09/22/2026
Home insurance now averages $209 per month nationwide, a record high and an 8.7% increase from last year. The good news? The pace of increases is finally slowing.
How does your premium compare? A national average is only a starting point. Rates can vary widely based on your state, your home’s age and condition, rebuilding costs, coverage limits, and deductible. That means this number alone can’t tell you whether you’re overpaying or whether your coverage still fits your needs.
Before winter arrives, reach out to Dale at Tailored Insurance Solutions for a friendly, no-pressure coverage review. We’ll help you understand what you’re paying for and whether any updates may make sense.