Hayes Home Mortgage, LLC

10/16/2026

Mortgage rates just had their best week since late March with the average lender down a whopping 0.27% from last Friday. That would be welcome news under any circumstances, but it's especially striking in a week when the biggest economic reports offered what would normally be compelling reasons for rates to move higher.

Mortgage rates just had their best week since late March, despite inflation reports that normally would have pushed them higher.

10/09/2026

Mortgage rates finally had a better week, with Thursday bringing the biggest daily drop in 3 months and Friday adding enough improvement to claim the lowest levels in 2 weeks.

Granted, "2-week lows" won't sound especially exciting to anyone who remembers where rates were at the end of August. Most of the damage remains intact. But after weeks of improvements that barely survived long enough to make the news, this one deserves some attention.

Mortgage rates had their best week in a while, falling to the lowest levels in 2 weeks. Most of the recent increase is still intact, but investors showed more interest in buying bonds, which helps push mortgage rates lower.

10/02/2026

It's been a bumpy ride for interest rates recently, and while this week was no exception, the pace subsided slightly. Nonetheless, rates moved higher with Wednesday seeing the highest average 30yr fixed rates since November 1, 2023. On the bright side, that's a lot better than the story in 10yr Treasury yields, which hit their highest level since 2002.

09/28/2026

Thrilled to be able to help long time clients purchase the next home for their growing family. Thanks Lisa, Tracy Hasson and Tracy Winborne for your expertise and ex*****on. Wonderful transaction all around! :)

09/26/2026

At 9:44am ET on Wednesday, this week's rate story was mostly about waiting for next week's economic data. At 9:45, an unlikely report made the wait a lot more uncomfortable.

The report was S&P Global's preliminary Purchasing Managers' Indexes, or PMIs. They measure business activity in manufacturing and services, and they almost never have a major impact on rates. This time, both readings blew past expectations by the widest margins in years and reached their highest levels in years. Companies also reported input costs rising at the fastest pace in nearly 4 years, with selling prices and Employment picking up as well.

At 9:44am ET on Wednesday, this week's rate story was mostly about waiting for next week's economic data. At 9:45, an unlikely report made the wait a lot more uncomfortable.

09/13/2026

Mortgage rates moved sharply higher this week, ultimately reaching their highest levels since early 2025. Most of the damage took place on Wednesday and Thursday, but Friday ultimately made things slightly worse. The average top-tier 30yr fixed rate rose almost a quarter of a percent in total.

08/25/2026

So happy to be able help our clients get into a larger home for their family and into a new school district for the kids. Big shout out to Jeanie Fischler Williams, Kestin Kim-Proudfoot eXp Realty, and Laurie Wood with Lawyers Title Oregon for making this such a smooth transaction. 🙌😊

08/14/2026

Rates may still be elevated in a general sense, but by the end of the week, they were as low as they've been since July 17th. If we have one thing to thank, it was this week's inflation data.

Things didn't start out on an optimistic note, however. Bond yields (which correlate with interest rates) moved sharply higher with oil prices on Monday as hopes for a U.S./Iran peace deal faded and risks increased of a prolonged blockade of the Strait of Hormuz. Thankfully, prices stabilized by Tuesday morning and the bond market began positioning for the week's two key inflation reports.

Rates may still be elevated in a general sense, but by the end of the week, they were as low as they've been since July 17th. If we have one thing to thank, it was this week's inflation data.

08/12/2026

Another smooth transaction helping our clients move into a new home that better suits their growing family!

08/07/2026

Mortgage rates moved lower almost every day this week with most of the help coming from war-related headlines and a last-minute boost from the jobs report.

Rates are driven by bonds and the bond market dynamic is surprisingly simple these days. Oil price volatility is a constant source of inspiration with rates generally moving in the same direction as oil. Additional considerations include the usual suspects like big-ticket economic reports and any notable updates from the Federal Reserve.

Mortgage rates moved lower almost every day this week with most of the help coming from war-related headlines and a last minute boost from the jobs report.