08/15/2026
What happens when you get sick or hurt and can’t work?
Yesterday, a Colonial Appalachia agent had one of those conversations that reminds us exactly why we do what we do.
A policyholder he enrolled in the past originally took our short-term disability coverage because his wife, who has diabetes, needed access to guaranteed-issue life insurance.
At the time, we put life insurance in place for his wife and also set him up with him $3,000 per month in short-term disability coverage.
Yesterday, he reach out to the agent to say thank you.
Since they last met, the policyholder suffered a collapsed lung and was unable to work for about 3½ months.
During that time, his Colonial Life short-term disability policy paid him more than $12,000 in benefits.
He’s back at work now.
And he shared how much those benefits meant to him and his family while he was out. It was a life line.
That’s the part of this business that matters.
We talk about policies, premiums and benefits every day—but when someone gets sick or hurt and suddenly can’t earn their paycheck, those numbers become very real.
We really do something important for people.
Sometimes you don’t fully see the impact of the work until years later.
Yesterday was one of those days.