What are the opening hours?

Monday 9am - 7:30pm Tuesday 9am - 7:30pm Wednesday 9am - 7:30pm Thursday 9am - 7:30pm Friday 9am - 4pm

Senior Select Plans

Home
United States
Piedmont, OH
Senior Select Plans

Helping individuals and families make confident Medicare, health, life, and retirement planning decisions.

Proudly meeting clients throughout Ohio, Pennsylvania, West Virginia, and several additional states. Founded in 2017, our agency is dedicated to helping seniors navigate the complexities of Medicare with clarity and confidence. We’ve grown to serve clients in 13 states (and counting!) and work alongside a network of trusted agents, many of whom specialize in serving rural communities. As a full-se

rvice Medicare agency, we offer both face-to-face and phone appointments to fit your needs. From enrollment assistance to ongoing support with claims, prescription drug cost savings, plan reviews, and more—we’re here every step of the way. Our mission is simple: personalized, dependable service you can count on.

08/27/2026

The Myth That Keeps People From Asking for Help 😬

Here's the myth I run into more than almost any other:

People think asking for help with Medicare means they're going to get sold something.

So they Google instead. They ask a neighbor who heard something from someone who maybe knew an agent once. They piece together information from five different websites that all say something slightly different. And they make a decision that follows them for a long time, hoping they got it right.

And the whole time, there was someone they could have just called. 📞

Here's what I want you to know about working with a Medicare agent:

✅ It does not cost you anything. As a Medicare agent, we are compensated by the carriers, not by you. There's no bill at the end of the conversation.

✅ It does not obligate you to anything. Asking questions is just asking questions. Nobody is going to pressure you into a decision you're not ready to make.

✅ It does not have to wait until October. The best Medicare conversations happen before everything feels urgent — like right now, in August, when there's actually time to think.

I got into this work because I wanted to be the person someone could just call. The one who picks up, explains it in plain English, and makes sure you walk away feeling better than when you called in. That's still all this is. 💛

You do not have to figure this out alone. That is literally what I am here for!

💬 What's one Medicare question you've been sitting on? Drop it below or send me a DM. No pitch. Just answers.

📞 330-708-3385
📧 [email protected]

08/25/2026

Here's What I Tell Every Client This Time of Year

Every August, over coffee or on calls with clients all month, I find myself saying some version of the same thing:

💬 Don't wait until October to start thinking about this.

Not because October is too late — but because October is loud. Everyone is suddenly paying attention, agents get busy, and decisions that deserve real thought end up getting made in a hurry because the deadline is right there.

August is quiet. August is when you can actually think.

So here's what I tell every client this time of year:

👉 Look at what you have. Know your plan name, your doctors, your prescriptions, and your costs. Not because something is wrong — just because knowing where you stand is always better than finding out when something is already happening.

👉 Think about what has changed. A new doctor. A new medication. Different health needs. A move. Any of these could mean your current plan isn't the best fit anymore, and AEP is your chance to fix that.

Talk to me before October. Not in a panic — just a conversation. The kind that's so much easier to have now than in the middle of enrollment season.

08/24/2026

🦷 Dental: The Benefit You're About to Lose

If your dental plan runs on a calendar year, any benefit you haven't used by December 31st doesn't carry over. It just disappears. ⏳

Most people don't think about this until it's already too late. You paid for coverage all year, used maybe one cleaning, and the rest of that benefit quietly expires without you ever touching it. It's not a rollover. It's not a credit. It's gone. ❌

August and September are actually the perfect window to check this. ✅ There's still enough time left in the year to schedule that second cleaning, get that filling done, or finally handle the thing you've been putting off — before the benefit resets and you're starting over in January having paid for coverage you didn't fully use.

It's easy to forget dental benefits work this way. It's a lot cheaper to remember before December. 💡

👉 Have you used your full dental benefit this year, or is some of it about to expire unused?

If you have any concerns, call or text me. 📲

📞 330-708-3385
📧 [email protected]

08/21/2026

Happy Friday! 🎉

❤️ Heart Attack Coverage: It's a Lump Sum

Many heart attack policies pay a lump-sum benefit after a covered diagnosis. And that one detail changes everything about how it actually helps.

Traditional health insurance pays the hospital. That's it. It doesn't care that your mortgage is still due, your fridge is still empty, or you're still not back to work six weeks later.

A lump-sum benefit works differently. Depending on the policy, that money lands in your account and you decide where it goes — medical bills, sure, but also the mortgage payment, groceries, gas. Whatever your life actually needs while you're recovering, not just what the hospital billed you for.

I like to explain it to clients over coffee like this: health insurance covers the hospital's bills. This covers yours. ☕

That distinction matters more than people realize — until they're the ones staring down a stack of bills that have nothing to do with a doctor's office.

Did you know heart attack coverage could work this way? 👇

📞 Contact me to learn more and see if this coverage is right for you!

08/20/2026

One of the biggest Medicare mistakes happens before Annual Enrollment even begins...

A lot of people think they don't need to do anything until October. Then Annual Enrollment arrives, and they're scrambling to remember:

📝 Which doctors did I see this year?
💊 What medications am I taking now?
🤔 Didn't my doctor mention I might need to see a specialist?
📋 Wait... what questions did I want to ask?

Here's the good news: You don't have to choose a plan today. But you can start preparing today.

Taking a few minutes now to gather your prescriptions, make a list of your doctors, think about any health changes you've had this year, and write down your questions can make your Medicare review much smoother when the time comes.

And if you're not sure where to start, I've got you covered. Around this time every year, my phone starts ringing a little more often... and honestly, I love it. 😍

Between my coffee runs and trying to keep up with everything else life throws our way, this season gets busy. And that's usually when the Medicare questions start.

"Can I ask you something?"
"I know this is probably a silly question..."
"I got something in the mail and have no idea what it means."

Here's the thing... I never expect anyone to know all the Medicare rules, deadlines, or options. That's not your job.

My favorite part of what I do isn't talking about plans. It's watching someone go from feeling completely overwhelmed to saying, "Oh... that actually makes sense."

If I can make Medicare feel a little less confusing and a lot less stressful, then I'd call that a pretty good day.

💙 If someone you love is getting close to Medicare and feeling overwhelmed, share this post with them. Sometimes the biggest relief is knowing there's someone who can help make sense of it all.

📞 330-708-3385
📧 [email protected]
To book an appointment, click here: https://retireflo.com/renee

08/18/2026

This Is the Guide I Built for Exactly This Time of Year.

October is closer than it feels ⏳

Every year around this time, I make sure the people in my community have what they need before AEP gets loud and decisions start feeling rushed.

So I'm dropping this again, because it's genuinely more relevant now than it was a month ago.

It's a free guide with all the questions worth asking your Medicare agent before you make any decisions about your coverage📝 — the questions that reveal gaps, the questions that start real conversations, the questions most people never think to ask until something has already gone wrong.

I put this together because I kept sitting across from people at my desk who had no idea what to ask. And I thought — what if I just handed them the questions?💡

AEP is coming 📅. The people who feel calm and prepared when it gets here are the ones who started paying attention in August.

That can be you . ✅.

Drop QUESTIONS in the comments (or send me a message) and I'll send it straight to you!

To book an appointment, click here to enter your updated medications and doctors for plan review: https://retireflo.com/renee

08/14/2026

What Does Your Coverage Look Like for Mental Health Services?

This is one of the questions I wish I got asked more often. And honestly, it's one of the most important ones.

Medicare does cover mental health services, and it's okay to need them. But the details matter, and most people have no idea what their plan actually includes until they need it.

Here's what Medicare generally covers:

🧠 Outpatient therapy and counseling with a psychiatrist, psychologist, or licensed clinical social worker
🧠 Inpatient mental health care if hospitalization is needed
🧠 Psychiatric evaluation and medication management
🧠 Screenings for depression, which are covered at no cost under preventive benefits

A few things worth knowing:

👉 The 20% coinsurance applies to most outpatient mental health services under Original Medicare, the same as other outpatient care. If you have a supplement or an Advantage plan, your costs may look different.
👉 Not every provider accepts Medicare. If you're looking for a therapist or counselor, it's worth asking before your first appointment.

This is not a small thing. Mental health is health. And you deserve to know what you have access to before you need it.

If you have questions about how your specific plan handles mental health coverage, send me a completely confidential message. That is exactly what I am here for you!

📞 330-708-3385
📧 [email protected]

08/13/2026

Retirement Conversations 💭

One thing I've noticed over the years is that retirement conversations almost never start with numbers. They start with dreams.

Someone sits down across from me, or these days, video calls me while I'm at my office desk sipping some coffee, and before we ever talk about income or accounts, they're telling me about the trip they've wanted to take for years. The grandkids they want to spoil without doing math in their head first. The volunteer work they never had time for. Sometimes it's simpler than that — they just want to stop worrying every time the mail comes. 📬

I love that part of this job. Way more than I ever expected to when I started.

I always tell people, usually over a cup of coffee ☕, that my job isn't really about spreadsheets. It's about listening to what someone actually wants their life to feel like, then building the numbers around that — not the other way around.

Because retirement was never really about the money. It was always about what the money makes possible. ✨

👇 If you could retire tomorrow, what's the first thing you'd do? Drop it below. I'd love to hear it!
Or — what does peace of mind in retirement look like for you?

08/12/2026

August Always Does This ☀️

Every August reminds me just how quickly life can change.

One minute it's summer and everything feels loose and easy. Then suddenly it's back to school, back to routines, and back to real life throwing a curveball nobody saw coming. New job. New baby. A birthday that bumps someone off a parent's plan. Life doesn't check the calendar before it changes.

I've built my whole business around one idea: coverage should keep up with your life, not the other way around.

That's actually why I got into this. I wanted to be the person people call when life shifts, not the person they scramble to find after it already has.

Around here that mostly looks like ☕ iced coffee at my desk, school papers stacked next to my keyboard, and a genuine love for helping people figure out the boring stuff so they can focus on the good stuff.

If your life has changed at all this year — job, income, family, address — it might be time to take a second look at your coverage. Not because something's wrong. Just because August has a way of sneaking up on all of us.

What's one thing that changed for you this year that you didn't see coming? Drop it below. 👇

📞 Renee Lopes | Licensed Insurance Broker
📞 330-708-3385
📧 [email protected]

08/11/2026

Specialist List 📋

Can you name every doctor you've seen in the last year? If not, now's a great time to make a list. ✍️

Most people can name their primary care doctor without thinking twice.

But what about the cardiologist you saw in March? The dermatologist your doctor referred you to? The orthopedic specialist you've been seeing for your knee? The physical therapist you've visited every week this summer? 🩺

It's easy to forget those providers until it's time to review your Medicare coverage.

Before Annual Enrollment rolls around, take a few minutes to make a list of every doctor, specialist, clinic, and pharmacy you use regularly. 📝

You don't need to make any decisions today. You're simply making sure that when it's time to compare your options, you have everything you need to make an informed choice.

Future you will be glad you did. 🙌

💾 Save this post so you remember to make your list before Annual Enrollment begins, and share it with a friend who's on Medicare. They'll thank you later. ❤️

Address

Piedmont, OH

Opening Hours

Monday	9am - 7:30pm
Tuesday	9am - 7:30pm
Wednesday	9am - 7:30pm
Thursday	9am - 7:30pm
Friday	9am - 4pm

Telephone

(330) 708-3385

Website

http://seniorselectplans.net/

Alerts

Be the first to know and let us send you an email when Senior Select Plans posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Want your business to be the top-listed Finance Company in Piedmont?