Ryan Boody - Guaranteed Rate Affinity

Ryan Boody - Guaranteed Rate Affinity Mortgage Lender - NMLS #1053658. Licensed in: FL, AL, GA, TN, TX, KY, AR. Call/Text today: 850-445-3899

Purchase - Refinance - Construction -Renovation

VA | USDA | Non-Warrantable Condos | DSCR | Renovation | Manufactured | DPA and so much more!

08/21/2026

Reasons to partner w/ myself & GRA:

1.) Experience
2.) Out of the box thinking
3.) Suite of programs
4.) Technology

Due to my experience, I try my best to find out of the box ideas and ways to finance a buyer who otherwise may have been turned down previously by another company. We have access to over 3000 loan programs here at Guaranteed Rate Affinity!
Due to this and other reasons we have also a 95% rating for “making the mortgage process Easy”.

Contact me today if you’d like to learn how you too can become a homeowner, even if you didn’t think it possible! I look forward to helping you with that journey! 🙂

Ryan P. Boody
The Purple Hat Lender! 🎩
Guaranteed Rate Affinity
Mobile: 850-445-3899
NMLS: #1053658
www.PurpleHatLender.com
Lic in FL, GA, AL, TN, TX, AR & KY.
Schedule a 30 minute spot on my calendar: https://calendly.com/rboody-grarate/30min

Guaranteed Rate Affinity

08/07/2026

Before recommending another price reduction, consider whether a temporary buydown could deliver more value to both the seller and potential buyer!

For example, a 1-0 buydown lowers the buyer’s payment for the first year, while a 2-1 buydown provides an even lower payment during year one and additional savings in year two.
Here’s a simple example: On a $400,000 loan at 6.5%, a $10,000 price reduction saves the buyer only about $63 per month. A 2-1 buydown costing approximately $9,100 could save them around $500 per month during year one and $257 per month during year two.

For buyers, that means meaningful relief when moving and homeownership expenses are highest. For sellers, it creates a powerful incentive, attracts more qualified buyers and helps preserve the home’s sales price.

When you Think Mortgage, Think Ryan Boody - The Lender in the Purple Hat!
Ryan Boody - Vice President of Mortgage Lending
NMLS: #1053658
Mobile: 850-445-3899
Apply Online: www.PurpleHatLender.com
Licensed in FL, GA, AL, AR, TN, TX, KY.

Guaranteed Rate Affinity

How would you like NO MI and as little as only a 3% DOWN PAYMENT??? Let me know what First Time buyers I can help with ...
08/07/2026

How would you like NO MI and as little as only a 3% DOWN PAYMENT??? Let me know what First Time buyers I can help with this amazing program. This is a pilot program with Freddie Mac and we are ONLY 1 of 3 Lenders in the COUNTRY who can offer this program! Best yet, the RATES are SMOKING HOT!!!
Call/Text or email me today to learn more and let's get more HOME DREAMERS into becoming HOME-BUYERS!!

When you Think Mortgage, Think Ryan Boody - The Lender in the Purple Hat!
Ryan Boody - Vice President of Mortgage Lending
NMLS: #1053658
Mobile: 850-445-3899
Apply Online: www.PurpleHatLender.com
Licensed in FL, GA, AL, AR, TN, TX, KY.

Guaranteed Rate Affinity

07/31/2026

First-time buyers—an MCC could actually help you qualify for more!

A Mortgage Credit Certificate (MCC) allows eligible buyers to receive a federal tax credit for a portion of the mortgage interest paid each year. Even better, the estimated monthly benefit may be added to your qualifying income—potentially lowering your debt-to-income ratio and increasing your buying power.

Want to know if an MCC could help you become a homeowner?

Message me, and let’s run the numbers!

When You think Mortgage - Think Ryan Boody, The Lender in the Purple Hat!
Ryan Boody - Guaranteed Rate Affinity
Vice President of Mortgage Lending
NMLS: 1053658
Call/Text: 850-445-3899
www.PurpleHatLender.com

Guaranteed Rate Affinity

NMLS # 1053658

🚨 Realtors: Major condo financing changes are coming August 3—and waiting until after the contract could cost your buyer...
07/30/2026

🚨 Realtors: Major condo financing changes are coming August 3—and waiting until after the contract could cost your buyer time and money.

Fannie Mae’s Limited Review and Freddie Mac’s Streamlined Review are being retired. Many condo projects may now require additional HOA documents, closer reserve reviews, and more time for approval.

Before your buyer writes an offer—or spends money on an appraisal and inspection—send me the project name and address. Screening the condo early can help protect your contract timeline, prevent expensive surprises, and keep your deal moving toward closing.

Ryan Boody | The Lender in the Purple Hat
📱 850-445-3899
Guaranteed Rate Affinity
Vice President
www.PurpleHatLender.com
NMLS #1053658
Guaranteed Rate Affinity


07/27/2026

Owning a home can help you build equity, create long-term stability, and provide potential tax benefits.
With a fixed-rate mortgage, your principal and interest payment also remains predictable—unlike rent, which may continue increasing.

Remember this: Everyone pays a mortgage. The question is, do you receive the benefits, or does your landlord?

If you’re interested in becoming a home-owner and stop throwing your money away on rent, I’d be happy to review your financing options and create a personalized plan for homeownership!
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When You Think Mortgage - Think Ryan Boody - The Lender in the Purple Hat!
Ryan Boody - Guaranteed Rate Affinity
Vice President of Mortgage Lending
NMLS: #1053658
Phone/Text: (850) 445-3899
www.PurpleHatLender.com
Licensed in FL, TN, GA, AL, KY, AR & TX!

Guaranteed Rate Affinity

Inspirational quote for the day. MAKE IT a great day! :-)
07/23/2026

Inspirational quote for the day. MAKE IT a great day! :-)




07/20/2026

Stressed about the home buying journey? Let me help!!
Call or text me for more information!

Sincerely,
Ryan P. Boody
The Purple Hat Lender! 🎩
Guaranteed Rate Affinity
NMLS: #1053658
www.PurpleHatLender.com
Lic in FL, GA, AL, TN, TX, AR & KY.
Schedule a 30 minute spot on my calendar: https://calendly.com/rboody-grarate/30min

Hey Facebook friends!My wife Natalie, has officially started her new coastal art business, Sea Kreations by Natalie, and...
07/19/2026

Hey Facebook friends!

My wife Natalie, has officially started her new coastal art business, Sea Kreations by Natalie, and we’d love your honest feedback!

She creates hand-painted sand dollar art, along with oyster shell pendants, magnets, keychains, and other coastal gifts.

We have a few questions:

* Would something like this appeal to you or make a great gift?
* If you were visiting Panama City Beach, would you buy something like this?
* Realtors—would you consider personalized sand dollars or oyster shells as unique closing gifts for your clients?
* What price range do you think people would realistically pay?

We’d genuinely appreciate your thoughts, suggestions, and constructive feedback as she gets started.

Thanks so much for helping us out! ❤️

Address

4408 Delwood Lane, Suite 28
Panama City, FL
32408

Telephone

+18504453899

Website

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