The Portnoy Team

03/02/2026

“New Month. New Goals. New Keys?”

Happy Monday & Happy New Month! 🎉

New month energy hits different.

New budget.
New goals.
New vision board.
New Pinterest board titled “Dream Kitchen.”

If homeownership is even whispering your name this month, let’s talk.
You don’t need perfect timing.
You don’t need to “wait until everything is perfect.”
You just need a plan.

This month’s challenge:
✔ Check your credit
✔ Don’t finance a couch
✔ Call your lender before Venmo’ing your life savings
✔ Let’s build a strategy

Who’s making a real estate move before this month ends? 👀

Comment “NEW MONTH” or DM us and let’s map it out.

— The Portnoy Team Eric PortnoyBruna Valente BuaDanielle Courtemanche

02/27/2026

It’s not all rates and refinances over here…
Meet the real bosses of the Portnoy Team 🐾
Drop a pic of your pet below — we’ll go first 👇
Please meet Chelsea, Luna, Penny, and Mac!😍
Eric Portnoy Danielle Courtemanche Bruna Valente Bua

02/26/2026

🔎 Homeowners: Quick Question…

If you purchased or refinanced before 2022 (super low rate crew 👏)
OR
If you bought in or after 2022 (higher rate crew 😅)

You might be leaving money on the table.

Here’s why:

💰 If you bought before 2020, you may have built serious equity.
That equity could potentially:
• Remove mortgage insurance
• Consolidate high-interest debt
• Lower your overall monthly obligations

And yes — even if your current rate starts with a 2 or 3, it can still make financial sense.

Why? Because blended interest is real.

If you’re paying:

3% on your mortgage

22% on credit cards

10%+ on personal loans

Your true effective rate on your total debt might be much higher than you think.

Sometimes refinancing into a slightly higher mortgage rate while eliminating high-interest debt actually improves monthly cash flow and long-term savings.

🏠 If you bought after 2022, you may benefit from:
• Improved equity position
• Rate strategy adjustments
• Payment restructuring

We're doing a handful Equity & Payment Reviews this week free of charge.

Comment REVIEW or DM the Portnoy Team and we’ll run the numbers for you.

No pressure. Just clarity. Eric Portnoy Danielle Courtemanche Bruna Valente Bua

We make mortgages easy.

12/18/2025

There's encouraging momentum in the housing market.

Recent national messaging points toward a stronger focus on lowering mortgage rates, improving affordability, and addressing housing supply. While changes won't happen overnight, the outlook for buyers is moving in the right direction.

If you or someone you know has been waiting on the sidelines, now is a great time to start the conversation and understand what opportunities may be ahead.

11/13/2025

✨ Holiday Home Prep 101 - The Portnoy Team's Tips to Keep Your Halls Decked (and Your House in Check!) ✨🎄

Before the tree goes up and the cookie crumbs take over, here are a few homeowner hacks to get your house holiday-ready:

🏡 1️⃣ Check Your Furnace Filter - Your guests should be toasty, not toasting 🥶🔥

🕯️ 2️⃣ Test Your Smoke & CO Detectors - Between candles, fireplaces, and ovens working overtime, make sure your alarms are ready for holiday shenanigans.

💡 3️⃣ Swap to LED Lights - They're brighter, safer, and save you money (so you can spend more on gifts 😉).

🚪 4️⃣ Weather-Seal Those Drafts - Keep the warmth in and your energy bill down.

🎁 5️⃣ Clear the Clutter - You'll need space for wrapping, gifts, and those inevitable dance parties in the living room.

✨ Bonus Tip from the Portnoy Team: If a new home is on your wish list this year, let's chat before Santa's sleigh hits the roof - we can help make sure your mortgage plans are wrapped up nicely too! 🏠🎅

08/16/2024

RENTERS: You could afford more than you think with NewFed Mortgage's first time homebuyer loans. Reach out to me today to learn more!

https://newfed.com

07/07/2024

It all starts with a simple call, text, or email!!

Whether you’re looking for your first home or your next, My team can help your growing family with customized mortgage financing.



NMLS # 20766

[email protected]

(617) 285-9129

04/03/2024

Whether you're looking for your first home or your next, My team can help your growing family with customized mortgage financing.

NMLS # 20766

[email protected]

(617) 285-9129

03/22/2024

Still renting? Stop investing in your landlord's assets and start investing in your own! Reach out today to learn how much you could get pre-approved for with NewFed Mortgage!

https://newfed.com

03/20/2024

Are you thinking about buying a home, or are you already in the process of securing financing? Keep your credit in line to get the best deal during the loan process. Avoid doing these ten things!

03/18/2024

First-time homebuyers share the common misconception that they must be debt-free before qualifying for a mortgage - and that just isn't true. Lenders don't look specifically at the amount of debt you have. Instead, we look at what your monthly budget can afford.

Cue your DTI (debt-to-income) ratio: the percentage of your monthly gross income you spend paying down recurring debt.

If you're wondering what your DTI looks like, I can help! We'll crunch some numbers, highlight the financing options available in your area, and help you feel confident starting your homeownership journey!