Hailey McMillion, Mortgage Loan Officer

08/31/2026

An origination fee is what a lender charges to process and underwrite your loan, often shown as a percentage of the loan amount. It's one of several line items worth comparing between lenders.

Want a clear breakdown of your loan estimate? Send it my way.

https://myoc.io/HaileyMcMillion

08/27/2026

08/24/2026

🏡 NEW LISTING + OPEN HOUSE! 🏡

If your wish list includes less yard work and more living… we may have just found your place. 😍 Bonus: main floor amenities!!!

📍 4602 N Wingover Ct. | Peoria
💰 $414,900
🛏️ 3 Bedrooms | 🛁 3 Bathrooms
✨ Over 3,400 finished sq. ft.
🌳 Peaceful wooded setting
☀️ Deck + covered walkout patio
🔥 Finished walkout lower level
🚗 Heated 2-car garage

And then there’s the lifestyle! 🙌 Enjoy access to the community pool, tennis courts, clubhouse and park, with Weaver Ridge Golf Course and clubhouse dining just around the corner. ⛳️🏊‍♀️

This home has been lovingly cared for, is move-in ready, and immediate possession means you could be settled in by tee time!

👀 COME SEE IT TOMORROW NIGHT!
🚪 OPEN HOUSE
📅 Tuesday, August 25
⏰ 5:00-6:00pm

Come take a look around, picture yourself living here, and see why we think this one is pretty special. ❤️

👇 Photos + full details here 🏡
https://theobrienteam.maloofrealty.com/property/792-PA1269542-4602-n-wingover-court-peoria-IL-61615

The O'Brien Team | Jim Maloof Realtor
📲 Jared O'Brien: 309-256-4374
Aubrey O'Brien: 309-219-1124
Sara McDaniels: 309-472-8158
Alec Baer: 309-416-2047
Nick Hughbanks: 309-712-2640

08/24/2026

HOA fees cover shared community costs and amenities, but they can affect how much home you truly qualify for. Always factor them into your budget upfront. Not sure how HOA dues impact your numbers?

Send me your target neighborhoods and I'll check for you.

https://myoc.io/HaileyMcMillion

08/17/2026

Your DTI, or debt-to-income ratio, is one of the first numbers a lender checks. It compares your monthly debt to your monthly income and helps decide what you can comfortably borrow. Want to know yours before you apply?

Send me a message and I'll walk you through it.

https://myoc.io/HaileyMcMillion

08/10/2026

Did you know your home might be holding a hidden treasure chest of equity? 🏠

What is equity?
What is a HELOC?
What is a cash-out refi?
Is a HELOC and a cash-out refi the same thing?
Why would someone need either one??

Home equity is simply the difference between what your home is worth and what you owe on your mortgage. Both a HELOC and a cash-out refinance allow you to access that value, but they work differently. A HELOC functions like a credit line tied to your home, while a cash-out refinance replaces your existing loan with a larger one. Homeowners often use these strategies to fund renovations, consolidate high interest debt, or handle large expenses. If you want to know how much equity you have, I am happy to help you explore your potential options. Send me a direct message today to start the conversation. 📩

https://myoc.io/HaileyMcMillion

08/10/2026

DTI. LTV. Escrow. Mortgage lingo can feel like a foreign language. This week: escrow, explained in plain English, no finance degree required. Follow along so you're never confused at the closing table again.

What term should we break down next? Drop it in the comments.

https://myoc.io/HaileyMcMillion

08/09/2026

Renovation, debt payoff, a rainy day fund, homeowners are tapping equity for all kinds of reasons right now. Curious what you might qualify for? Ask me, I am happy to run the numbers!

https://myoc.io/HaileyMcMillion

08/07/2026

Tired of watching interest rates fluctuate? Lock in your peace of mind with our new Closed-End Second Mortgage! Get a lump sum of cash with a fixed interest rate and a set monthly payment that will never change. It’s the perfect way to tap into your home’s equity for debt consolidation or large expenses—all while keeping your current first mortgage exactly where it is.

Reach out for details.

https://myoc.io/HaileyMcMillion

07/27/2026

😍

C O M I N G 🔑 S O O N !

Some homes just have a way of making you feel at home the moment you walk through the door. This home is beautifully updated while preserving all the timeless character you will love: original hardwood floors, arched doorways, a stunning kitchen, and an amazing location where you can walk to schools, coffee, ice cream, and shopping in downtown Morton.

This charming Morton home will be hitting the market soon... and I have a feeling it won't stay available for long. Message me for details before it goes live or check out the following link - https://rem.ax/310EAdamsMorton