Aspen Kishel, Mortgage Loan Originator

Aspen Kishel, Mortgage Loan Originator NMLS #2533488 -
Atlantic Trust Mortgage #239592

09/05/2026

This is just one reason it’s important to have a mortgage professional who is involved from early on. Allowable seller concessions change depending on loan type and down payment amount.

When it’s time for offers or negotiation, we’re here to help!

08/27/2026

I know, I know….
“My rent is less than my friend’s mortgage!”
But how much of your rent is helping you build wealth?
How is their home value working for them?
Is their mortgage ACTUALLY more than what you pay?
You may think buying is going to cost you too much, but really without talking to a professional and evaluating all of the aspects, it’s just a guess at best.

If you’re tired of your money paying for someone else to build wealth, let’s chat and see if today is the start of your next journey.

08/20/2026

You may think that because the home is only two years old that it’s safe to skip inspections, but even those newly built homes can have hidden issues.
Inspections keep you safe when you’re buying a home!
If in doubt, make sure you’re getting advice from professionals.

07/24/2026

Your credit can change for many reasons.

Once you’re pre-approved, try to keep your credit steady until after you close on your new home.

This means, no large purchases, no new credit lines, no closing accounts, no large payments, etc.

If you’re ever unsure what you should or shouldn’t do while in the process, reach out and ask! Im here to help!

07/13/2026

Hey Teachers! (And all you other heroes!)

Hometown Heroes funding is back!

Let’s chat and see if this program works for you.

And for all you parents gearing up for another school year, look how cute this is!!! Jacksonville, Fl Photography & Event Rental Studio will get you those perfect back to school pictures!

07/08/2026

Self employed? No paystubs?
No problem! We can use bank statements and tax returns for income verification and calculations.

Message me for more info.

07/02/2026

The buyer will pay for the appraisal upfront. They are responsible for it, even if the deal falls through later.

Make sure you are set up for success prior to appraisal!

Address

Ponte Vedra, FL
32081

Website

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