TBF Mortgage Company - Radcliff, KY

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Radcliff, KY
TBF Mortgage Company - Radcliff, KY

NMLS #1934540

06/08/2026

🚨 Friendly Mortgage Reminder From Your Loan Officer 🚨

If you’re buying a home… DON’T quit your job the week before closing.

We promise we’re not trying to ruin your fun — we just want to get you to the closing table with minimal chaos.

Moral of the story:
✔️ Don’t quit your job
✔️ Don’t finance a car
✔️ Don’t open new credit cards
✔️ Don’t disappear during underwriting

The mortgage process is basically: “Please stay financially boring until closing day.”

(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

06/03/2026

The Mortgage Dictionary:
Words Every Homebuyer Should Know

Today’s term: Underwriting

One of the most important steps in the mortgage process! Underwriting is when your lender reviews your financial information and loan documents to officially determine if your loan is approved.

During this stage, they verify things like:
✔️ Income & employment
✔️ Credit history
✔️ Bank statements & assets
✔️ Debt-to-income ratio
✔️ Property details

Think of underwriting as the final review before getting the clear to close!

It may sound intimidating, but don’t worry — your loan team is here to guide you through every step of the process.
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

06/02/2026

Spilling the mortgage tea today…
Pre-Qualification and Pre-Approval are NOT the same thing.

While a pre-qualification gives you a general estimate, a pre-approval takes a deeper look at your finances and can give you a stronger advantage when you’re ready to make an offer on a home.

The tea?
Getting pre-approved before house hunting can help you shop with confidence, know your budget, and show sellers you mean business.

Thinking about buying a home soon? Let’s talk!
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

06/01/2026

Mortgage Rule #1:
Please do NOT buy a boat, car, ATV, jet ski, or “just one little thing” before closing. 😂

Your loan officer’s blood pressure will thank you.

Thinking about buying?
Let’s run the numbers and see what’s possible!
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

05/29/2026

Seafood lovers, this one’s for you!

This week’s Local Gem spotlight goes to Crab Party — a local favorite known for bold flavors, fresh seafood, sushi, and their famous “get messy” dining experience. From juicy crab boils to flavorful rolls and savory sauces, it’s the perfect spot to gather with friends and dig in.

What’s your go-to order at Crab Party?
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

05/27/2026

Welcome to The Mortgage Dictionary —
where we break down mortgage terms every homebuyer should know!

Today’s word: Cash to Close

This is the total amount a buyer needs to bring to closing day to finalize the purchase of a home. It can include your down payment, closing costs, prepaid taxes & insurance, and more.

The good news? Your lender will provide the final number before closing so there are no surprises!

Buying a home doesn’t have to feel overwhelming — we’re here to help make the mortgage process simple and easy to understand every step of the way. 🤍

Questions about buying a home or getting pre-approved? Let’s chat!
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

05/26/2026

☕️ Tea Tuesday: Spilling the Mortgage Tea

Just because you’re approved for it… doesn’t mean you should spend it!

Here’s the real tea:
Lenders look at your max numbers—but only you know what feels comfortable month to month.

That “approved amount” doesn’t factor in your lifestyle, spending habits, or future plans… and those matter a lot

The goal isn’t just getting the house—
it’s loving your payment after you move in

📲 Let’s find a number that actually works for YOU
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

05/25/2026

🇺🇸 Memorial Day 🇺🇸

Today we remember and honor the brave men and women who made the ultimate sacrifice for our freedom. Their courage and service will never be forgotten ❤️🤍💙

In observance of Memorial Day, our offices will be closed.
However, our team is always here for you—feel free to reach out directly to your loan officer with any questions.

From all of us at TBF Mortgage, we wish you a safe and meaningful Memorial Day.

Thinking about buying?
Let’s run the numbers and see what’s possible!
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

05/20/2026

Mortgage terms can feel overwhelming — but understanding them can make the homebuying process a whole lot less stressful.

This week’s Mortgage Dictionary term: Loan Estimate

A Loan Estimate is a document lenders provide that gives you a breakdown of your estimated mortgage costs and loan details. It helps you better understand things like:
✔️ Estimated interest rate
✔️ Monthly payment
✔️ Closing costs
✔️ Taxes & insurance
✔️ Loan terms and fees

Think of it as a helpful snapshot of what your mortgage may look like before closing day.

At TBF Mortgage Company, we believe informed buyers are confident buyers — and we’re here to guide you every step of the way!

Thinking about buying?
Let’s run the numbers and see what’s possible!
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

05/19/2026

☕️TBF Tea Tuesday: Spilling the Mortgage Tea

We get it… it feels like we ask for everything but your childhood report card.

But here’s the real reason:
We’re making sure your loan is solid, accurate, and gets you to the closing table with no surprises

The smoother your docs → the smoother your closing ✔️

When in doubt, just send it over—we’ll tell you what we actually need
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

Address

565 Knox Boulevard
Radcliff, KY
40160

Telephone

+18885376001

Website

http://www.tbfmortgage.com/

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