Todd Lakey, LO, My City Lending

09/10/2026

09/10/2026

MLS # 783945 – This beautiful, completely updated home is one you don't want to miss! The main floor has a NEW eat-in Kitchen with all NEW Appliances and is open to the dining room and spacious livi...

09/10/2026

🏡 OPEN HOUSE – SUNDAY!
Come tour 18 Lenape Trail in Tuscarora Village, Mount Bethel this Sunday, September 13th from 12–2 PM!
✨ 3 Bedrooms | 2 Full Baths
🔥 Wood-burning stove
☀️ Leased solar
🚗 Oversized 2-car garage
🌄 Beautiful Delaware River & mountain views
📍 Minutes to I-80
Stop by, take a tour, and see everything this beautiful home has to offer!

09/10/2026

Not a great day for rates. Remember interest rates are important but is it the most important thing when buying a home?

09/09/2026

09/07/2026

Clear your schedule, step away from the noise, and recharge your energy for what’s ahead. Happy Labor Day! ☀️🙌

09/03/2026

If you’re self-employed or a 1099 professional, you know the struggle: Your business is thriving, but on paper, your net income makes it look like you can't afford the home you want.

Most big banks will look at those tax returns and give you a quick No." But I take a more analytical approach.

With a Bank Statement Loan, we can qualify you based on your actual cash flow—using 12 to 24 months of deposits to show your true buying power. No tax returns required.

Reach Out For Personal Guidance Today!
📧 [email protected]
📞 484-239-9928
NMLS # 297948

Disclaimer: Novus Home Mortgage, a division of Ixonia Bank, NMLS 423065, Member FDIC, Equal Housing Lender. This is not a commitment to lend. All loans are subject to credit approval as well as program requirements and guidelines. Novus Home Mortgage, a division of Ixonia Bank is not affiliated with any government agency.

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09/01/2026

I’ve had clients think they could afford one thing… and qualify for something completely different.

Here’s what I do:

• Break down your real numbers
• Show you multiple loan scenarios
• Help you understand your buying power

Clarity changes everything.

Reach Out For Personal Guidance Today!
📧 [email protected]
📞 484-239-9928
NMLS # 297948

Disclaimer: Novus Home Mortgage, a division of Ixonia Bank, NMLS 423065, Member FDIC, Equal Housing Lender. This is not a commitment to lend.All loans are subject to credit approval as well as program requirements and guidelines. Novus Home Mortgage, a division of Ixonia Bank is not affiliated with any government agency.

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08/29/2026

Don't settle for a one-size-fits-all" loan. My goal is to provide the hand-holding and data you need to make a move that builds equity today.

Ready to see which base you should be running toward?

Reach Out For Personal Guidance Today!
📧 [email protected]
📞 484-239-9928
NMLS # 297948

Disclaimer: Novus Home Mortgage, a division of Ixonia Bank, NMLS 423065, Member FDIC, Equal Housing Lender. This is not a commitment to lend.All loans are subject to credit approval as well as program requirements and guidelines. Novus Home Mortgage, a division of Ixonia Bank is not affiliated with any government agency.

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