Personalized Senior Solutions, LLC

09/02/2026

08/31/2026

Why Does My Prescription Cost So Much? Decoding Drug Tiers and Coverage Rules

Opening a pharmacy receipt and seeing a number far higher than expected is one of the most common frustrations in health care today. Nearly 68% of Americans take at least one prescription medication daily, and rising drug costs mean many are paying more than they realize simply because they do not u...

08/24/2026

Medigap vs. Medicare Advantage: Which Path Is Right for You?

Approaching Medicare eligibility brings an important decision that surprises many people. Original Medicare alone does not cover everything. So, once you enroll, you will likely need to choose between two very different paths for filling the gaps: Medigap or Medicare Advantage.

08/17/2026

Short-Term Health Insurance: Affordable Stopgap or Risky Gamble?

Losing job-based coverage or aging off a parent's health insurance plan can leave you scrambling for something, anything, to bridge the gap. Short-term health insurance often shows up first in search results, promising low premiums and fast approval. But before you sign up, it is worth understanding...

08/11/2026

https://www.pbs.org/newshour/health/this-medicare-part-d-subsidy-is-expiring-we-answered-your-questions

The Trump administration’s move to discontinue the subsidy is raising concerns among Medicare Part D enrollees about how much they’ll pay for coverage.

08/10/2026

Can Skydivers Get Life Insurance? Reasons Your Life Insurance Claim Could Be Denied (and How to Avoid Them)

Extreme sports and life insurance might sound like an unlikely pair, but the truth is that skydivers, pilots, and other thrill seekers can absolutely get coverage. The bigger question is not whether risky hobbies disqualify you; it is whether you provide accurate information when you apply.

08/03/2026

https://www.youtube.com/shorts/LtmrAioziRU
This is very well said!

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

08/03/2026

Mental Health Parity Laws: What Your Insurance Must Cover

If you have ever been denied coverage for therapy, inpatient treatment, or a substance use program, you are not alone, and you may have more rights than you realize. Federal law actually requires most health plans to treat mental health care the same way they treat a broken arm or surgery. Understan...

07/31/2026

https://www.newsweek.com/trump-medicare-part-d-subsidy-seniors-12258739

The Part D Premium Stabilization Demonstration will expire after 2026, the CMS announced Tuesday.