THE ONE LESS FOUNDATION

05/21/2024

With more than 100 UBIs done across the US in the last few years, data tells us, it's working. The next step is growing UBI programs.

The success of over 100 local GBI pilots in the US provides insight into future state-level policy.

04/18/2024

There's a group that's always existed, yet was/is largely ignored by government systems, when it comes to determining who needs assistance. While the percentage of Americans in poverty continues to drop, the percentage of Americans who can't afford basic daily expenses grows.

ALICEs — or Asset Limited, Income Constrained, Employed

https://www.businessinsider.com/middle-class-americans-earning-above-poverty-live-paycheck-to-paycheck-2024-4

Is it time to adjust how we determine who is in poverty?

The share of Americans in poverty has been falling, but more are stuck living paycheck to paycheck.

04/09/2024

Another example of universal basic income getting a family out of poverty. Allowing people to have the power and dignity to make the decisions they need with money they are given, they are able to use the money to support themselves how they need and participate in their local economy.

"Sullivan said she appreciates that GBI allowed her to spend money in a way that filled the financial gaps where her family needed it most. She added that the element of choice is what made basic income more helpful for her than other support programs."

Ingrid Sullivan, 48, is enrolled in San Antonio's basic-income pilot. She said it has helped her afford groceries, rent, and health insurance.

02/22/2024

"Caitlyn Colbert, a single mother and social worker in Denver, represents the predicament many Americans are battling with the rising costs of rent. A decade ago, Colbert was able to afford her two-bedroom apartment at a monthly rate of $750, but by last year, her rent had escalated dramatically to $3,374.

The increase in living costs is not an isolated case; it echoes the experiences of millions across the nation, particularly affecting communities of color. These people are often forced to make choices between covering rent and fulfilling essential needs such as food, healthcare and education."

In recent years, the housing market in the United States has seen a concerning trend, especially within the rental sector. Highlighting the struggle, a February article from Fortune illustrates the hardships faced by low-income renters.

03/21/2023

This is often the perspective we examine when we look at the root causes of poverty and the reinforcement of poverty.

"But what if the focus on the disadvantaged is misplaced? What if the persistence of poverty has less to do with the misfortunes of the needy than with the advantages the affluent presume they are entitled to? In Poverty, by America, Matthew Desmond, a sociologist at Princeton, argues that we need to examine the behavior and priorities not of the poor but of “those of us living lives of privilege and plenty.”

"To the contrary, poverty is a social reality that Americans create and sustain—and from which many of the nonpoor benefit materially in more direct ways than they care to acknowledge. Desmond’s mission is to disabuse the better-off among us of the illusion that they are mere bystanders with their hands tied. Many wealthy people assume that the built-in advantages that come with affluence are their due, and take for granted their freedom to choose among many life options. What they fail to recognize is that their choices contribute to foreclosing options for people of lesser means, whose lives are already far more constrained."

In a new book, Matthew Desmond argues that to understand what keeps people poor, we need to take a good look at the rich.

03/08/2022

We are gratelful for community supporters and partners like TruMark Financial Credit Union who understand the value in providing Financial Literacy & Capability education to help ensure all members of our community can move from being unbanked and underbanked to empowered banking consumers.

PSCU, the largest credit union service organization in the United States, awarded TruMark Financial funds to donate to several charities. TruMark Financial...

08/18/2021

08/18/2021

Owning your home is a massive accomplishment that most people work towards for years and is key to families building wealth and stability for future generations. As gentrification rises, it is vital to protect homeownership in our neighborhoods.

The most affordable home is often the one where you already live! Join the advocates from Philadelphia Legal Assistance on August 19th at 6pm to learn more about how to protect your home.

Topics include:
-Understanding Tax Foreclosure / Sheriff Sale
-Protections from Mortgage Foreclosure
-How to Get Help with your Mortgage
-Tangled Title (unclear deed)
-The Save Your Home Philly Hotline

For more information and to register, visit: https://libwww.freelibrary.org/calendar/event/107331

08/07/2021

Aren't sure about school this fall?

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What could be better than a free freshman year of college? How about top schools accepting those credits? Read how you can earn transferable college credit.

07/28/2021

Make an impact each month, by joining the ONE MORE Giving Community for THE ONE LESS FOUNDATION. Each gift helps another family get on the path out of poverty. Learn how your gift helps and donate at https://buff.ly/34c0t9F

07/17/2021

Philly Renters! Join us Monday, July 19th at 5:30pm. We’ll be covering everything you need to know about Phase 4 of Philadelphia’s Rental Assistance program.

There will be a live Q&A at the end of the presentation. You can also pre-submit questions by emailing [email protected].

06/21/2021

Shopping those Prime Day Sales? Support The One Less Foundation through Amazon Smile! Choose on both mobile and desktop
Our Link: https://buff.ly/3ixDtdG