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Loans with Forbes 🏡 Your mortgage advisor | Lee County, FL 🇺🇸
NMLS #2454302 | Supreme Lending NMLS #2129
FREE home buyer class
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10/17/2026

Interest is the cost you pay to borrow money, and it represents the lender's profit. Lenders are businesses that operate for profit, so they charge interest on the loans they provide.

10/16/2026

Demystifying your mortgage payment: principal (the loan balance), interest (the lender's profit), taxes (based on assessed home value and county), and insurance. Knowing these components empowers your financial decisions.

10/15/2026

Your payment history is 35% of your credit score. Paying on time, ideally the full statement balance, is crucial. If you can't pay in full, at least pay the minimum. A single 30-day late payment can stay on your record for 7 years and significantly impact your ability to get loans.

10/14/2026

Buying a home comes with unexpected costs. You might need to pay property taxes upfront at closing. Plus, if you're in a special flood hazard area, you'll need both homeowner's and flood insurance, with premiums due in full at signing.

10/13/2026

Unlock your first home with an FHA loan! These loans, backed by the Federal Housing Administration, require a low 3.5% down payment. Even with a credit score as low as 580, you can get approved for this fantastic program.

10/12/2026

Believe it or not, family members can help you buy a home and fund the entire thing! This includes your down payment and closing costs. You could get into your own home with no money out of your pocket.

10/11/2026

As first-time home buyers, you can put as little as 3% down. Additionally, 0% down payment options exist through assistance programs. Explore your possibilities!

10/10/2026

As a lender, seeing two different credit scores tells me a lot about financial discipline and habits. Your credit score is crucial for responsible borrowing. While FHA loans exist for less-than-perfect credit, a higher score always means better terms.

10/09/2026

Dreaming of a home? Start with a budget! Whether you use old-school paper and pen or jump into Excel, track your spending for a month. Review bank statements, see where your money goes, and identify potential sacrifices. If homeownership feels out of reach, saving is key. Take that first step today!

10/08/2026

Don't be like me! Put your ideal mortgage payment down on paper. What you qualify for and what's comfortable are rarely the same.

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