10/25/2025
Original Medicare
Part A premium: Usually free
Standard Part B premium in 2025: $185.00
What's the standard Part B premium?
Covers 80% of the cost for most medical bills.
You pay the remaining 20% of costs, after you meet your deductible.
There’s no yearly limit on what you pay out of pocket, unless you have supplemental coverage—like Medicare Supplement Insurance (Medigap), Medicaid, employer, retiree, or union coverage.
You can choose to buy a Medicare Supplement Insurance (Medigap) policy to help pay your out-of-pocket costs that Medicare doesn’t cover (like your 20% coinsurance).
You can join a separate Medicare drug plan to get Medicare drug coverage (Part D).
Can use any doctor or hospital that takes Medicare, anywhere in the U.S. Let me guide you to all the information you need to make an educated decision at this important time.
