I grew up in the Black Hills of South Dakota and first pursued a 17-year retail career that led to positions of increasing management responsibility and supervision of several retail territories across the western United States. I transitioned into the financial services industry in the late 1990s where I have found a great deal of satisfaction helping individuals, families, and small business own
ers with a variety of financial services and products. In making that transition I was looking for a company culture that fit my values system and I found that with Transamerica Financial Advisors, LLC, a Transamerica Company. We are bringing education and tools to middle America that are usually reserved for the wealthy. There are many ways we help our clients, but starting with a financial roadmap of where they are and where they want to go, we identify strategies to implement through a six-step process is foundational to all we do. The Six Steps are:
1 - Cash Flow
-Earn additional income
-Manage expenses
2 - Debt Management
-Consolidate debt
-Strive to eliminate it
3 - Emergency Fund
-Save 3-6 months’ income
-Prepare for unexpected expenses
4 - Proper Protection
-Protect against loss of income
-Protect family assets
5 - Build Wealth
-Strive to outpace inflation
-Professional money management
-Preserve Wealth
-Tax efficiency
Next, we take time to increase financial literacy through explaining financial concepts such as The Rule of 72, the power of time and compounding, and why and how to reduce the impact of taxes. You want to work with an investment advisor representative that can advocate for you and has access to a wide array of services and solutions like we have here at Transamerica Financial Advisors, LLC. Transamerica Financial Advisors, LLC's Financial Professionals may only transact business they are appropriately licensed to offer and in states where they are registered. Not all TFA Financial Professionals may offer the services listed. Any individual communication trying to effect a transaction in securities for compensation or the rendering of personalized investment advice for a fee will not be made to persons in states where the Financial Professional is not registered. Securities and investment advisory services are offered by Transamerica Financial Advisors, LLC (TFA), a Registered Investment Adviser and Broker Dealer, Member FINRA, SIPC. 5276359
WFGIA Headquarters: 6400 C Street SW, Cedar Rapids, IA 52499. Phone: 770.453.9300
TFA Headquarters: Two Liberty Place
50 South 16th Street
Ste. 3700
Philadelphia, PA 19102
Phone: 770.248.3271
FINRA https://www.finra.org
SIPC https://www.sipc.org/
WFG Insurance products offered through World Financial Group Insurance Agency, Inc. (WFGIA), World Financial Group Insurance Agency of Hawaii, Inc., World Financial Group Insurance Agency of Massachusetts, Inc., World Financial Group Insurance Agency, Inc. and/or WFG Insurance Agency of Puerto Rico, Inc. - collectively WFGIA.
