Laura J. Stier, Independent Insurance Agent

12/25/2025

Merry Christmas from my family to yours!

02/22/2025

I received one of these texts this week - please be aware of scams out there! Protect yourself from those looking to take advantage. 😡

A legitimate toll road service will never text you asking for payment through a link. If you receive a message like this, do not click - it's a scam designed to steal your credit card information. Report it to the AARP Fraud Watch Network at 1-877-908-3360. Stay safe and scam-aware!

02/14/2025

"When we love, we always strive to become better than we are. When we strive to become better than we are, everything around us becomes better too." -- Paulo Coelho

It's Valentine's Day! There's no better time to reach out to the ones we care about, and I care about you. Thank you so much for your business. I wouldn't have a business without you, so I am sending a heartfelt Thank You on this special day. Have a wonderful time with your loved ones and enjoy the day!

💜❤💜❤💜❤💜❤💜

02/10/2025

It's National Pizza Day AND Super Bowl Sunday! 🍕🏈 What better way to celebrate than with a delicious pizza feast while cheering on your favorite team? Don't forget to check your Medicare plan for any pizza-related coverage... just kidding! 😉 Enjoy the day, everyone!

02/05/2025

If you are eligible for both MEDICARE and MEDICAID, you may qualify for a Dual-eligible Special Needs Plan (D-SNP), if one is available in your area. A D-SNP is a specialized Medicare Advantage plan for people who qualify for both Medicare and Medicaid. These plans provide a range of attractive healthcare benefits designed for the unique needs of dual-eligible beneficiaries. The number of D-SNP plans from major insurers across the country has been increasing each year, and that growth is expected to continue. As me, a local Medicare insurance agent, for help in checking your eligibility, and D-SNP availability in your county today.

02/02/2025

Navigating Medicare can feel like Groundhog Day – the same questions every year! 😵 Let me help you understand your options and make informed decisions.

01/27/2025

"I'm not a hoarder, I'm just preparing for National Chocolate Cake Day." - Probably me. 😜🍰

I love chocolate cake almost as much as I love helping you find the Medicare plan that meets your needs. I'm just a call or email away! 😃🎂 Happy National Chocolate Cake Day!

01/23/2025

Did you know that National Pie Day is today (not to be confused with National Pi Day)? It's a day to enjoy a slice of your favorite pie. The most common favorite pie is apple. Do you agree? What would you choose?

So today, go out and buy (or bake!) your favorite.😀🥧

01/22/2025

Do you turn 65 this year? If so, I want to tell you two things:

1) Happy early birthday! 🎉

2) This is the year to take the next step in protecting your future and the future of your family.

You guessed it. This is the year you are eligible for Medicare. And I can be right by your side as you navigate the process. If you have any questions or just want to talk through your specific situation, I am just an email or phone call away.

01/15/2025

Gift cards can be a fun way to treat yourself! I hope you find something you love with the gift cards you may have received for Christmas. You may also have earned some rewards through your insurance provider - don't forget to use those up, too! 🎁

01/08/2025

If you are eligible for both MEDICARE and MEDICAID, you may qualify for a Dual-eligible Special Needs Plan (D-SNP), if one is available in your area.

Why D-SNP?
> Medicare and Medicaid benefits are integrated into a single plan, making healthcare management simpler and providing coordinated coverage for medical, hospital, and prescription drug services.
> To help manage chronic conditions, specialized Care Coordination Services manage doctor visits and ensure proper care.
> You have a Special Enrollment Period (SEP) to join or switch D-SNPs as long as you maintain eligibility for Medicare and Medicaid.
> Plans are affordable for dual-eligible beneficiaries with low to no-cost.
> Most plans include Part D prescription drug coverage--essential for managing medications.
> DSNPs often include additional benefits beyond what Original Medicare or other Medicare Advantage plans provide.
> DSNPs have either HMO or PPO networks of doctors, specialists, and hospitals, which can help control costs.

To learn more and to check availability and eligibility, contact me, your local Medicare insurance agent.

01/02/2025

Today is a reminder that you are capable of amazing things! Believe in yourself, embrace challenges, and never give up on your goals. Let's make today a day of positive action and lasting change. Happy National Motivation and Inspiration Day! 💪