term policy would cost a 45-year-old man in excellent health less than five dollars a day.

Not bad for much-needed financial protection.

Special considerations for life insurance in your 40s
If life insurance seems too expensive, try tweaking your policy details. Choosing a policy with a shorter term or a lower level of coverage can help you save money without preventing you from buying the coverage you need.

Life insurance proceeds in your 40s could help your beneficiaries pay:
The remainder of a mortgage that your spouse couldn’t pay off without your financial contribution
Make up for a gap in coverage because of increased earnings and a lower amount of coverage from when you were bringing home a smaller salary
Protect a stay-at-home mom or dad who solely relies on your income
Day-to-day childcare expenses, along with future child care expenses like extracurricular activities and college
Serve as a financial cushion to keep your family from tapping into savings to cover the bills
Medical bills or any final expenses
Choosing a policy with a shorter term or a lower level of coverage can make a significant impact on saving money while still getting ample coverage.

Let us help you figure out and customize the best plan for you and your family today!!!

02/22/2021

Buying life insurance in your 30s
By the time your 30s hit, life insurance becomes more important than ever. Chances are you’re married, own a house, have a few kids, a couple cars, and plenty of bills to pay.

With so many financial responsibilities, and good health likely still on your side, your 30s are one of the best times to assess your life insurance needs. Even if you purchased a small policy in your 20s or get life insurance coverage through your employer, it’s likely time to determine if you need more.

First, don’t rely on employer-provided policies alone. Typically, this coverage only offers a payout of one to two times your annual salary, which is far too little coverage if you have financial dependents.

Most experts suggest buying a policy that’s at least five to 10 times your annual income. The recommendation can go as high as 15 times your income if you have a spouse and children and few liquid assets.

Fortunately, ample term life insurance coverage is still affordable in your 30s. For example, a 35-year-old woman in excellent health can purchase a 20-year, $500,000 Term policy for less than what it costs to get a value meal at McDonald's a couple times a week.

Life insurance proceeds in your 30s could help your beneficiaries pay:
A mortgage that your spouse couldn’t pay off without your financial contribution
Protect a stay-at-home mom or dad who solely relies on your income
Day-to-day childcare expenses, along with future ones like extracurricular activities and college
Serve as a financial cushion to keep your family from tapping into savings to cover the bills
Medical bills or any final expenses

Even if you already have life insurance, your 30s are a good time to reassess your needs. If you’re earning more money now or have a larger family, you might require more coverage.

If you're in your 30s, don't wait. We're available 8 to 8 Monday through Saturday, to help you figure out the best possible way to go in terms of options for you and your family.

The Trent Agency

04/09/2021

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