Chris Brown - Your Home Loan Professional

09/01/2021

Look for a postcard coming this week... I'm excited to see who gets them throughout the Payson area!
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08/09/2021

Some of you have asked for ideas of where the housing market is going. I think Elliot does a pretty good job...

08/05/2021

If your mortgage rate is above 4%, let's get you a quote to see how much you can save...

𝗕𝗲𝗻𝗰𝗵𝗺𝗮𝗿𝗸 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗿𝗮𝘁𝗲𝘀 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗲𝗱 𝘁𝗵𝗲𝗶𝗿 𝗱𝗼𝘄𝗻𝘄𝗮𝗿𝗱 𝘁𝗿𝗮𝗷𝗲𝗰𝘁𝗼𝗿𝘆 over the past week, following Federal Reserve Chair Jerome Powell’s indications to lawmakers that the central bank wasn’t changing up its strategy anytime soon.

“𝘛𝘩𝘦 𝘴𝘶𝘮𝘮𝘦𝘳 𝘴𝘸𝘰𝘰𝘯 𝘪𝘯 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘳𝘢𝘵𝘦𝘴 𝘤𝘰𝘯𝘵𝘪𝘯𝘶𝘦𝘴 𝘢𝘴 𝘵𝘩𝘦 30-𝘺𝘦𝘢𝘳 𝘧𝘪𝘹𝘦𝘥-𝘳𝘢𝘵𝘦 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘧𝘦𝘭𝘭 𝘧𝘰𝘳 𝘵𝘩𝘦 𝘵𝘩𝘪𝘳𝘥 𝘤𝘰𝘯𝘴𝘦𝘤𝘶𝘵𝘪𝘷𝘦 𝘸𝘦𝘦𝘬,” Freddie Mac chief economist Sam Khater said in the report. “𝘞𝘩𝘪𝘭𝘦 𝘵𝘩𝘪𝘴 𝘥𝘦𝘤𝘭𝘪𝘯𝘦 𝘪𝘴 𝘯𝘰𝘵 𝘭𝘢𝘳𝘨𝘦, 𝘪𝘵 𝘱𝘳𝘰𝘷𝘪𝘥𝘦𝘴 𝘮𝘰𝘥𝘦𝘴𝘵 𝘳𝘦𝘭𝘪𝘦𝘧 𝘵𝘰 𝘣𝘰𝘳𝘳𝘰𝘸𝘦𝘳𝘴 𝘸𝘩𝘰 𝘢𝘳𝘦 𝘱𝘶𝘳𝘤𝘩𝘢𝘴𝘪𝘯𝘨 𝘪𝘯 𝘢 𝘮𝘢𝘳𝘬𝘦𝘵 𝘸𝘪𝘵𝘩 𝘴𝘵𝘳𝘰𝘯𝘨 𝘩𝘰𝘮𝘦 𝘢𝘱𝘱𝘳𝘦𝘤𝘪𝘢𝘵𝘪𝘰𝘯 𝘢𝘯𝘥 𝘴𝘤𝘢𝘯𝘵 𝘪𝘯𝘷𝘦𝘯𝘵𝘰𝘳𝘺.”

The movement in mortgage rates over the past week ~confirmed~ that the Fed is very much in the driver’s seat when it comes to the trajectory of interest rates these days.

Source: Market Watch

07/21/2021

𝗜𝗻 𝗺𝗮𝗻𝘆 𝗵𝗼𝘁 𝘀𝗽𝗼𝘁𝘀 throughout Utah, we're seeing multiple offers on properties that are driving up the sales price. In some cases, it's driving the price up well over the asking price and appraised value.
So, you may be wondering, "𝘏𝘰𝘸 𝘤𝘢𝘯 𝘐 𝘤𝘰𝘮𝘱𝘦𝘵𝘦?"
Remember, your financing is based on the lesser of the appraised value or sales price of the home, determined by recent comparable sales in that area.
Anything you choose to pay above beyond the appraised value is money that cannot be financed and is your responsibility.
Watch this video on two scenarios for how buyers might be able to compete in a multiple offer situation.
𝗔 𝗹𝗶𝘁𝘁𝗹𝗲 𝗯𝗶𝘁 𝗼𝗳 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗰𝗮𝗻 𝘀𝗮𝘃𝗲 𝘆𝗼𝘂 𝘁𝗶𝗺𝗲, 𝗺𝗼𝗻𝗲𝘆, 𝗮𝗻𝗱 𝗵𝗲𝗮𝗿𝘁𝗮𝗰𝗵𝗲 𝗮𝗻𝗱 𝗵𝗲𝗹𝗽 𝘀𝗲𝘁 𝘆𝗼𝘂 𝘂𝗽 𝗳𝗼𝗿 𝘀𝘂𝗰𝗰𝗲𝘀𝘀 𝗶𝗻 𝘁𝗵𝗲 𝗰𝘂𝗿𝗿𝗲𝗻𝘁 𝗺𝗮𝗿𝗸𝗲𝘁.

Let's get you pre-approved and ready to go when the right home comes along. Click the link to get started now: [email protected]" rel="ugc" target="_blank">https://apmobile.apmortgage.com/borrower/signup/[email protected]
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07/16/2021

If your mortgage rate is 4% or more... Click the link now: https://loanapprovalservice.com/ls

Let me do a quick analysis for you, and see how much I can save you. It's become like a competition for me now.

It only takes about 45 seconds to answer a few questions and I will get you a report that determine your savings while rate are at all time lows. Just click on the link: https://loanapprovalservice.com/ls

06/17/2021

I'm excited to join the team at American Pacific Mortgage. Are you ready to refinance or purchase? Let's get it done!

02/10/2021

I love the home loan industry! It allows me the opportunity to coach and mentor people about one of the biggest investments they will make in their life.

Yell if you have any questions as you prepare to purchase or refinance your dream home.

Interest rates right now are at an all time low! There is no better time to refinance than now! I look forward to connecting!