David Pilvinsky - USA Benefits Group

David Pilvinsky - USA Benefits Group Helping American Owned Businesses, Self Employed, Self Insured, Individuals and Families With Their Insurance Needs

08/19/2026

This is no joke. Health insurance is a mess. Having a broker like me can make it less painful. Call me at (386) 517-6189 to make it an easier pill to swallow.

Common Questions. Straight Answers.❓ COMMON QUESTION:Why won't you just tell me the carrier?✅ STRAIGHT ANSWER:Because no...
08/18/2026

Common Questions. Straight Answers.

❓ COMMON QUESTION:
Why won't you just tell me the carrier?

✅ STRAIGHT ANSWER:
Because not everyone qualifies for the same carrier or plan.

We're an independent brokerage with access to over 200 insurance carriers and plan designs. Eligibility can vary based on:
• State
• Age
• Household size
• Health history
• Prescriptions
• Underwriting
• How the family actually uses healthcare

We intentionally avoid presenting one carrier as though it's the answer for everyone. Doing that can create false expectations for people who may not qualify for that specific plan.

Our brokers first determine what someone is actually eligible for, then compare the appropriate options and explain the differences before making a recommendation.

🎯 BOTTOM LINE:
We don't start with a carrier. We start with the person.

🚨 MYTH: All PPOs are the same.Not all PPO plans offer the same value, provider network, or out-of-pocket costs. Two plan...
07/14/2026

🚨 MYTH: All PPOs are the same.

Not all PPO plans offer the same value, provider network, or out-of-pocket costs. Two plans may both be labeled "PPO," but they can differ significantly in:

✔️ Deductibles
✔️ Provider networks
✔️ Prescription coverage
✔️ Out-of-pocket maximums

The plan with the lowest premium—or even the same type of network—may not be the best fit for your healthcare needs.

Before enrolling, compare the details—not just the plan name.

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06/01/2026

HEALTH INSURANCE POLL 🚨 Be honest. Which one are you?

1️⃣ I pay every month but have NO idea what it covers — because I'm ALWAYS paying out of pocket when I use it.

2️⃣ I just autopay and blindly deal with whatever hits me.

3️⃣ I get it through work but pay a TON to cover my family.

If you answered 1, 2, or 3 — you're probably overpaying. Drop your number in the comments and let's talk. I got you. 💪

Most people have no idea how bad their health insurance actually is until they need it.Self-employed. 1099. Family on a ...
05/30/2026

Most people have no idea how bad their health insurance actually is until they need it.

Self-employed. 1099. Family on a group plan that doesn’t cover you. Or just paying $600/month for a $7,000 deductible and hoping nothing happens.

I work with 75+ carriers. My job is to find you something that actually works — not just the cheapest option on a government website.

No call center. No robots. You get me.

👉 www.usabg.com/dpilvinsky
📞 (386) 517-6189

If you're self-employed and you haven't had someone actually look at your situation — call me.I'll tell you exactly what...
05/29/2026

If you're self-employed and you haven't had someone actually look at your situation — call me.
I'll tell you exactly what you qualify for. No sales pitch, just numbers. 386-517-6189

05/27/2026

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Palm Coast, FL
32137

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