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Senior Select Plans

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Piedmont, OH
Senior Select Plans

Medicare & retirement specialist helping seniors navigate Medicare options including supplements, Medicare Advantage & annuities.

Founded in 2017, our agency is dedicated to helping seniors navigate the complexities of Medicare with clarity and confidence. We’ve grown to serve clients in 13 states (and counting!) and work alongside a network of trusted agents, many of whom specialize in serving rural communities. As a full-service Medicare agency, we offer both face-to-face and phone appointments to fit your needs. From enro

llment assistance to ongoing support with claims, prescription drug cost savings, plan reviews, and more—we’re here every step of the way. Our mission is simple: personalized, dependable service you can count on.

05/06/2026

Turning 65 is one of those milestones that sneaks up on you faster than you expect.

And somewhere in the middle of everything else happening, you're supposed to make decisions about Medicare that could affect your healthcare costs for years. Without a roadmap. Without someone explaining what the letters actually mean. Without knowing what questions to even ask.

If you're already on Medicare and something has felt off, a bill that didn't make sense, a claim that didn't go the way you expected, a prescription that suddenly costs more, you're not imagining it. The gaps are real.

And if you're approaching 65 and haven't started thinking about it yet, now is exactly the right time.

I put together a free guide that breaks down what your coverage actually does when real life happens. Not the fine print version. The version that actually makes sense.

📅 Schedule an appointment here → https://app.retireflo.com/renee
📞 Call or text us: 330-708-3385
Email us: [email protected]

05/01/2026

Happy 1st of May! Smile — you deserve it! 🌸
If you want to take a closer look at your current dental coverage — let's make sure you're not sitting on any surprises. Just reach out and we're here to help!

Most people assume dental insurance works like a safety net. You pay every month, you go to the dentist, and it covers what needs to be covered. Simple.
And then you need a crown. Or a root canal. Or an implant. And the bill comes back and it's nothing like what you expected.

Here's what tends to catch people off guard ⤵

⚠️ Annual maximums are real. Most dental plans cap coverage between $1,000–$2,000 per year. Once you hit that number, you're paying out of pocket for the rest of the year. For anyone who needs significant work done, that ceiling gets hit fast.
⏳ Waiting periods exist. A lot of plans won't cover major procedures for the first 6–12 months after you enroll. If you signed up and assumed you were immediately covered for everything — you may want to double check that.

🚫 Cosmetic procedures are almost never covered. But the line between cosmetic and necessary isn't always as clear as people expect, and that gray area can be expensive.

🦷 Major restorative work like implants and dentures often falls into a category with much lower reimbursement rates than people expect.

Your dental plan is still worth having. It just works better when you understand what it actually does before you need it.

📅 Schedule an appointment here → https://app.retireflo.com/renee
📞 Call or text us: 330-708-3385
Email us: [email protected]

04/28/2026

There is a frustrating reality in the healthcare system that many people call the income gap.

It is that awkward space where your income goes up — which should be a celebration — but suddenly you are told you no longer qualify for Medicaid.

Here's the truth: If you don't handle that transition perfectly, you can end up with a raise in your paycheck but no way to afford a doctor.

As a local advocate, I see this happen far too often. But here is the good news you might not hear from a generic call center.

Losing Medicaid eligibility is considered a qualifying life event. This means you don't have to wait for an open enrollment period to move into a subsidized ACA plan.

My goal is to make sure you never have a single day of being uninsured. Many families are surprised to find that they qualify for plans with very low monthly premiums and high quality coverage.

I am here to bridge that gap for you. You shouldn't have to choose between a better income and your family's health.

💬 Did your income change recently or did you get a notice saying you are "over-income" for your current benefits?

📞 Call me if you have any questions: 330-708-3385
📧 [email protected]
📅 Book an appointment here: https://app.retireflo.com/renee

04/21/2026

Medicare can feel overwhelming at first, but guess what? Millions of people turn 65 every year and figure it out—and you will too!

You don’t have to navigate this alone. With the right information and a little guidance, you can feel confident about your Medicare choices and make decisions that fit your needs. I’ll help you every step of the way as your local Medicare broker.

💡 A little preparation now can make a big difference later!

📞 Call or text: 330-708-3385
📧 Email: [email protected]
📅 Book a free consultation: https://app.retireflo.com/renee

💬 Know someone turning 65 soon? Tag them below so they can start preparing with confidence! 🎉⬇️

04/16/2026

Inspiration: Wouldn't It Be Nice to Retire Without Worrying About Money? 💭

Two people. Two retirements. Two very different experiences.

👉 John set up an annuity before retirement. Now, every month, they receive a steady paycheck for life — no matter what the stock market does. They travel, enjoy time with family, and never stress about running out of money.

👉 James didn't set up an annuity. Their retirement is filled with constant money worries — watching the market, stressing over withdrawals, and wondering if they'll need to pick up a part-time job in a few years.

What's the difference?
✅ One planned for lifelong income.
❌ The other is hoping their savings last.

The reality is, retirement isn't just about getting there — it's about staying there comfortably. Annuities help ensure your money keeps working for you, so you don't have to worry about outliving your savings. 💰

What's your biggest worry about retirement? Let's talk about how to solve it. Drop it in the comments! ⬇️

04/14/2026

💸 Tired of paying too much for your ACA coverage? There's a better option.

If you're under 65 and your Affordable Care Act premiums are eating up your budget, you may qualify for a NEW Individual PPO Health Insurance Plan — with LOW deductibles and MAJOR coverage at a fraction of the cost.

🏥 Protecting your health shouldn't cost a fortune.

✅ $500 / $1,000 Deductible Options
✅ Rates starting as low as $329/month
✅ Employee, Spouse, Children & Family Plans
✅ Available for ages 18–64

Don't let high ACA premiums lock you into coverage you can barely afford. I specialize in finding the RIGHT plan for your needs AND your budget — let's see what you actually qualify for.

📅 Schedule a FREE consultation:
👉 https://app.retireflo.com/renee
📞 (330) 708-3385
📧 [email protected]
🌐 seniorselectplans.net

04/06/2026

April is all about taking care of YOU 💙

It’s a great reminder that staying healthy isn’t just about how you feel today—it’s about catching things early and staying ahead of potential issues.

If you’re on Medicare (or turning 65 soon), many preventive screenings and wellness visits are covered—often at little to no cost. That includes things like annual check-ups, cancer screenings, heart health monitoring, and more.

✨ A simple appointment today can make a big difference tomorrow.

If you’re not sure what screenings you should be getting or what your plan covers, I’m always here to help guide you!

👉 If this could help you or someone you love, take a quick look—your health matters 💙

04/04/2026

🐰🌷 Happy Easter from Senior Select Plans! 🌷🐰

Wishing you and your family a beautiful day filled with peace, joy, and a little extra sunshine. May your Easter be full of smiles, sweet moments, and time spent with the ones who matter most. 💛

In observance of the holiday, our office will be closed for Easter Sunday. We will reopen during our normal business hours on Monday from 9:00 AM – 7:00 PM EST.

As always, we appreciate your continued trust and support. Enjoy your day and stay safe! 🌸🐣

04/03/2026

Shared with permission from a pharmacist:

Most people don’t know what a PBM is.

But they feel it every time they go to the pharmacy.

PBMs—Pharmacy Benefit Managers—sit between the patient, the pharmacy, and the insurance company.

They decide:
• what medications are covered
• what you pay
• which pharmacy you can use

That wasn’t always the case.

PBMs started as administrative processors.
Then they were asked to control costs.
Then they became embedded in Medicaid managed care.
Then came Medicare Part D in 2006—and they became central to the system.

Today, companies like CVS Health, through CVS Caremark, operate across multiple parts of that system.

That matters.
Because when one entity can influence coverage, pricing, and dispensing, it changes how decisions are made.

When I started my career, decisions about medications were made between the doctor, the patient, and the pharmacist.

Today, many of those decisions are made upstream—before the patient ever reaches the pharmacy.

The pharmacy is no longer where decisions are made.
It’s where those decisions are enforced.

If you’ve ever stood at the counter and thought,
“Why isn’t this covered?”
or
“Why does it cost this much?”

There’s a reason.

And it didn’t happen overnight.

04/02/2026

🌼 April is Stress Awareness Month 🌼

Taking care of your health isn’t just about doctor visits — it’s about your mind and body.

Did you know Medicare covers many preventive services, including wellness visits that help keep everything on track?

✔️ Annual wellness visits
✔️ Screenings & preventive care
✔️ Mental health support

Even small steps — like getting outside, staying active, or checking in with your doctor — can make a big difference.

💬 If you ever have questions about what your Medicare plan covers, I’m always here to help.

03/20/2026

🚶‍♀️🚶‍♂️ “March in” and take a step toward better health!

March is Colorectal Cancer Awareness Month, a great reminder that screening can help prevent cancer or catch it early — even before symptoms begin.

Many screening options are simple, effective, and could make a life-saving difference. If you or a loved one are age-eligible, now is the perfect time to talk with your doctor and get scheduled.

Your health matters. Prevention matters. Early detection matters. 💙

Let’s make this the month you take action and stay ahead.

Address

Piedmont, OH

Opening Hours

Monday	9am - 7:30pm
Tuesday	9am - 7:30pm
Wednesday	9am - 7:30pm
Thursday	9am - 7:30pm
Friday	9am - 4pm

Telephone

(330) 708-3385

Website

http://seniorselectplans.net/

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