Steven Diomataris Mortgage Analyst/Broker NMLS 888620

11/30/2024

Continuing Ed time!

11/13/2024

Funded by the LENDER!

10/16/2024

Fixed Rate HELOC, in the 5's! Yes, that happened today.

Let me REPEAT that. FIXED!

10/12/2024

🎉 Exciting News! 🎉

I’m thrilled to announce that Jessica's loan is officially clear to close! 🏡✨ It’s been a pleasure working with you through this journey, and I can’t wait to see you step into your new home. Your hard work and determination have paid off!

09/22/2024

The More you Know.

09/14/2024

How about a LENDER FUNDED 2-1 Buydown? CONVENTIONAL! New client of mine, starting with a 3.99% for year one. 4.99% for Year 2. 5.99% Indexed. It cost them LESS than a point. No Separate Underwrite fee, either!

Yes, a 3.99!!!!!!!!!

The subsidy is charged, then credited back. This client is saving over $4580 in payments over 2 years. ALL covered by the lender!

5.99% Indexed Rate - 6.429% APR.

This Loan: $229k Purchase with 10% DOWN

If you're worried about rates, let's have a discussion and see if we can qualify you for this!

General Qualifications:

620 Fico
Under 80% of Area AMI
Loan MAX $350k

Not all will qualify, so let's figure out of you can!

Let's Chat!

09/04/2024

YUP 3.99% on a 30yr loan (starting rate, year 2- 4.99%)!

Attention ALL Realtors and Anyone purchasing a NEW HOME!!
Introducing our EXCLUSIVE 2-1 Rate Buy-Down. NO cost to your client or buyer.

Here is the breakdown of who qualifies:

Credit Score of 620+
Minimum down payment of 3%
Does NOT have to be a 1st time buyer
Primary home only
Must be at 80% AMI (area median income)
Sample 80% Area Median Income: $80,480
Here is the link to check your local AMI. We only need to have 1 spouse on the loan and both on title to qualify.
https://ami-lookup-tool.fanniemae.com

Steve Diomataris
412-969-5032 (call or text me)
[email protected]
NMLS 888620
The full sample rate of 5.99% has an apr 6.385% (based on 760 fico, loan amount of 300k, 95% LTV)
-Application must be approved by our underwriter and additional fees maybe incurred.

03/31/2024

03/13/2024

Lunch N
Learn

02/21/2024

12:10am, finishing up 2 preapprovals and making sure files are tight for strong offers! This industry never sleeps.

Have a great night all, It's time to tuck it in!

02/18/2024

We just secured a 4.125%, on the first year of a 2-1 Buydown! Client is saving over $310/mo, and it's all being paid by the seller!

If you're looking to buy a home, let's talk about how we can customize!

All Situations will differ. Feel free to reach out to discuss!