Aspen Kishel, Mortgage Loan Originator

06/13/2026

That old myth… “You need 20% down to buy a house.” False.

Down payments options depend on the loan type. Very situation is different and loans aren’t one size fits all.

If you’re curious how much you need to save, let’s chat!

06/02/2026

Shopping around for a mortgage?
You won’t get penalized for it.
Multiple credit pulls within 45 days count as just one inquiry.
You have the right to shop!
DM me or call/text and I’ll take a look at your numbers.

05/26/2026

If you’re not pre-approved, let’s chat! In today’s real estate world, you should prioritize this step.

If you want your offer to be even stronger, let’s talk about getting you verified during the pre-approval stage! This means an underwriter will review and verify your documents early. Less surprises, more confidence, and a strong offer.

Random facts! Brought to you by your local mortgage professional who wants to make the process easy to understand and smooth for everyone! 💙

05/20/2026

Zillows estimates are all automated! They don’t account for all fees and they don’t have your unique information that tells where the interest rate or mortgage insurance are going to be. Always view those estimates with the knowledge that it isn’t the actual estimate FOR YOU, just a potential price point for SOME people.

Happy Zillow shopping! If you need a pre-approval or a more accurate estimate, let me know! 😊

Join me every week for a new random fact!
I know you’re excited. 😎

05/18/2026

Please nominate a local hero! 💙

The Hero Next Door is BACK!
Nominate a local hero in your life that makes the community a better place.
Submit your nominations with the link below⏬
https://forms.gle/knqdpPg3krmniuFCA
Submissions end May 29th at 12am EST

05/13/2026

Some people don’t realize that the fees and rate BOTH matter. The fees can eat you alive. A slightly higher rate with low/no fees can save you more money. Always compare the total cost, not just the rate. 🏡 Ask me how I do that math for you.

This Random Fact is an important one! Stay tuned for more!

05/09/2026

St Augustine 🏡

This Sunday, May 10th from 1–3 PM, I’ll be hosting an Open House and would love for you to stop by!

Whether you’re actively house hunting, just starting to think about buying, curious about the market, or simply want to tour a beautiful home in one of St. Johns County’s most sought-after communities, come by and say hi.

We’ll have mimosas, sweet treats, and a fun build-your-own bouquet bar to make it extra special while you tour 🌸🥂

No pressure, no obligation, just a chance to explore, ask questions, and see what’s possible for you.

Buying a home can feel overwhelming, but it doesn’t have to be. If you’ve been wondering where to start, this is a great place to begin.

I’d love to meet you and help however I can 🤍

📍229 Concave Lane, St. Augustine
🕐 Sunday, May 10th | 1–3 PM

Shaina Gray, REALTOR®
Eagles World Realty, Inc.
📲 904.874.1156

02/03/2026

Me the second I hear ‘preapproval’ 🦈🎵

Sorry, can’t help it. It’s like a sixth sense at this point. Ready to make your home dreams happen? Let’s talk.

01/26/2026

Self employed? I have programs for you!
DM me if you want to learn more!

01/20/2026