Jon Solek, Mortgage Lender

03/20/2026

Here is your Friday Mortgage Tip...

You're welcome 🤣

03/18/2026

5.0 star review received on Experience.com for Jon Solek by Michelle G - Jon and his team were on top of everything from start to finish. The communication was never lacking & they made our home purchase such a great experience for us. With Jon, you truly feel like you're working with someone that is looking out for your best interest. I will recommend him to anyone I know that is in need of a home loan.

Click to see all 25 reviews of Jon Solek, Loan Officer

02/02/2026

Calling all Temecula Valley Realtors 🤠

We’re saddling up for a relaxed night of cocktails, appetizers, and solid conversation at the infamous Blackwater Saloon.

✔️ No sales pitches
✔️ No awkward networking games
✔️ Just drinks, food, and good people

March 12 | 5–8 PM

Scan the QR code to RSVP and we’ll save you a spot!

escrow321Kambria Minton- Fidelity National TitleBHP & Co.

01/09/2026

🚨 Trump just made a move that could reignite the housing market.

The administration announced that Fannie and Freddie will buy $200 billion in mortgage bonds — roughly $20 billion a month flowing into the mortgage market.

That kind of support has historically pushed mortgage rates lower.

At the same time, the latest Jobs Report showed just 50,000 jobs created in December, with prior months revised down.

So what does this mean for you and me?

The labor market is cooling.
Housing supply can’t keep up with demand that lower rates create.

That opens a window of opportunity right now.

Smart buyers move before rates fall and competition heats up — then refinance later.

📌 Bottom line: buckle up. Housing could be in for a wild year.

💬 Comment LET’S GO if you’re ready to jump in,
or HOLD if you want more data before making a move.

12/13/2025

🚨 The Fed just cut rates — but Powell’s comments were the real shocker.

He revealed the government may be overstating job growth, meaning the labor market is weaker than the data shows.

The Fed also announced new Treasury Bill purchases, a move that could ease pressure on long-term mortgage rates.

And next year’s Fed lineup?
More dovish, more rate-cut friendly, and more open to easing.

Services inflation is cooling,
Goods inflation is rising only in tariff-hit sectors,
And the outlook for additional cuts next year is improving.

💬 Comment WEAK if you think next week’s Jobs Report disappoints,
or STRONG if you think employment is holding firm.

12/12/2025

12/08/2025

5.0 star review received on Experience.com for Jon Solek by Jake W - Jon at Franklin Loan Center is the man. Super easy to work with, always on it, and made the whole process smooth. Will 100% use him again.

Click to see all 24 reviews of Jon Solek, Loan Officer

10/31/2025

🚨 The Fed just cut rates — but Trump’s new China move changes everything.

🇨🇳 Trump and Xi struck a tariff deal to lower U.S. import costs.
Cheaper imports = less inflation.
Less inflation = more room for the Fed to cut again.

📉 But don’t expect your mortgage rate to drop overnight —
The Fed rate and mortgage rates don’t move in sync.

Meanwhile, the government shutdown is now entering its second month.
🍞 Food stamps could lapse in days.
✈️ Airports are slowing down as controllers work without pay.
And the Fed needs the government reopened to get fresh data before its next move.

📝 Bottom line:
Rates likely stay flat for now,
but the tariff deal just opened the door for more cuts ahead.

💬 Comment CUTS if you think more easing is coming,
or HOLD if you think the Fed’s done.

10/10/2025

🚨 Day 10 of the Government Shutdown 🚨
And the chaos is spilling into the markets.

📉 Stocks are lower across the board.
🏦 Mortgage Bonds are flat — barely holding their ground.
📈 Ten-year Treasury yields nudged slightly higher.

📰 The Fed Minutes just dropped.
And they reveal a deeply divided central bank.
Some want aggressive cuts.
Others fear inflation’s comeback and tariff fallout through next year.

💬 Translation: Nobody knows what’s coming next.
But here’s what’s clear — most members still favor more rate cuts.
Odds of an October cut are now extremely high.

📝 Bottom line:
The Fed’s split, markets are shaky, and mortgage pros are watching closely.

Comment CUTS if you expect more easing,
or PAUSE if you think the Fed’s done.

10/09/2025

Beautiful listing in La Cresta, check it out!
Val Ives

$1574999 - 3 bed, 4 bath, 2972 sqft property at 37215 Avenida La Cresta, Murrieta, CA 92562

10/03/2025

🚨 Government Shutdown = Mortgage Delays 🚨

As of October 1st, the federal government has shut down — and it’s already impacting the housing market.

✅ One in four mortgages rely on FHA, VA, or USDA programs
⏳ Those loans depend on government services — which means delays
🚫 USDA loans are paused and flood insurance sales are suspended
📉 Inventory is rising, demand is softening
💡 Conventional buyers? You’ve suddenly got leverage

Bottom line:
If you’re FHA, VA, or USDA — expect delays
If you’re conventional — less competition, more negotiating power

What would you do in this market?
Comment SAFE if you’d stick with conventional
Or WAIT if you’re riding out the shutdown

10/02/2025

Check out the NEW 2026 Conforming Loan Limits!