Doug Schoonmaker at Rate NMLS 659126

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Doug Schoonmaker at Rate NMLS 659126 I am a Producing Branch Manager NMLS 659126 at Rate (operating as Guaranteed Rate, Inc. in New York state) NMLS 2611.

10/15/2026

The best investors are always thinking one property ahead.​ A DSCR (Debt Service Coverage Ratio) loan may be your next best move. Not only can it require less traditional documentation than many conventional loans, it may also let your investment property do more of the talking.​
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Give me a call and let’s talk about your goals and how to keep your portfolio growing.
https://myoc.io/cuj2e

NMLS # 659126

10/15/2026

How’d you do on this edition of the mortgage pop quiz? The best way to begin your homebuying journey is knowing your budget. A pre-approval serves as a helpful starting point so you can focus on homes you can afford, save time and prevent the decision fatigue that comes with endless options.

I’m here to help you take the guesswork out of the big purchase.
https://myoc.io/cuj2e/EjtmT



NMLS # 659126

10/14/2026

One home goal. More than one way to get there. Your path to homeownership doesn’t have to look like everyone else’s. I can help you explore the options that may fit your goals.

Let’s talk about what could work for you.
https://myoc.io/cuj2e/ZitJk



NMLS # 659126

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declinin...
10/14/2026

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declining in the Northeast compared to last month. Year-over-year sales are down in all four regions, but many buyers are still entering contracts thanks to a 1.9% increase in inventory.

Want to know how to make the most of this evolving market? Let’s talk.
https://myoc.io/cuj2e/bjSx1



NMLS # 659126

10/08/2026

Don’t go into your mortgage blind. A loan estimate gives you a preview of what your financing will look like, including the loan terms, interest rate and estimated payment. If mortgage lingo sounds like another language, I’m here to help.

Expand your homebuying vocabulary with our helpful guide or reach out to ask specific questions.
https://myoc.io/cuj2e/uoK60



NMLS # 659126

10/07/2026

Planning to buy a home in 2027? Time to start the prep now. From building your savings to cleaning up your credit, a few smart moves today can help you get ready for what’s ahead.

Let’s talk about your specific options to create a custom financing plan for you.
https://myoc.io/cuj2e/upWYw



NMLS # 659126

10/05/2026

Instead of waiting for the market to give you a sign, find what makes sense for you. Remember, there’s no universal green light signaling it’s time to buy your home. I can help you evaluate your finances, goals and timeline alongside your market’s activity to see when your best moment is.
https://myoc.io/cuj2e/2uex8



NMLS # 659126

10/01/2026

Plot twist: Your emoji may have opened a new door you hadn’t considered.

All fun and games aside, there are more options out there than the traditional single-family home. Different property types come with different financing considerations. When you’re ready to explore, I’m here to help find what works for you.

Share this with a friend and comment your emoji below!
https://myoc.io/cuj2e/0nZ12



NMLS # 659126

09/30/2026

Don’t let the 20% myth stop you. In reality, your down payment may surprise you. I can help you evaluate your options based on your specific circumstances to determine what’s right for you.

Ready to get to the bottom of more mortgage myths?
https://myoc.io/cuj2e/rYOu4



NMLS # 659126

09/29/2026

Most buyers only think about saving for their down payment, but that’s only one part of the equation. Closing costs are another upfront payment you should be aware of so you could secure the keys to your new home in confidence.

Curious about what closing costs include and how to plan for them? I’m here to help. Let’s discuss more must-know tips for homebuyers.
https://myoc.io/cuj2e/3y79B



NMLS # 659126

Address

1511 Sunday Drive, Suite 302
Raleigh, NC
27607

Telephone

+19196560822

Website

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