OptimizeMe Madeline Sharee

12/20/2024

We now offer DIY Credit Repair you’ll get your own software and more… 🔥😎

11/07/2024

If you’ve ever had Sallie Mae or Navient loans (private or federal) and want me to teach👩‍🏫 you how to do your own Navient complaint to see if you can be apart of the $120 million settlement they have to pay consumers comment 'ME'‼️

10/26/2024

Check out the 2024 EITC Update! 🤑

Here’s what’s new:

No qualifying kids? You can still get up to $632 (up from $600)—that’s a little more cash in your pocket!

One kiddo?! You’re looking at up to $4,213 (up from $3,995).

2 children Now you can get up to $6,960 (previously $6,604).

three or more? you could see up to $7,830 (up from $7,430)!

😮‍💨

09/02/2024

This is good news for homeowners who looking to utilize the Equity in their home.

“With inflation cooling and the Federal Reserve hinting at rate cuts, home equity line of credit (HELOC) and home equity loan rates might become more attractive.”

Experts predict home equity interest rates will drop in September, but other scenarios could play out. Here's why.

08/27/2024

🚨🚨SOME LESSONS ON FINANCES 👀

1. Must have EMERGENCY FUND🤑 - enough for 6 months of expenses/current lifestyle.

2. SAVE MONEY 💵 and MONEY WILL SAVE YOU😅. Don't save what is left after spending. Only spend what is left after saving.

3. Best to have ZERO👌 DEBT, if you can't pay cash, you CAN'T AFFORD it, nothing beats PEACE ☮️ OF MIND.

4. Avoid unnecessary spendings🚫, forget sale price🚫, everything is 100% off when you don't buy it ‼️Don't waste your money on things that you don't need, even if they are cheap. EVERY CENT COUNTS🪙.

5. Learn to BUDGET - it is telling your money where to go 👏instead of wondering where it went💸!

6. If we buy 🧾things that we don't need, we will have to SELL 🏷️THINGS THAT WE NEED.

7. PRETENDING 🥸TO BE RICH can make us poor. Must learn to live below ⬇️ our MEANS. Don't go broke trying to look 👀 rich.

ACT YOUR WAGE and PAY YOUR TAXES🧾. Get you an experienced Tax Pro to help lower your liability and increase your refunds.

8. MONEY IS NOT EVERYTHING, but we cannot deny the fact that we NEED money for our FAMILY🧑‍🧑‍🧒‍🧒.

9. Always have a BACK-UP PLAN🧐💭 for life's uncertainties.

Start having your personal LIFE INSURANCE 📑with INVESTMENT📈.

10. Let's break the TOXIC FAMILY CULTURE about
FINANCES. Your children are not 🚫your retirement fund, and your parents are not🚫 your emergency fund‼️💯💪🏽

08/19/2024

🚨🗞️ Did you hear that 2.9 BILLION individuals Personal information & Social Security was hacked 🥹😳. Click here to get PROTECTED NOW‼️👇🏼

https://www.usatoday.com/story/tech/2024/08/15/social-security-hack-national-public-data-breach/74807903007/
Protections planning ⬇️⬇️⬇️⬇️⬇️
https://102691791.mydacagencymsg.com/2427O059II8n5?Method=C

07/31/2024

That you God for LITERALLY keeping ME‼️🙌🏼

07/31/2024

https://www.businessinsider.com/save-plan-blocked-student-loan-borrowers-debt-cancellation-credit-options-2024-7?amp

With the SAVE plan blocked, student-loan borrowers have a couple of options to get credit toward debt cancellation while on forbearance.

07/27/2024

🚨🚨🗣JULY SALE!!🗣🚨🚨

$10 INQUIRY REMOVAL EBOOK GUIDE all (3 Bureaus) & LETTER TEMPLATES‼️😳

🧾Only Accepting the first 25 people 🥳

🧾1st method No letters and No WAIT REQUIRED

🧾Only takes 10 -15 minutes

🧾 2nd method already made letter templates to send to all 3 bureaus.

📲 Access 7-Day Trial and Free 3-Bureau Report with Build Membership!!!

🧾 Can boost your credit score 3-5 points per inquiry 📊

Having too many Inquires can affect your chances of getting approved for the car, home or HIGH limit credit card you want ‼️ AMEX , CHASE , Capital one Navy and business credit.

👉🏼Order NOW Type “ME” below or Inbox me your me.

07/22/2024

Credit Value
⬇️⬇️⬇️⬇️

WHY DID MY SCORE Go Down 🤔👇🏽?

Deleting old negative accounts could lower your credit score because they lose the "age of the account" when it's removed from your reports.

The length of an account (age) makes up for 10% of your score, and this is why it could drop.

Remember...The good always outweighs the bad so make sure that you understand how your score is calculated & what the percentage of each of your tradelines equates to in order to determine if an account is worth disputing.

MOTTO: REMOVE👉🏽REBUILD 👉🏽RESTORE💯