Credit Cure USA

12/21/2020

Merry Christmas from everyone at Credit Cure USA! We hope that you are your families have a safe and wonderful holiday season.

11/08/2020

Dealing with Creditors: How to Negotiate
If you’re juggling multiple credit card payments, loans, collections, etc., it might be time to start thinking about negotiating with your creditors. It won’t be easy, but believe it or not, negotiating is a proven way to get a better deal and help dig yourself out of debt faster.
Before you make the call, be prepared. The credit card company deals with frustrated customers all day long. They’re not going to give you a break easily. But if you know what to say and what to ask for, you’ll be more likely to come to terms you both can agree to.
First, figure out your budget. How much can you realistically afford to pay each month? You should figure out how to pay as much as possible toward your debt while still covering all of your normal expenses.
Once you have this monthly payment in mind, figure out how much debt forgiveness you’re going to ask for. It will be nearly impossible to get out of any more than half, and it’ll likely be less than that, so a good rule of thumb is to start with asking for 50% of your debt to be forgiven. Then you can work down from there depending on the creditor’s response.
When you call, tell the creditor that you’re unable to make your monthly payments, but that you can and will pay a lower amount. They’ll likely try to get you to come down from your requested 50% forgiveness, which you can do if you’re able to afford the lower monthly payments. The goal here is to find a middle ground to both can live with.
If and when you find this middle ground, ask the creditor to send it to you in writing so there’s no question about it later on. If at any point you feel like you’re hitting a brick wall, mention that you’re consider filing for bankruptcy. This shows the creditor that you’re in seriously bad shape. They’re going to want to recover a portion of their money rather than nothing at all, and may be more willing to work with you. If you have any further questions, consult a professional. You can reach our offices at Credit Cure USA (844) 210-4067.

10/30/2020

Do have "Bad Credit" just because you do not have enough credit? Here are some great resources that we use on a day to day basis for our clients that have helped them gain huge jumps in just a short time! Please check out these links and get on your way to building that perfect score!:
1. Secured Credit Card: No credit checks: https://creditbuildercard.com/creditcureusa
2. Secured Installment Line: Build a savings account and build your credit!:
https://tracking.creditstrong.com/aff_c?offer_id=2&aff_id=3055

Credit Strong is the reliable way to build credit and grow savings. Don't just build credit, build a down payment. Apply now. No credit score required.

10/30/2020

We are here for you! Is your credit suffering from lower scores? Our experts at Credit Cure USA can help! We have the experience and the resources to get you back on track and the knowledge to help you achieve your goals! Please contact us today and one of our experts will reach out to you for your Free Credit Audit! Give us a call today at (844) 210-4067.

10/19/2020

Team up with Credit Cure USA thru our Business Partnership:

Do you deal with credit on a day to day basis and do low credit scores effect your income potential? Then Credit Cure has a solution! With our Business Partnership program we offer a no cost solution to you, and one of the lowest costs in the country for your clients! Get quick results and monthly status reports, so that you know when your clients are ready. Start increasing your income today! Contact us and find out how you can get started.

09/30/2020

Do you feel that understanding your credit is a mystery? Well, it doesn't have to be. The information is out there so that you too can have amazing credit! Join our Credit Cure Community Page for Credit Fix Tips and get a New Credit Tip each day! Our goal at Credit Cure USA is to help as many people as we can achieve the things in life that they want, and having a great credit score is the first place to start!