MyTown Mortgage

07/23/2025

Did You Know? Before the 1950s, You Needed 20% Down to Buy a Home

That all changed when PMI (Private Mortgage Insurance) was introduced—making homeownership possible for more people with smaller down payments.

While PMI adds a monthly cost, it opened the door for millions to own homes sooner.

Want to know how PMI works for or against your goals?
Book a free consultation on his website:
https://www.mytownmortgage.com/

07/20/2025

06/09/2025

Have you heard of cash out refinance? It’s when you replace your old mortgage with a new, higher one—and take the difference in cash.

Whether you’re consolidating debt, funding renovations, or covering major expenses, it’s a smart way to tap into your home’s equity.

Wondering if it’s right for you?
Book a free consultation today:
https://www.mytownmortgage.com/

05/02/2025

If you're looking to expand your real estate investments without all the paperwork and income checks, a DSCR loan might be your perfect fit. Instead of your personal income, we look at the rental property's income—if it covers the mortgage, you’re good to go!

Ready to grow smarter? Book a free consultation today: https://www.mytownmortgage.com/