Michelle Johnston Loans and Mobile Notary

Michelle Johnston Loans and Mobile Notary Senior mortgage loan officer and mobile notary.

With gratitude, we remember those who served and sacrificed.
05/25/2026

With gratitude, we remember those who served and sacrificed.

The rate you’re offered isn’t always the best rate available.There can be more than one option behind the scenes, and th...
05/23/2026

The rate you’re offered isn’t always the best rate available.

There can be more than one option behind the scenes, and the first number presented isn’t always the most competitive one for your situation. Taking the time to review your options could help lower your monthly payment, improve your terms, and better align your mortgage with your long-term goals.

A quick review before you commit can make a big difference.

Your mortgage strategy should evolve with you.Your financial goals, lifestyle, and needs can change over time, and your ...
05/15/2026

Your mortgage strategy should evolve with you.

Your financial goals, lifestyle, and needs can change over time, and your mortgage should reflect that. Whether you're planning renovations, consolidating debt, lowering monthly payments, or preparing for your next home, reviewing your options could help you make the most of your mortgage.

A mortgage that worked years ago may not be the best fit today.

Home means a little more because of Mom.From the big milestones to the everyday moments, mothers are often the heart of ...
05/10/2026

Home means a little more because of Mom.

From the big milestones to the everyday moments, mothers are often the heart of the home. Wishing a very Happy Mother’s Day to all the incredible moms and mother figures who make life brighter, warmer, and more meaningful.

Sometimes it’s the little things that make a home feel brand new, a modern kitchen, more space to gather, or upgrades th...
05/09/2026

Sometimes it’s the little things that make a home feel brand new, a modern kitchen, more space to gather, or upgrades that better fit your lifestyle today. If you’ve been thinking about renovating or moving into something that feels more like home, now may be the perfect time to explore your options.

Don’t let your mortgage renew or roll over without a plan.Many homeowners stick with the first offer they receive withou...
05/07/2026

Don’t let your mortgage renew or roll over without a plan.
Many homeowners stick with the first offer they receive without reviewing their current rate, monthly payment, or long-term goals. But your financial situation and the market may have changed since your original mortgage began.

Taking time to review your options before renewal could help you lower your payment, access equity, consolidate debt, or secure terms that better fit your plans.

Make home feel new again.There’s nothing like the feeling of walking into a place that’s finally yours.
05/02/2026

Make home feel new again.

There’s nothing like the feeling of walking into a place that’s finally yours.

The Federal Reserve held rates steady at 3.50%–3.75%.For homebuyers, this means no immediate change in borrowing costs, ...
04/29/2026

The Federal Reserve held rates steady at 3.50%–3.75%.

For homebuyers, this means no immediate change in borrowing costs, but more stability in the market. When rates pause like this, mortgage rates tend to settle, giving buyers a clearer picture of what they can afford.

It’s a reminder that opportunity isn’t just about waiting for rates to drop, but understanding your buying power in today’s market.

Sometimes it’s not about what’s wrong, it’s about what could be better. A more open layout, updated finishes, and a spac...
04/25/2026

Sometimes it’s not about what’s wrong, it’s about what could be better. A more open layout, updated finishes, and a space that feels fresh and easy to live in.

If you’ve been thinking about it, it might be time to upgrade to a kitchen that truly fits your lifestyle.

Your upgrade starts here.From keys in hand to a place that fits your next chapter.Reach out today.
04/23/2026

Your upgrade starts here.
From keys in hand to a place that fits your next chapter.

Reach out today.

Being self-employed doesn’t mean you can’t qualify for a mortgage; it just means your income is evaluated differently.Le...
04/18/2026

Being self-employed doesn’t mean you can’t qualify for a mortgage; it just means your income is evaluated differently.

Lenders look beyond pay stubs and focus on factors such as tax returns, business financials, and consistency over time. The clearer and more organized your documentation is, the smoother the process becomes.

If you’re self-employed, preparation isn’t optional; it’s your advantage.

Address

7031 Koll Center Parkway, Suite 190
Parkway, CA
94566

Telephone

+19257841169

Website

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