Kathy Glover Health & Life Insurance

10/05/2022

Meanwhile the FED
As the Federal Reserve has tightened policy, asset prices have plunged. Stocks, as measured by the Wilshire 5000 all-cap index, have shed $12trn of market capitalisation since January. Another $7trn has been wiped off bonds, which have lost 14% of their value. Some $2trn of crypto market-cap has vanished over the past year. House prices adjust more slowly, but are falling. Mortgage rates have hit 7%, up from 3% last year. And this is all in America—one of the world’s strongest economies.

The first big test of a new-look financial system

10/05/2022

National Debt $31 trillion....do you think your taxes will increase or decrease in the next 15 years? If you answered "increase", it's time to rethink your retirement strategy....

America’s borrowing binge has long been viewed as sustainable because of historically low interest rates. But as rates rise, the nation’s fiscal woes are getting worse.

10/04/2022

Another good reason to have Short Term Care!

Nursing home surprise: Advantage plans may shorten stays to less time than Medicare covers Private Medicare Advantage plans are increasingly restricting how much time they will cover for seniors to be in nursing homes.

Private Medicare Advantage plans are increasingly restricting how much time they will cover for seniors to be in nursing homes.

10/01/2022

Loving mom, 98, moves into a care home to look after her 80-year-old son.

“I say goodnight to Tom in his room every night and I’ll go and say good morning to him. I’ll tell him I’m coming down for breakfast. When I go out to the hairdressers he’ll look for me to see when I’m coming back. When I get back he’ll come to me with his arms outstretched and give me a big hug.”

09/30/2022

The Bond Bubble / Historical Overview:
Two days ago, the great bond bubble burst. Here's a historical comparison of how drastic this price drop actually is....

09/30/2022

The bond bubble is bursting....

12.2 trillion US dollars wiped out worldwide.
1.2 trillion in the last week alone.

Who is losing the money?

Officially, the central banks. Since 2008, numerous central banks have added bonds to their balance sheets.

‼️Also losing are pension funds that had invested their money in the seemingly risk-averse bonds.

A bubble that has been accumulating for 14 years is beginning to burst.

We will see the consequences of this in the coming months.

09/29/2022

Don't let this happen to you....learn about your options today.

09/28/2022

Think life insurance is just for life insurance? Think again! Life Insurance that you may be thinking about is the OLD way to use life insurance. Watch this video on how YOU can use an INDEX UNIVERSAL LIFE to your benefit for RETIREMENT!

The Pension Professional: Is an IUL a fit for you?

09/27/2022

Level changes for 2023!

The standard monthly premium for Medicare Part B enrollees will be $164.90 for 2023, a decrease of $5.20 from $170.10 in 2022.
The annual deductible for all Medicare Part B beneficiaries is $226 in 2023, a decrease of $7 from the annual deductible of $233 in 2022.

On September 27, 2022, the Centers for Medicare & Medicaid Services (CMS) released the 2023 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 2023 Medicare Part D income-related monthly adjustment amounts. Medicare Part B Premium and Deductible