Cash Value Solutions

01/13/2023

With it being a New Year it's a great time for everyone to review their finances and insurance coverage. Here at Cash Value Solutions we specialize in life insurance and want to help everyone get covered. We thought it might be a good way to inform people on how affordable term coverage can be by providing some ballpark numbers for you to look at.

Obviously we can't guarantee you receive these rates and your own policies may cost more or less but these give you an idea of what it would cost.

In our own lives we see the immense value this coverage provides and we hope we can help you and your family.

We don't get to choose when it is our time to go so this is a great way to provide an income tax free death benefit to take care of our loved ones when we no longer can.

Check out the comments to see the coverage rates!

01/03/2022

Jason and Kyle discuss rate of return vs. value extraction.

Top discussion points:

- Rate of return doesn't tell the whole story

- You cannot live or build off rate of return alone

Jason and Kyle discuss rate of return vs. value extraction. Top discussion points: -Rate of return doesn't tell the whole story. -You cannot live or build off rate of return alone. Link to article: https://theinsuranceproblog.com/what-rate-of-return-beats-whole-life-insurance/

10/29/2021

Jason and Kyle discuss a recent post on social media where the poster was having a hard time getting through all the noise regarding IBC.

Top points discussed:

Where does the wealth come from?
Why does it seem like a bunch of contract BS?
What makes this whole idea work?

Jason and Kyle discuss a recent post on social media where the poster was having a hard time getting through all the noise regarding IBC. Top points discussed: -Where does the wealth come from? -Why does it seem like a bunch of contract BS? -What makes this whole idea work?

10/15/2021

Jason and Kyle discuss what convertible term is and why it’s a useful tool.

Top points discussed:

- Convertible term is just like term insurance, but it allows you to convert the policy to a permanent policy.

- Convertible term is another tool to help us expand our system of insurance policies.

Jason and Kyle discuss what convertible term is and why it’s a useful tool. Top points discussed: -Convertible term is just like term insurance, but it allows you to convert the policy to a permanent policy. -Convertible term is another tool to help us expand our system of insurance policies.

09/23/2021

Jason and Kyle discuss being mission driven.

Top points discussed:

- Working towards a goal or mission will change your life.

- If your actions don't change, nothing in your life will change.

- Play the long game.

Jason and Kyle discuss being mission driven. Top points discussed: -Working towards a goal or mission will change your life. -If your actions don't change, nothing in your life will change. -Play the long game.

09/01/2021

Jason and Kyle discuss when you should pay off debt before starting IBC.

Top points discussed:

- It usually doesn't make sense to start a policy if you have high interest debt.
- Gaining financial discipline before starting an IBC policy is necessary.
- Know the difference between good and bad debt.
- You can practice IBC without the policy until you are financially ready to start.

Jason and Kyle discuss when you should pay off debt before starting IBC. Top points discussed: -It usually doesn't make sense to start a policy if you have high interest debt. -Gaining financial discipline before starting an IBC policy is necessary. -Know the difference between good and bad debt. -Y...

08/23/2021

Jason and Kyle talk about their foundational beliefs regarding IBC.

Top points discussed:

- There is nothing wrong with using third party lenders until you've built up enough capital.
- It is important that YOU Become YOUR Own Banker.
- We believe that you must build large pools of capital to obtain financial sovereignty.

Jason and Kyle talk about their foundational beliefs regarding IBC. Top points discussed: -There is nothing wrong with using third party lenders until you've built up enough capital. -It is important that YOU Become YOUR Own Banker. -We believe that you must build large pools of capital to obtain fi...

07/07/2021

Jason and Kyle discuss their thoughts on the stock market.

Top points discussed:

- The stock market is not the end all be all

- You need to place your capital in assets that align with your goals

- IBC allows you to "live now" while investing in stocks for the long haul is hoping for "one day someday"

- Whole life insurance is not the end all be all either

Jason and Kyle discuss their thoughts on the stock market. Top points discussed: -The stock market is not the end all be all -You need to place your capital in assets that align with your goals -IBC allows you to "live now" while investing in stocks for the long haul is hoping for "one day someday"....

06/24/2021

Jason and Kyle discuss the top cons of whole life insurance.

- Unavoidable upfront loss of liquidity
- Insurability limits
- Interest from policy loans goes to the insurance company
- Possible tax consequences
- Higher cost for death benefit
- The "black box"

Jason and Kyle discuss the top cons of whole life insurance. -Unavoidable upfront loss of liquidity -Insurability limits -Interest from policy loans goes to the insurance company -Possible tax consequences -Higher cost for death benefit -The "black box"

06/01/2021

"You are your greatest asset. Protect yourself and your mindset. Make sure you feel good about your foundation, and then you can be more productive." -Garrett Gunderson

Invest in yourself first because you are your greatest asset!

Build a foundation of knowledge and finances that can weather you through any storm.

And more than anything, if you haven't started, take your first small step in the right direction. My best recommendation is to get started by reading.

If you are looking for some ideas you can check out my recommended list with the link in the comments.

05/27/2021

"Capital is that part of wealth which is devoted to obtaining future wealth." -Alfred Marshall

05/26/2021

Jason and Kyle discuss a powerful way to transition the farm or any business to the next generation.

Top points discussed:

- You should consider insuring your business partner

- You can plan for your business transition while also financing it at the same time

- Teaching this to the following generations will have a huge impact on keeping generational wealth in the family

Jason and Kyle discuss a powerful way to transition the farm or any business to the next generation. Top points discussed: -You should consider insuring your business partner -You can plan for your business transition while also financing it at the same time -Teaching this to the following generatio...