Loans - NMLS MLO #2359404

Loans - NMLS MLO #2359404 GI Jo Lending Leaves No One Behind! NMLS #2359404

Personal home financing with a direct lender, in-house process for smooth experience and quicker approvals.

Trusted by thousands with award-winning service. Go Direct! https://activecomp.ly/nmls/2359404 GI Jo Leaves No One Behind! I have built my life and career around serving and helping others! It would be an honor to serve you and your family in the mortgage industry! I am a U.S. military veteran of the Persian Gulf War whose career has been defined by service, precision, and protecting others when

it matters most. After serving in combat, I built a distinguished professional foundation as a Certified Public Accountant (CPA) running a practice and serving in various government positions, developing deep expertise in financial strategy, risk assessment, and compliance. My commitment to community continues through volunteer work with the Phoenix Police Department Motorist Assist Program, where I actively support public safety and assist motorists in need, standing alongside first responders in real time. I bring that same mission-first mindset to real estate and lending as a REALTOR® and Mortgage Loan Officer, helping clients navigate one of the most significant financial decisions of their lives. My approach is built on trust, transparency, and purpose, making me a natural choice for first responders, veterans, families, and anyone who values competence with heart. Veteran. Detail-Driven. Always Ready to Serve. Eligibility and approval is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral and underwriting requirements. Direct Mortgage Loans, LLC is licensed in Arizona. Direct Mortgage Loans, LLC NMLS ID # is 832799 (www.nmlsconsumeraccess.com). Direct Mortgage Loans, LLC office is located at 365 E Germann Road, Suite 301, Gilbert, AZ 85297.

Hello and welcome to another glorious day ☀️😎 https://www.facebook.com/100002876237913/posts/26595061873506326/?mibextid...
05/28/2026

Hello and welcome to another glorious day ☀️😎

https://www.facebook.com/100002876237913/posts/26595061873506326/?mibextid=Nif5oz

Did you know...?
Many veterans say the transition out of the military was harder than they expected - not because of the work itself, but because of the sudden loss of structure, identity, and community.

In the military, every day has a purpose. There's a mission, a schedule, accountability, and people around you who understand your mindset.

Then one day, it's gone.

A lot of veterans don't miss the job itself.
They miss the belonging.

DO NOT SUFFER IN SILENCE.

The goal of Veterans View is to help struggling veterans transition back to the civilian world. Whether that be help with VA benefits, applying for civilian careers, or education benefits.

Veterans View can point you in the correct direction.

Send a message to schedule a 1 on 1 meeting to go over your future steps.

Hello and welcome to another glorious day ☀️😎Your credit score does not define your future.Sometimes a few strategic adj...
05/22/2026

Hello and welcome to another glorious day ☀️😎

Your credit score does not define your future.

Sometimes a few strategic adjustments can create major opportunities.

As a REALTOR® | MLO | CPA, I love helping people understand the steps that may help position them stronger for future homeownership and financing opportunities.

Small moves today can create powerful results tomorrow.

If you have questions about improving your credit profile, understanding the process, or preparing for homeownership in Arizona — let’s connect.

Jo-Ann M Humphrey
REALTOR® | MLO | CPA | Military Veteran
330.323.2012

Hello and welcome to another glorious day!Some professionals market themselves.Others market results.You will not see me...
05/11/2026

Hello and welcome to another glorious day!

Some professionals market themselves.

Others market results.

You will not see me online every day saying “look how amazing I am.”

That’s because my energy goes into serving clients — not promoting myself.

For me, this has never been “just a job.”

It is something I genuinely care deeply about.

I love helping people.
I love protecting families.
I love helping first responders, veterans, and hardworking individuals navigate one of the biggest financial decisions of their lives with clarity, strategy, and confidence.

I’d rather spend my time negotiating, solving problems, communicating, protecting the people who trust me to represent them, and making sure no one feels alone during the process.

Different mindset.
Different mission.
Different level of service.

More preparation.
More communication.
More ex*****on.

More heart behind the service.

Especially when serving our first responders, military families, and clients who deserve someone fully in their corner — not just someone trying to close another transaction.

If you’re looking for hype, there are plenty of options.

If you’re looking for strategy, service, honesty, and someone who truly takes your goals personally — contact me at 330.323.2012.

Jo-Ann M Humphrey, Arizona
REALTOR® | MLO | CPA | Military Veteran
Veteran. Detail-Driven. Always Ready to Serve.

5.0 star review received on Experience.com for Jo-Ann Humphrey by Richard G J - Jo-Ann treated us like we were family fr...
09/11/2024

5.0 star review received on Experience.com for Jo-Ann Humphrey by Richard G J - Jo-Ann treated us like we were family from the start with her experience, integrity and knowledge she would go over and beyond explaining step by step in great detail about our decisions, choices and the whole process from beginning to end. She makes dreams a reality

Click to see all 2 reviews of Jo-Ann M Humphrey - USA Mortgage, Mortgage Loan Originator

Grateful to serve!
05/26/2024

Grateful to serve!

Click to see all 1 reviews of Jo-Ann M Humphrey - USA Mortgage, Mortgage Loan Originator

Real estate agents: Is there anything more awkward than waiting for a funding authorization at the closing table? I didn...
08/03/2022

Real estate agents: Is there anything more awkward than waiting for a funding authorization at the closing table? I didn’t think so. Ask me how our instant funding process can get keys in your clients’ hands faster and get you more referrals.

If you think rising interest rates means it's less affordable to buy, think again. In many markets, your monthly mortgag...
08/01/2022

If you think rising interest rates means it's less affordable to buy, think again. In many markets, your monthly mortgage payment can be the same or even less than rent. And as your home value increases, your long-term wealth builds, too. Call to learn more.

Thinking of applying for a mortgage loan? To improve your chances of getting pre-approved, don’t close any credit accoun...
07/26/2022

Thinking of applying for a mortgage loan? To improve your chances of getting pre-approved, don’t close any credit accounts or make large purchases with your credit card. Call us if you have questions!

Address

365 E Germann Road, Suite 301
Phoenix, AZ
85297

Telephone

+13303232012

Website

https://activecomp.ly/nmls/2359404, https://www.linkedin.com/in/

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