Leo Acero - Prime Lending

09/06/2026

🏡 Sunday Mortgage Rate Update — Normal People Edition

Rates are fairly steady, but a little higher than last week. Freddie Mac put the latest weekly 30-year fixed average at 6.71%, up from 6.66% the week before. Friday’s daily rate movement was also pretty small.

Translation: rates are being annoying, but at least they’re not being dramatic. 😂

🏠 Thinking about buying, or already own and wondering if a refinance makes sense? Shoot me a message and I’ll run the numbers for you — no pressure, no mortgage gibberish.

🤓 Want to nerd out and see what rates are doing?

View today's current mortgage rates with our national average index, calculated daily to bring you the most accurate data when purchasing or refinancing your home. Follow our daily market analysis with Mortgage Rate Watch and we'll tell you where and why rates are moving.

09/03/2026

🏡 Thursday Mortgage Rate Update — Normal People Edition.

Rates have been creeping higher, with Mortgage News Daily’s average top-tier 30-year fixed hitting about 6.91% yesterday, September 2. That’s the first time its daily index has been in the 6.9s in more than a year. This morning, though, bonds are showing a little improvement — so maybe rates finally woke up and decided to quit choosing violence. 😂

Translation: rates aren’t great, but don’t let one national average make the decision for you. Your actual rate and payment depend on your specific situation.

🏠 Buying, or wondering if a refinance makes sense? Shoot me a message and I’ll run the numbers — no pressure, no mortgage gibberish.

🤓 Live mortgage rate updates:

View today's current mortgage rates with our national average index, calculated daily to bring you the most accurate data when purchasing or refinancing your home. Follow our daily market analysis with Mortgage Rate Watch and we'll tell you where and why rates are moving.

08/31/2026

🏡 Monday Mortgage Rate Update — In Normal People Terms 😂

Rates took a little jump Friday. Mortgage News Daily’s average 30-year fixed moved from 6.75% to 6.81% after the bond market reacted to Fed Chair Warsh’s Jackson Hole speech. As of this morning, the market is only showing minimal additional pressure, so we’re not seeing another big move yet.

Translation: rates woke up Friday and chose violence… but so far Monday they’ve calmed down. 😂

Don’t let one bad rate day decide whether you buy a house. And if you already own and you’re wondering whether refinancing makes sense, shoot me a message — I’ll run your actual numbers and we’ll see if it makes sense. No pressure, no mortgage gibberish. 🏠📲

08/28/2026

🏡 Friday Rate Update — In Normal People Terms 😂

Mortgage rates are basically doing a whole lot of nothing right now. The latest Freddie Mac rate survey⁠ has the average 30-year fixed at 6.66% as of August 27, compared with 6.65% last week. Translation: rates technically went up, but by an amount your wallet probably wouldn’t notice. 😂

So no, rates didn’t magically drop to 3% overnight. I checked. 😂 But they’re staying relatively steady, and that means it’s still worth running the numbers instead of trying to perfectly time the market.

🏠 Thinking about buying or wondering if a refinance could save you some money? Shoot me a message and let’s see what the numbers actually look like.

08/27/2026

🏡 Quick Mortgage Rate Update — Normal People Version 😂

Rates are basically hanging out right now. Yesterday, the national average for a top-tier 30-year fixed was about 6.75%, up just 0.01% — AKA, practically nothing. Earlier this week we actually saw a little improvement before rates gave some of it back.

Translation: rates can’t decide what the hell they want to do. 😂

That’s why waiting for the “perfect rate” isn’t always the best game plan. If you’re thinking about buying, let’s see what the payment actually looks like. If you bought when rates were higher, we can also check whether a refinance is starting to make sense.

📲 Shoot me a message — I’ll run the numbers. No pressure, no mortgage gibberish.⁠

08/26/2026

🏡 Mortgage Rate Update — In Normal People Terms 😂

Rates are slowly creeping in the right direction. Are we back to those beautiful 2–3% rates everyone refuses to stop talking about? Absolutely not. 😂 Let those things rest in peace.

But rates have been showing some improvement, which means buyers are getting a little more breathing room and homeowners who bought at higher rates should probably start keeping an eye on refinance opportunities. 👀

And remember — the rate you see online isn’t automatically your rate. Credit, down payment, loan type and about 47 other things the mortgage world likes to throw into the equation all matter. 😂

So before you let a random Google search convince you that you can or can’t afford a house…

📲 Shoot me a text or give me a call. I’ll run the numbers and explain it without speaking fluent mortgage.

Buy. Refi. Ask questions. I got you. 🏠

Yes, I’m still a cop. Yes, I’m still doing mortgages. Apparently I enjoy having absolutely no free time. 😂

08/25/2026

🏡 QUICK MORTGAGE RATE UPDATE!

Rates are showing some movement in the right direction! 📉 The overall outlook still points toward rates gradually improving—probably not a huge drop overnight, but hopefully continuing to trend the right way.

The biggest thing I tell people: don’t try to perfectly time the market. If the right home and payment make sense today, we can always watch for opportunities to refinance down the road.

Thinking about buying, refinancing, or just want to know what your numbers look like? Shoot me a message! 🏠🔑

ACTUALIZACIÓN RÁPIDA DE LAS TASAS HIPOTECARIAS

¡Las tasas están empezando a moverse en la dirección correcta! 📉 El pronóstico sigue indicando que podrían mejorar gradualmente. Probablemente no veremos una gran caída de un día para otro, pero esperamos que continúen avanzando en una mejor dirección.

Lo más importante: no trates de encontrar el momento perfecto del mercado. Si encuentras la casa correcta y el pago funciona para ti hoy, siempre podemos estar pendientes de una oportunidad para refinanciar más adelante.

¿Estás pensando en comprar, refinanciar o simplemente quieres saber cómo se ven tus números? ¡Mándame un mensaje y con gusto te ayudo! 🏠🔑

08/10/2026

🏡 Well… I’m back! 👊

Sorry for the delay on the long-awaited news. Life has been moving about 100 MPH lately, the boys are back in school, there’s been plenty of golf with the wife, and somehow we survived an unprecedented home remodel 😂. Needless to say, life got BUSY.

But I’m excited to finally share that I’m officially back in the mortgage business and have joined PrimeLending! 🔴⚫

And before anybody gets the wrong idea. I’m not leaving law enforcement. I’ll still be wearing the badge and continuing that career, while also getting back to something else I’ve always loved: helping people with home financing.

For me, this next chapter is about doing both.

I’m incredibly thankful for my years at Guild Mortgage and everything that experience did to help shape me into the mortgage professional I am today. I learned a ton, built some incredible relationships, helped a lot of families, and grew tremendously along the way.

But sometimes it’s time for a new chapter.

And I’m very excited about this one.

I’m ready to get back to doing what I love — helping people navigate one of the biggest financial decisions they’ll ever make. Whether you’re:

🏠 Buying your first home
🔑 Moving into the next one
💰 Looking at refinancing
🏡 Buying an investment property
🤔 Or you just want to know what your options look like…

Shoot me a text or give me a call. I’d love to catch up, fill you in on the move to PrimeLending, and see how I can help.

No pressure. No sales pitch. Just a conversation.

Thank you to everyone who has supported me, referred friends and family to me, and trusted me over the years. I’m grateful for every single one of you.

Still wearing the badge. Still serving the community. And Acero Mortgage Team is officially back. 👮‍♂️🏡🔥

So… who wants to buy a house or refinance one? 😎

Let’s get to work.

07/24/2024

Updating

05/12/2024

Happy Mothers Day to all you wonderful mothers!