Jennifer Cho - CB Loans

12/16/2024

Have you ever noticed an increase in spam calls or junk mail after applying for credit? This happens because of a practice called "triggle leads." When a lender pulls your credit (a hard inquiry), it signals to other lenders that you're looking for credit. These lenders then purchase your inquiry data from major credit bureaus like Equifax, Experian, and TransUnion. While trigger leads are frustrating and can feel intrusive, they are legal.

Can you opt out of trigger leads?
Yes‼️ You do have options that can help reduce or eliminate the unsolicited contact that results from trigger leads as well as from prescreened offers for credit and insurance. Do this today!

🔸️ Register for DO NOT CALL: donotcall.gov
🔸️ OptOut for five years/permanently: optoutprescreen.com

08/15/2024

The Family Opportunity Mortgage loan option has better terms and interest rates than 2nd home or investment while still providing housing for either parents who cannot provide for themselves or for a handicapped/disabled adult child.

We're making family homeownership easier.

08/09/2024

Hosting or visiting an open house this weekend? Good luck to all! If you have any mortgage financing questions, feel free to reach out. I'll be available throughout the weekend to help with anything you need. 🏡

07/28/2024

5.0 star review received on Experience.com for Jennifer Cho by Heesun C - We recently worked with Jennifer for our mortgage, and we couldn't be more impressed. We found her through our realtor, and she quickly proved to be an invaluable asset in our home-buying process.

Jennifer was incredibly communicative and responsive, even during off hours, ensuring that we were always informed and supported. She was more concerned about securing the best rate for us than we were, giving us an update multiple times a day.

Her attention to detail and thoroughness made the typically painful process of getting a mortgage loan fairly seamless. Thanks to Jennifer, we navigated the complexities of our loan with ease.

We highly recommend Jennifer to anyone in need of a mortgage lender. She's exceptional at what she does, and we wouldn't hesitate to refer her to our friends.

Click to see all 4 reviews of Jennifer Cho at CrossCountry Mortgage, SVP Loan Origination | NMLS #237164

07/19/2024

No two homes - or homebuyers - are the same. We recognize the challenges you may face financing your home purchase and provide solutions to fit your plans.

Here's what we can say YES‼️to:

✅️ Credit scores down to 620 on jumbo loans
✅️ Recent credit events allowed
✅️ Loan amounts up to $3MM
✅️ ITIN and All Full Doc Loans = 90% financing - no PMI
✅️ Non-warrantable condos, condotel, rural properties, hobby farms, multiple ADUs,

07/17/2024

5.0 star review received on Experience.com for Jennifer Cho by Tony K - Jennifer was fast, and transparent. She was great to work with.

Click to see all 3 reviews of Jennifer Cho at CrossCountry Mortgage, SVP Loan Origination | NMLS #237164

05/10/2024

𝙐𝙣𝙡𝙤𝙘𝙠 𝙔𝙤𝙪𝙧 𝙀𝙦𝙪𝙞𝙩𝙮
Here is where we find security and peace of mind in more ways than one. Your home equity can help you pay off higher-interest debt, take care of emergency expenses, and increase your savings and retirement accounts.

𝙃𝙤𝙢𝙚 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙣𝙜 𝙤𝙥𝙩𝙞𝙤𝙣𝙨 𝙞𝙣𝙘𝙡𝙪𝙙𝙚:

🔷️ The Closed End Second loan allows you to access your equity through a second home loan without impacting your primary mortgage's rate.
🔷️ A Home Equity Line of Credit provides a revolving line of credit to easily borrow the funds you need.
🔷️ A Cash-Out Refinance lets you borrow larger amounts with a lower rate than a credit card.

Home equity may be your key to greater financial wellness. Let's discuss your options today!

04/03/2024

I'm thrilled for this family who just bought their first home! At first, Chase Bank said no, but I stepped in and helped them secure the loan they needed. Even with the challenge of moving money from Korea, I guided them every step of the way and we closed on time. Being a problem solver and fully invested in their journey is my top priority in helping them reach their home ownership dreams. Working with the first-time homebuyers brings me joy. Congratulations 🎊 to my clients on reaching this milestone!