Doug Schoonmaker at Rate NMLS 659126

09/01/2026

A fixer-upper isn’t always the budget-friendly path it seems. Renovation costs could quickly add up to what you’d pay for a brand new home. Let’s connect to explore what makes the most sense for your budget and long-term goals.
https://myoc.io/cuj2e/FHVBE



NMLS # 659126

09/01/2026

When it comes to finding a home, every generation looks for something different. Which group do you align with? Take the quiz to find out which generation’s house hunting style matches yours. You might be surprised!

Comment your results below.
https://myoc.io/cuj2e/DUZYC



NMLS # 659126

08/31/2026

Do you know everything your monthly payment covers? Most people are surprised it's more than just principal and interest. Taxes and insurance are in there too, and that's the part most people miss.

If you've got questions about what makes up your payment, reach out to me today, I'm happy to walk you through it.
https://myoc.io/cuj2e/LJkwq



NMLS # 659126

08/29/2026

Thinking about starting your home search? Pause for pre-approval first! Without it, you risk delays, being overlooked by sellers or finding out your dream home is out of reach. I’m here to help you shop confidently from the start.
https://myoc.io/cuj2e/rwNzK



NMLS # 659126

08/27/2026

Renting may offer short-term flexibility, but buying a home might help you build long-term stability. Let’s break down the numbers and see what works best for your situation. Get started at
https://myoc.io/cuj2e/K0mUy



NMLS # 659126

08/27/2026

Return on investment is not the only reason to improve a home. Sometimes a project is worth it simply because it makes the place yours. What is the best or worst project ROI you have seen? Drop it in the comments.

And if you are considering a project of your own, reach out anytime and let’s talk through how it fits your bigger picture.
https://myoc.io/cuj2e/XpWez



NMLS # 659126

08/25/2026

Debt doesn’t have to delay your homeownership goals. It’s about how that debt fits into your bigger financial picture. Reach out to see what lenders really look for and debunk more myths at
https://myoc.io/cuj2e/SRsEI



NMLS # 659126

08/25/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why. Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.
https://myoc.io/cuj2e/j2RRC



NMLS # 659126

08/24/2026

08/24/2026

When your tax return doesn’t capture your full financial picture, it’s time to use your assets. Bank accounts, retirement accounts, investment portfolios, stocks, crypto and bonds could offer you loan amounts up to $5M, without a W-2.

I could qualify you for a mortgage using the wealth you’ve been building. Get in touch today and find out which doors your finances could open.
https://myoc.io/cuj2e/j4aJX



NMLS # 659126