09/11/2024
2024 - $7,000
2029 - $42,711 (5 years)
2034 - $111,498 (10 years)
2039 - $222,280 (15 years)
2044 - $400,695 (20 years)
2049 - $688,036 (25 years)
2054 - $1,150,800 (30 years)
That’s $210,000 ($7k/yr) in contributions you worked for.
The rest ($940,800) is from investment gains that are 100% tax-free growth that took ZERO WORK.