Buying Real Estate 101 - First Time Home Buyers

11/09/2025

Happy Birthday to this lovely lady ! Melanie we hope you have an amazing day!

02/27/2024

I don't usually post business on my personal .. with so little inventory out there right now wanted to make sure I shared:

OPEN HOUSE this Saturday and Sunday ! Both days 12-4 pm . At this time there are no additional showings allowed. Be sure to stop by this weekend!

02/07/2024

05/03/2023

💸 Creative Ways to Afford Your First Home 💸
It’s a tough time for rookie homebuyers – but don’t despair. By using a few creative workarounds, you can still make your homeownership dreams come true.
🏡 Cover part of your mortgage by getting a roommate or leasing out your garage.
🏡 Consider buying a home with friends or family members.
🏡 Ask loved ones for help with your down payment or closing costs.
🏡 Look for special programs and assistance.
🏡 Expand your home search to new areas and rethink your requirements.

Visit our latest blog post for more creative workarounds you can use to afford your first home! ➡️ http://shelbysellshomespa.com/how-to-become-a-homeowner-on-a-first-time-buyers-budget/

02/03/2023

If you are thinking of buying a home and have questions I would love to assist you!

Some Highlights Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase. And with programs like FHA loans, VA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5%.

01/25/2023

Before buying a home, it’s a good idea to know why homeownership is important to you.

We create content and tools that help real estate agents position themselves as market experts and educate their clients so they can make the best decision for them and their family.

01/18/2023

If you’re planning to buy a home in 2023, here are a few things to focus on:
https://www.mykcm.com/2023/01/06/tips-to-reach-your-homebuying-goals-in-2023-infographic/

01/11/2023

Did you know that there are homebuyer incentives offered to first-time homebuyers to help with their down payment? Don't miss out on your chance to qualify for these funds. Contact me today for more information!

01/04/2023

“Three out of four renters (74.2%) who have moved in the past 12 months reported seeing their rent increase. The strain from recent rent hikes isn’t exclusive to renters who have recently moved. Nearly two-thirds of renters (63.2%) who have lived in their current rental between 12 and 24 months, and likely renewed their lease, have also reported increases in their rent.”

If you’re thinking of renting this year, it’s important to keep in mind the true costs you’ll face. Let’s chat to see how you can begin your journey to homeownership today.

If you’re a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home. This year is no different. But before you dive too deeply into your options, it helps to understand the true costs of renting moving forward.

12/23/2022

Is it better to buy or rent a home? 🤔

Despite what you may hear, there’s no single right answer. But, don’t panic—we’re here to help! Start by asking yourself these 5️⃣ questions:

❓ How long do you plan to stay in the home?
You’ll get the most financial benefit if you remain in place for at least 5 years.

❓ Is it a better value to rent or buy in your area?
Look up the price-to-rent ratio, and consider the long-term financial impacts.

❓ Can you afford to own a home right now?
Be sure to consider the costs of maintenance and repairs.

❓ Can you qualify for a mortgage?
Talk to a lender to determine whether your finances are in order.

❓ How would owning a home change your lifestyle?
Do you relish the thought of painting the walls or starting a garden, or do you prefer to have someone else handle upkeep?

If you’re still on the fence, check out our latest blog post for more details about how to make the right decision for you.

http://shelbysellshomespa.com/