Ernesto Lamas - Integrity Home Mortgage Corporation

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Ernesto Lamas - Integrity Home Mortgage Corporation Ernesto Lamas NMLS # 2138070 - Mortgage Loan Originator

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VA # 66867

https://linktr.ee/ELamas A LITTLE BIT ABOUT ERNESTO
Hola!
(1)

I’m Ernesto Lamas, I was born and raised in Los Angeles, California. My parents immigrated from Mexico before I was born, meaning I was raised in a Spanish speaking household making me fluent and therefore bilingual in Spanish and English. I met my wife, Cinnamon and her two children in 2015. After having a long-distance relationship for two years, and many visits to this beautiful state and quaint little town, I decided to close the distance and make her my bride and Culpeper, Virginia my new home. We have since, added to our family with two more beautiful children making us a family of 6! I’ve been in the financial industry for 10 years now. I’ve always had a passion for helping others and have chosen the path of Mortgage Loan Originator to help families obtain their home and making dreams come true. I truly believe this is where I’m meant to be.

¡Hola! Soy Ernesto Lamas, nací y crecí en Los Ángeles, California. Mis padres emigraron de México antes de que yo naciera, lo que significa que me crié en un hogar de habla hispana, lo que me hace fluido y, por lo tanto, bilingüe en español e inglés. Conocí a mi esposa, Cinnamon y sus dos hijos en 2015. Después de tener una relación a larga distancia durante dos años, y muchas visitas a este hermoso estado y pintoresco pueblo, decidí cerrar la distancia y convertirla en mi esposa y Culpeper, Virginia, mi nuevo hogar. ¡Desde entonces, hemos agregado a nuestra familia con dos hermosos hijos más que nos hacen una familia de 6! He estado en la industria financiera durante 10 años. Siempre he tenido una pasión por ayudar a los demás y he elegido el camino de Originador de Préstamos Hipotecarios para ayudar a las familias a obtener su hogar y hacer realidad sus sueños. Realmente creo que aquí es donde estoy destinado a estar.

Fall isn't just a great time for cooler weather and changing leaves. It could also be a great time to buy a home! With p...
10/29/2026

Fall isn't just a great time for cooler weather and changing leaves. It could also be a great time to buy a home!

With potentially less competition, more room for negotiation, and sellers who may be motivated to close before the holidays, fall can bring unique opportunities for homebuyers.

Every market is different, but if homeownership is on your mind, this season could be a great time to explore your options!

Ernesto Lamas
[email protected]
(818) 355-4496

Equal Housing Lender

Looking for more predictability in your mortgage payments?A fixed-rate mortgage offers an interest rate that stays the s...
10/28/2026

Looking for more predictability in your mortgage payments?

A fixed-rate mortgage offers an interest rate that stays the same throughout the life of the loan, meaning your monthly principal and interest payments won't change.

With common loan terms of 15 or 30 years, fixed-rate mortgages can be a great option for homebuyers who prefer stability and want to plan their budgets with confidence.

Keep in mind that property taxes and homeowners insurance may change over time, affecting your total monthly payment.

Ernesto Lamas
[email protected]
(818) 355-4496

Equal Housing Lender

Homeownership is a big milestone, and we're excited to see so many first-time buyers taking that step!So far in 2026, mo...
10/22/2026

Homeownership is a big milestone, and we're excited to see so many first-time buyers taking that step!

So far in 2026, more than half of IHMC's purchase loans have been for first-time homebuyers! From Gen Z buyers to those purchasing their first home at any age, it's rewarding to help borrowers take this exciting step toward homeownership.

Ernesto Lamas
[email protected]
(818) 355-4496

Equal Housing Lender

Did you know there are mortgage options designed specifically for self-employed borrowers?Bank Statement Loans allow eli...
10/19/2026

Did you know there are mortgage options designed specifically for self-employed borrowers?

Bank Statement Loans allow eligible self-employed individuals and business owners to use bank statements to demonstrate income instead of traditional documentation, such as tax returns.

This program offers another path to homeownership for those with nontraditional income!

Ernesto Lamas
[email protected]
(818) 355-4496

Equal Housing Lender

Gen Z is taking a different approach to homeownership. More young buyers are creating a path that works for them. In fac...
10/16/2026

Gen Z is taking a different approach to homeownership.

More young buyers are creating a path that works for them. In fact, 53% of Gen Z buyers purchased a home solo, while 35% were single women. And when it comes to why they’re buying, 39% said they simply wanted a home of their own.

Homeownership is also an investment for many Gen Z buyers, with 71% viewing their home as a good financial investment.

There’s no one-size-fits-all path to homeownership, and Gen Z is showing that buying a home can look different for everyone.

Source: National Association of REALTORS® 2026 Home Buyers and Sellers Generational Trends Report

Ernesto Lamas
[email protected]
(818) 355-4496

Equal Housing Lender

Programs Explained: Jumbo Loans A jumbo loan is designed for home financing that exceeds the conventional loan limits se...
10/14/2026

Programs Explained: Jumbo Loans

A jumbo loan is designed for home financing that exceeds the conventional loan limits set by the Federal Housing Finance Agency (FHFA).

For buyers considering a higher-priced home, a jumbo loan may provide the additional financing needed to make their next move.

Learn more about jumbo loan options today!

Ernesto Lamas
[email protected]
(818) 355-4496

Equal Housing Lender

Planning to buy a home? A few financial decisions can make a difference along the way!Before making a big purchase, it’s...
10/07/2026

Planning to buy a home? A few financial decisions can make a difference along the way!

Before making a big purchase, it’s a good idea to be mindful of changes that could affect your credit or finances during the homebuying process.

If you’re unsure about a financial move, check with your loan officer before making changes.

Integrity Home Mortgage Corporation and its loan officers are not credit counselors, please consult professional credit counselor and/or a financial advisor regarding a strategy that works best for your situation.

Ernesto Lamas
[email protected]
(818) 355-4496

Equal Housing Lender

Programs Explained: USDA/RD LoansUSDA/RD loans are designed to help eligible borrowers purchase homes in qualifying rura...
10/05/2026

Programs Explained: USDA/RD Loans

USDA/RD loans are designed to help eligible borrowers purchase homes in qualifying rural areas. Backed by the U.S. Department of Agriculture, this program helps approved lenders provide financing options that can make homeownership more accessible for qualifying families.

Wondering if a USDA/RD loan could be an option for you? Reach out to learn more.

Ernesto Lamas
[email protected]
(818) 355-4496

*All assistance is provided in compliance with USDA guidelines.
*Integrity Home Mortgage Corporation is not affiliated with or acting on behalf of or at the direction of USDA or the Federal government.

Equal Housing Lender

Closing costs and your down payment are both part of the homebuying process, but they cover different expenses.Your down...
09/29/2026

Closing costs and your down payment are both part of the homebuying process, but they cover different expenses.

Your down payment goes toward the purchase price of the home, while closing costs can include things like lender fees, appraisal costs, title services, taxes, and insurance.

Understanding both can help you better prepare for what you may need upfront.

Have questions about what to expect? Our team is here to help.

Ernesto Lamas
[email protected]
(818) 355-4496

Equal Housing Lender

Conventional loans are a common financing option for many homebuyers.Unlike government-backed loans, conventional loans ...
09/28/2026

Conventional loans are a common financing option for many homebuyers.

Unlike government-backed loans, conventional loans are not insured or guaranteed by a government agency and can offer a variety of financing options for qualified buyers.

Have questions about your mortgage options? Reach out to learn more.

Ernesto Lamas
[email protected]
(818) 355-4496

Equal Housing Lender

Address

700 Southridge Parkway Suite 315
Parkway, CA
22701

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