The_JoseRivera

05/28/2025

04/26/2024

When you're trying to keep up in the home buying race, you want to have every advantage. Getting a home loan pre-qualification can make the difference between winning and losing an offer. Contact me today to cross the starting line.

04/25/2024

Looking to purchase a new home. Working with a local mortgage office can make all the difference!

Our team at Motto Mortgage is dedicated to helping you find the right home loan that fits your unique needs.

Let us be your guide from start to finish. Contact us today to learn about our mortgage options and turn your homeownership dream into a reality.

04/24/2024

This town IS big enough for all of us. How do we know? Our Motto Mortgage loan originators work, live and play in your local community, so they understand the market, have relationships with local real estate agents and want the best for you and your family.

04/23/2024

Should I stay, or should I go? 🎶

Are you outgrowing your home? Maybe even contemplating a move? What if you could transform your current home so it evolves alongside you? A renovation loan could be the solution you’re looking for whether you’re hoping to refresh your home for yourself or increase market value when the time comes to sell.

Questions about renovation loans? Message me for details. 🛠️

04/22/2024

At Motto Mortgage, we don’t want to just understand the market — we want to understand your needs. That’s why we pride ourselves on delivering the best service in the industry from application through the celebration at closing. Service always comes first at Motto Mortgage.

04/19/2024

Discount points – sometimes called mortgage points – are a one-time, up-front fee paid by the borrower to lower the interest rate on a mortgage loan. These points are paid at closing and can help borrowers save on the overall cost of the loan.
Need some pointers to see if discount points are the right choice for you? Message me today.

04/18/2024

Knowing your budget before any big purchase is a wise move. But knowing your budget when the time to house hunt is essential. ✅
Want to run the numbers on your own time before we connect? Check out our easy-to-use home affordability calculator.

https://calculators.lenderhomepagecdn.com/motto/how-much-can-i-afford

04/17/2024

Ahh, the dreaded 20% myth. Just like swallowed gum doesn’t stay in your stomach for 7 years, most homebuyers don’t have 20% to put down as a down payment. Thankfully, there are mortgage options that can help put customers into a home for as little as 3% down. 🏠

Want to know more about your down payment options? Let’s talk today.

04/16/2024

💰💵 Could you use some extra cash right now?

Whether it’s an unexpected expense or an upcoming tuition bill, your home’s equity could be the solution. Message me to see if a cash-out refinance works with your financial goals.

04/15/2024

🛋 🥔 Your humble abode is no couch potato. It might have been working hard all these years racking up equity!

A home equity line of credit (HELOC) can help you tap into the value your house may have accrued since you bought it. Here’s what you need to know:

• If your home is worth more than you owe on your mortgage loan, you have home equity
• A HELOC may allow you to borrow, then use that home equity like cash, any way you’d like
• Some common uses for HELOC funds include home updates, debt consolidation, education payments, emergency funds and business expenses

04/12/2024

So, how do mortgage brokers typically help borrowers save on their home loans? 🤔

For me, it comes down to comparing hundreds of mortgage loan options from dozens of lenders on your behalf.
Banks and other lenders only have access to the mortgage loans THEY provide within their company. (And that’s usually nowhere near “hundreds”.)

📲 Ready to compare your home loan options? Message me and I’ll crunch your numbers. 🔢