InCharge Debt Solutions, a leading nonprofit organization, offers free and impartial debt relief solutions to consumers struggling with credit card or other unsecured debt. If you feel overwhelmed by debt, call a certified credit counselor or get started online for a free analysis of your financial situation. Credit Counseling Program
We’ll pull your credit report to see how much debt you have (th
is gives us accurate, up-to-date balances and is a “soft pull” which will not affect your credit score). We’ll diagnose your situation and provide you with a range of debt relief options. One debt relief solution may be a debt management plan; another may be bankruptcy. Debt Management Programs
We work with your creditors to get you debt relief now, in the form of lower interest rates, waived credit card fees and lower credit card monthly payments. With more of your monthly payment going toward debt balance, you can dramatically lessen the time it takes to become debt free. Find out if you qualify for our debt management program. Debt Consolidation Programs
One of the most popular features of our debt management plan is debt consolidation. Paying multiple creditors – each with different due dates – can be time consuming and stress inducing. Our free credit consolidation helps you pay back your credit card debt faster than making minimum payments on your own. Bankruptcy Counseling
Before filing bankruptcy, you must complete a pre-filing credit counseling session; also you must complete a Debtor Education course before your bankruptcy case is discharged (both are mandated by U.S. bankruptcy code) . InCharge offers both pre-file credit counseling and pre-discharge debtor education. Visit https://www.personalfinanceeducation.com
State Disclosures: https://www.incharge.org/state-disclosures/
