Phoenix Health And Life Insurance

08/26/2026

If someone calls and already knows your name, your age, and your address, that does not make them legitimate. Criminals often start with information they already have and only need one more piece from you.

Medicare-related scam calls have climbed sharply over the past year. Some people report getting dozens in a single day. The pitches are predictable once you know them. Your card is expiring. You qualify for unclaimed benefits. A free brace or hearing aid is on the way.

They all want the same thing: your Medicare number.

A few things to remember: Medicare generally contacts you by mail first and does not call to ask for your Medicare number or bank information. A real licensed agent will give you their name and license number without hesitation, and will not push you to decide today.

If someone claims to be from an agency, hang up and call that agency's main number yourself. Anyone honest will not mind.

What is the strangest scam call you have received? Share it below so your neighbors know what to listen for.

Not sure whether a call you got was real? Call our office and we will tell you. 📞

08/25/2026

Type your income into an online life insurance calculator and it will probably tell you to buy a million dollars of coverage. Type in a different income and it will often tell you the same thing.

That is the trouble with generic formulas. They do not know whether you have three kids or none, twenty years left on a mortgage or a paid-off house, a working spouse or a single income.

A better way to think about it is to add up four things:

- Debts, including your mortgage and any loans your family would inherit.
- Final expenses, which can reach several thousand dollars or more.
- Income replacement, usually a portion of your pretax income rather than all of it.Education costs, if you have children who may go to college.

Add those together and you have a starting number that came from your actual life. Then adjust for savings, a spouse's income, and any coverage you already have through work.

Most people are surprised by the result in one direction or the other.

Have you ever run the numbers on your own coverage? If you have not, or if it has been a few years, reach out. We will walk through it with you.

05/18/2026

This is good news for the ACA this year. These are all levers that dont go to far but allow inusurance companies to lower premiums due to deregulation that has driven many carriers out of the ACA market. Its still not a perfect system but its step in the right direction.

The Trump administration has finalized annual regulations governing the Affordable Care Act's exchanges, including a plan that would pull back limits on non-standardized plan options offered by ins | The Trump administration has finalized annual regulations governing the Affordable Care Act's exchan...

07/30/2025

Meet the other man in Lucy Swagerty’s life: Romeo, her lovable Imperial Shih Tzu! 🐶💙 Just like Phoenix Health and Life Insurance, he’s loyal, dependable, and always there when you need him.

07/28/2025

A proud moment for Stacy Petro as her granddaughter Brynna shines at graduation dinner and walks across the stage with confidence! 🎓💖 She’s smart, strong, and ready for what’s next, and we’re here for all of it. Phoenix Health and Life Insurance is honored to support families through every chapter.

07/24/2025

Karen Szilagyi hit the real jackpot, a fun-filled weekend in Vegas with family and plenty of good times! 💃🎰 We love seeing our PHI team out making memories and soaking up life’s best moments. Protect what matters most with Phoenix Health and Life Insurance, because life’s just better when you’re covered. 💙

07/21/2025

Maverick Mitchell Gabbard isn’t just named after a Top Gun legend; he is one. 🕶️🐾Whether he’s making waves or making friends, he’s the four-legged heart of the Gabbard team. At Phoenix Health and Life Insurance, we know life’s better with a good plan and great company, especially the kind with sandy paws and a big personality. 🏖️💙

07/18/2025

🏁 We’re excited to support Chris Gabbard and the Gabbard Boys Race Car as they take on the track and chase the win! 🏎️💨 From sharp turns to photo finishes, we’re rooting for them every mile and so is their #1 fan, Maverick, bringing all the pawsitive energy. 🐾 At Phoenix Health and Life Insurance, we’re all about supporting our people with fast, reliable coverage that keeps up with every lap of life. https://bit.ly/42BIbhQhttps://bit.ly/42BIbhQhttps://bit.ly/42BIbhQ

07/16/2025

Leo may be slow and steady, but this 10-year-old tortoise is full of sass! With her own burrow, a strict salad-based diet, and a bunny social circle, she’s basically the neighborhood queen. 👑🐢
Shoutout to Leo for reminding us that a healthy lifestyle (and the occasional back scratch) goes a long way!

07/14/2025

Behind every great insurance agent is a wild pet or two… like Pepper, Tori’s spotlight-loving pup, and Chester, her cuddly cat with an obsession for yogurt. 😍🍦They might not sell insurance, but they sure know how to steal hearts. At Phoenix Health and Life Insurance, we help protect your health, so you can focus on what really matters, like belly rubs, yogurt runs, and all the little moments in between.https://bit.ly/42BIbhQ